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Generated 29-07-2026
Active BE 0466.349.967Coöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk

CLARUS

Spinnerijstraat(Kor) 107 ·8500 Kortrijk, Belgium· 27 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

For the legal form of CLARUS, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €421k and a net result of €58k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 327 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €421k
Net result €58k
Staff (FTE) 11.8
Better than sector 75%
Snowflake analysis 5 axes · computed by Checked
Health93Profitability69Solvency98Growth85Stability100
89 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 69
Solvency 98
Growth 85
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free

For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 17-07-2026 with the NBB · fiscal year 2025 · verkort
€0€250k€500k€750k€1.00MRevenue 2021: €765k€765kOperating result 2021: €39k€39kNet result 2021: €37k€37kRevenue 2022: €968k€968kOperating result 2022: €30k€30kNet result 2022: €29k€29kOperating result 2023: €67k€67kNet result 2023: €55k€55kOperating result 2024: €82k€82kNet result 2024: €89k€89kOperating result 2025: €65k€65kNet result 2025: €58k€58k20212022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~19.1%/year over 8 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k€800k2026: €481k (€448k - €515k)2027: €574k (€527k - €620k)2028: €683k (€619k - €747k)2018: €155k2019: €149k2020: €153k2021: €190k2022: €218k2023: €273k2024: €363k2025: €421k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 59.9% 39.1%
better than 75% of 327 sector peers
Net result €58k €40k
better than 58% of 327 sector peers
Equity €421k €181k
better than 71% of 327 sector peers
Gross operating margin €852k €214k
better than 86% of 327 sector peers
Staff costs €727k €219k
higher than 83% of 210 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€968k
+26.5% +145% vs sector
EBITDA
€119k
-9.6% far above sector median
Net profit
€58k
-35.0% far above sector median
Cash flow
€112k
-19.6% far above sector median
Total assets
€703k
+4.4% +288% vs sector
Equity
€421k
+16.0% far above sector median
Working capital
€367k
+18.2% far above sector median
Employees (FTE)
12
+7.3% +237% vs sector
Staff costs
€727k
+18.4% far above sector median
Income taxes
€934
- -67% vs sector
Debt
€282k
-9.2% +186% vs sector
Debt ≤ 1y
€128k
-9.9% +165% vs sector
Debt > 1y
€154k
-8.5% +125% vs sector
Current ratio
3.87
+21.4% +76% vs sector
Quick ratio
3.87
+21.4% +83% vs sector
Solvency
59.9%
+11.1% +32% vs sector
Debt / equity
0.67
-21.7% -46% vs sector
ROE
13.8%
-43.9% +1% vs sector
ROA
8.3%
-37.7% -18% vs sector
Net margin
3.0%
-38.1% -17% vs sector
EBITDA margin
5.9%
-33.8% +175% vs sector
Interest coverage
17.19
-5.4% +86% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€119k
Net profit€58k
Cash flow€112k
Staff costs€727k
Income taxes€934
Dividends-
Total assets€703k
Equity€421k
Debt€282k
of which ≤ 1y€128k
of which > 1y€154k
Working capital€367k
Employees (FTE)11.8
Ratios (computed)
2025
Current ratio3.87
Quick ratio3.87
Working capital ratio52.2%
Solvency59.9%
Debt / equity0.67
Long-term debt ratio0.37
Interest coverage17.19
Gross margin-
Net margin-
ROA8.3%
ROE13.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€703k
Fixed assets 21/28€209k
Tangible fixed assets 22/27€183k
Financial fixed assets 28€25k
Current assets 29/58€494k
Amounts receivable within one year 40/41€315k
Investments 50/53€70k
Cash & bank 54/58€100k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€703k
Equity 10/15€421k
Contributions / capital 10/11€94k
Reserves 13€151k
Accumulated profits (losses) 14€176k
Amounts payable 17/49€282k
Amounts payable after one year 17€154k
Amounts payable within one year 42/48€128k
Trade debts payable within one year 44€66k
Income statement
Gross operating margin 9900€852k
Operating result 9901€65k
Financial income 75€600
Financial charges 65€7k
Result before taxes 9903€59k
Income taxes 67/77€934
Net result for the period 9904€58k
Result to be appropriated 9905€58k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Coöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk(508)
Incorporation28-06-1999
StatusActive
Postal code8500
Establishment units 1 location
Spinnerijstraat(Kor) 107, 8500 Kortrijk
teelt van zoden om te verplanten
since 19992.092.432.728
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34353B0280/00R000 Flanders 5,484 m² 1 · 918 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
09-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
29-04-2025
State Gazette act Director changes
2024
31-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
20-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
19-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
29-04-2025 3 resigning Director changes
  • De Poort voor Wonen en Werk, Bestuurder
  • Thomas Raes, Bestuurder
  • Dirk Van Ammel, Bestuurder
Technical details 
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    {
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      "role": "bestuurder",
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        "name": "De Poort voor Wonen en Werk",
        "address": null,
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Algemene Vergadering gaat akkoord met de ontslagname van De Poort voor Wonen en Werk vzw als bestuurder van de CV.",
      "decharge_status": null,
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    },
    {
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      },
      "reason": "de_plein_droit_dissolution",
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      "evidence_quote": "De Algemene Vergadering gaat akkoord met de ontslagname van De Poort voor Wonen en Werk vzw als bestuurder van de CV. en haar vast vertegenwoordiger Thomas Raes",
      "decharge_status": null,
      "mandate_duration": null,
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      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Van Ammel",
        "address": null,
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
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      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Algemene Vergadering gaat akkoord met de ontslagname van Dirk Van Ammel als bestuurder van de CV.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-29",
    "filing_date": "2025-04-18",
    "act_kind_objet": "In de bijlagen bij het Belgisch Staatsblad bekend te maken kopie na neerlegging van de akte ter griffie"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-11",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0466.349.967",
    "name_full": "Clarus",
    "legal_form": "Co\u00F6peratieve. Vennootschap",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Rik Desmet",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Overige gespecialiseerde werkzaamheden in de bouw45250Industriële reiniging74700Overige gespecialiseerde werkzaamheden in de bouw45250Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameNL CLARUS
Registered office
Spinnerijstraat(Kor) 107
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative