AVTOLUX
ActiveAVTOLUX has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.47M and a net result of €457k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 57% of 9625 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+42
Solvency70▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.99 in 2023; short-term debt: 30% and cash: 5.9% of total assets), but 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.9%
Return on assets
14%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d late
2023
26 d late
2022
31 d late
2021
26 d late
2020
23 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.47M▲ 45.3%
2023 · €1.01M
2018: €389k
2019: €391k
2020: €490k
2021: €754k
2022: €982k
2023: €1.01M
2018 → 2024
Total assets
€3.26M▲ 27.4%
2023 · €2.56M
2018: €751k
2019: €825k
2020: €939k
2021: €1.32M
2022: €2.37M
2023: €2.56M
2018 → 2024
Net result
€457k▲ 1,520%
2023 · €28k
2018: €701
2019: €2k
2020: €99k
2021: €264k
2022: €228k
2023: €28k
2018 → 2024
Working capital
€1.13M▲ 56.0%
2023 · €724k
2018: €447k
2019: €453k
2020: €546k
2021: €778k
2022: €721k
2023: €724k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€490k-€754k▲ 53.8%€982k▲ 30.2%€1.01M▲ 2.9%€1.47M▲ 45.3%
Operating result€136k-€357k▲ 162%€329k▼ 7.9%€85k▼ 74.0%€674k▲ 688%
Net result€99k-€264k▲ 165%€228k▼ 13.7%€28k▼ 87.6%€457k▲ 1,520%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 688% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.26M
Fixed assets
€1.16M▲ 4.7%
Current assets
€2.11M▲ 44.6%
Equity and liabilities €3.26M
Equity
€1.47M▲ 45.3%
Debt
€1.80M▲ 15.8%
The debt ratio falls from 60.6% to 55.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€730k▲
2023 · €139k
Cash flow
€514k▲
2023 · €81k
Solvency
44.9%▲
2023 · 39.4%
Current ratio
2.16▲
2023 · 1.99
Quick ratio
0.70▲
2023 · 0.42
Debt / equity
1.23▼
2023 · 1.54
ROE
31.2%▲
2023 · 2.8%
ROA
14.0%▲
2023 · 1.1%
Interest coverage
12.28▲
2023 · 2.85
Debt
€1.80M▲
2023 · €1.55M
Debt ≤ 1 year
€978k▲
2023 · €734k
Debt > 1 year
€819k▲
2023 · €819k
Income taxes
€157k▲
2023 · €9k
Staff costs
€89k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.56M€3.26M▲
Fixed assets21/28€1.10M€1.16M▲
Tangible fixed assets22/27€1.10M€1.16M▲
Land and buildings22€1.09M€1.05M▼
Plant, machinery and equipment23€7k€13k▲
Furniture and vehicles24€10k€96k▲
Financial fixed assets28€45€45=
Current assets29/58€1.46M€2.11M▲
Stocks and contracts in progress3€1.15M€1.42M▲
Stocks30/36€1.15M€1.42M▲
Amounts receivable within one year40/41€209k€493k▲
Trade receivables40€73k€353k▲
Other amounts receivable41€136k€140k▲
Cash at bank and in hand54/58€100k€194k▲
Equity and liabilities
Total equity and liabilities10/49€2.56M€3.26M▲
Equity10/15€1.01M€1.47M▲
Contributions10/11€12k€12k=
Reserves13€2k€1.45M▲
Distributable reserves133€2k€1.45M▲
Profit (loss) carried forward14€996k€0▼
Amounts payable17/49€1.55M€1.80M▲
Amounts payable after more than one year17€819k€819k▲
Financial debts170/4€819k€819k▲
Amounts payable within one year42/48€734k€978k▲
Current portion of amounts payable after more than one year42€111k€161k▲
Financial debts43€300k€300k=
Credit institutions430/8€300k€300k=
Trade debts44€212k€372k▲
Suppliers440/4€212k€372k▲
Taxes, remuneration and social security45€26k€95k▲
Taxes450/3€3k€87k▲
Remuneration and social security454/9€23k€9k▼
Other amounts payable47/48€85k€49k▼
Income statement
Code20232024
Remuneration, social security and pensions62€78k€89k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€57k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€0▼
Other operating charges640/8€14k€15k▲
Gross operating margin9900€235k€834k▲
Operating profit (loss)9901€85k€674k▲
Financial income75/76B€353€501▲
Recurring financial income75€353€501▲
Financial charges65/66B€49k€59k▲
Recurring financial charges65€49k€59k▲
Profit (loss) for the period before taxes9903€37k€615k▲
Income taxes67/77€9k€157k▲
Profit (loss) for the period9904€28k€457k▲
Profit (loss) for the period to be appropriated9905€28k€457k▲
Appropriation of the result
Profit (loss) to be appropriated9906€996k€1.45M▲
Profit (loss) brought forward from the previous period14P€968k€996k▲
Transfer to equity691/2-€1.45M
To other reserves6921-€1.45M
Social balance
Average headcount (FTE)90871.5-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 33 days late
2024
31-12
Financial
Highest result since 2018net €457k ▲1520%
Operating result €674k, net result €457k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Equity above €1MEq €1.01M ▲2.9%
6 profitable years in a row build equity to €1.01M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Equity above €500kEq €754k ▲53.8%
4 profitable years in a row build equity to €754k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 152 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helshovenstraat 243800 Sint-TruidenGround area
8,730 m²
Building footprint
1,407 m²
Volume, LiDAR
7,597 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avtolux
since 20072.159.881.182
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71019B0400/00W000 | Flanders | 4,380 m² | 1 · 252 m² | 8.9 m · 2 fl. |
| 73009B0438/00Y000 | Flanders | 4,350 m² | 1 · 1,155 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Garage Probus
BE 0402.644.327
Schaarbeek · Eq €1.46M
GARAGE BAERT
BE 0440.201.143
Mouscron · Eq €1.47M
E.C.B. - CARS
BE 0459.826.124
Essen · Eq €1.47M
GARAGE RENNEN
BE 0420.123.727
Zaventem · Eq €1.46M
RENAULT DURIEU J-R
BE 0421.639.796
Soignies · Eq €1.48M
Of 10,681 companies in sector 47811 we hold annual accounts for 5,225. 2,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2007
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45310
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0498/68.02.34