Financials
- Fiscal year
- 2025
- Total assets
- €3.6m
- Profit
- €346,401
- Solvency
- 98.6%
Total assets▲ 9.6%
Net result
20182025
CLARO
ActiveSummary
CLARO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.6m and a net result of €346,401. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 95% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Wholesale of motor vehicle parts and accessories
NACE 46720NACE 45310
1 site
How big
€3.6mtotal assets 2025
- Equity
- €3.6m
- Profit
- €346,401
Turnover not published (abridged schema)
Who decides
- Parent
- VERSUS INVEST · 100%
Accounts filed 61 d late0 of 1 deed read
Why 97- Latest accounts 61 days late; 3 of the last 3 late+ Figures for FY 2025 (filed 30-09-2026)+ Founded in 2007+ Liquidity: current ratio 70.65, cash €1.4mShow the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 76% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.6% of total assets
Liquidity
99+22
short-term debt 1.4% · cash 39.2%
Profitability
61-6
return on assets 9.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.2%
09-2026: 0.2%▲ +14.5% vs 08-2026highest value
10-2026: < 0.1%▼ -76.3% vs 09-2026lowest value
- Latest accounts 61 days late; 3 of the last 3 late raises the probability
- Figures for FY 2025 (filed 30-09-2026) lowers the probability
- Founded in 2007 lowers the probability for this profile
- Liquidity: current ratio 70.65, cash €1.4m lowers the probability
Credit up to €340,000 at 30 days acceptable
Liquidity ample (current ratio 70.65 against 42.08 in 2024; short-term debt: 1.4% and cash: 39.2% of total assets), and 1.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 92%, liquidity 99%, profitability 46%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
61 d late
2024
76 d late
2023
83 d late
2022
28 d late
2021
31 d late
2020
31 d early
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- VERSUS INVEST · 100%
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-09-2026Annual accounts filed
- 15-10-2025Annual accounts filed
- 22-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of motor vehicle parts and accessoriesNACE 46720
- Founded
- 20-12-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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