Investments
€5,873 10.1 × depreciation
Green is investment, beige is depreciation.
CLAS SERVICES
Lifetime
4 annual accounts with figures on one time axispeak €18,899 (2023)
-€1,307▼ €16,065
lowest -€2,239 (2026)
-€2,239▼ €8,348
peak €22,459 (2025)
€20,220▼ 10.0%
€1,487▼ 79.3%
Board1 name since 2022
1 directorSMET Alain Henri Charles Ghislain
Documentsfilings and deeds
27-10-20264 days before the deadline
2026micro format
Gross margin from €14,757 to -€1,307Loss of €2,239Debts from €7,186 to €1,487Investments €5,873Cash from €20,504 to €8,258
Key points
from the 2026 annual accountsLiquidity
9.06 was 3.72 in 2025
Short-term debts fell from €7,186 to €1,487.
Position in the sector
93.2%
Higher solvency than 95% of companies in repair of computers and personal goods. Sector median 43.6% · 89 companies.
Turnover not published (micro format)
Checked score
70
Healthy
Financially stronger than 55% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025highest value
10-2025: 0.6%▼ -0.1 percentage points vs 09-2025
11-2025: 0.4%▼ -0.2 percentage points vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026lowest value
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.6%▲ +0.1 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No registered site in the KBO
lowers risk
Liquidity: current ratio 9.06, cash €8,258, halved
Equity €20,220 (93.2% of total assets)
Figures for financial year 2026 (filed on 27-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 95% on liquidity, 13% on profitability and 22% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as CLAS SERVICES has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CLAS SERVICES itself is lower: 0.6% within 12 months. It rests on far more data about CLAS SERVICES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for CLAS SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.06 (3.72 in 2025), above the usual 1.5. Short-term debt is 6.8% and cash 38% of total assets. 6.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-10-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
4 days early
2025
on the day
2024
on the day
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 1 day before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- SMET Alain Henri Charles Ghislain 50 sharesdeed of 03-02-2022
- LAMBERMONT Christiane Julienne Ginette 50 sharesdeed of 03-02-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0781445658
Incorporation
Founding capital of €1,000, 100 shares · Founders: SMET Alain Henri Charles Ghislain and LAMBERMONT Christiane Julienne Ginette · Appointment: SMET Alain Henri Charles Ghislain (director) · published on 03-02-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLAS SERVICES Nivelles | €21,707 | -€1,307 | 93.2% | - |
| GT Carwash Houthalen-Helchteren | €22,924 | -€67,135 | -420.6% | - |
| Brelam Kapellen | €21,069 | €275 | -3.8% | - |
| DTS BEHEER Wuustwezel | €29,743 | -€17,184 | 69.1% | - |
| MADINA COMPANY Molenbeek-Saint-Jean | €23,737 | -€22,754 | -805.6% | - |
| CAR-WASH IPATINGA Zaventem | €25,624 | -€18,564 | -112.7% | - |
| XTREM DETAILING Molenbeek-Saint-Jean | €14,756 | -€3,351 | -21.1% | - |
These companies have the same main activity as CLAS SERVICES: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €14,800 and €29,700, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 01-02-2022Normal situation
- Activity
- Washing and cleaning of motor vehiclesNACE 95316and 5 others
- Financial year end
- 31 March
- Peppol
- Reachable since 12-06-2025
Annual accounts to 31-03-2026
- €21,707▼ 26.8%
- Filing
- Filed on 27-10-2026, 4 days before the end of the filing period
Insights on CLAS SERVICES
CLAS SERVICES files the micro format. That format states no turnover. The gross margin fell from €18,899 in 2023 to -€1,307 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLAS SERVICES
- What is the company number of CLAS SERVICES?
- The company number of CLAS SERVICES is 0781.445.658. The VAT number is the same number with BE in front: BE 0781.445.658.
- Where is CLAS SERVICES based?
- The registered office is at Rue Lossignol 66, 1401 Nivelles.Company details
- What does CLAS SERVICES do?
- According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
- What is the legal form of CLAS SERVICES?
- CLAS SERVICES is a private limited company (BV).
- When was CLAS SERVICES founded?
- CLAS SERVICES was founded on 01-02-2022.
- Is CLAS SERVICES still active?
- Yes, CLAS SERVICES is an active enterprise in the KBO register.
- What is the turnover of CLAS SERVICES?
- The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
- Is CLAS SERVICES profitable?
- In financial year 2026, CLAS SERVICES made a loss of €2,239.
- Where can I find the annual accounts of CLAS SERVICES?
- CLAS SERVICES filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of CLAS SERVICES due?
- CLAS SERVICES must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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