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Complete company report
Generated 12-08-2026
Active BE 0764.373.064Private limited company

Clarico

Sint-Lazaruslaan 4 ·1210 Sint-Joost-ten-Node, Belgium· 5 yrs active
Sector: Overige rechtskundige dienstverlening (69109)
Conclusion Checked

The computed 12-month bankruptcy probability of Clarico is 0.5% (low). The 2025 annual accounts show equity of €10k and a net result of €55k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 23% of 1943 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €10k
Net result €55k
Better than sector 23%
Active 5 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health73Profitability100Solvency22Growth68Stability94
71 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 73
Profitability 100
Solvency 22
Growth 68
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
73 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 24-03-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2021: €11k€11kNet result 2021: €8k€8kOperating result 2022: €54k€54kNet result 2022: €42k€42kOperating result 2023: €25k€25kNet result 2023: €19k€19kOperating result 2024: €54k€54kNet result 2024: €42k€42kOperating result 2025: €70k€70kNet result 2025: €55k€55k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±0%/year).
€0€20k€40k€60k€80k2026: €10k (€9k - €10k)2027: €10k (€9k - €10k)2028: €10k (€9k - €10k)2021: €10k2022: €51k2023: €70k2024: €10k2025: €10k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 13.2% 53.8%
better than 23% of 1943 sector peers
Net result €55k €43k
better than 59% of 1943 sector peers
Equity €10k €56k
better than 23% of 1944 sector peers
Gross operating margin €76k €68k
better than 55% of 1942 sector peers
Total assets €73k €133k
better than 25% of 1943 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€75k
+24.5% 21-25
Net profit
€55k
+30.1% 21-25
Cash flow
€60k
+24.0% 21-25
Total assets
€73k
+18.1% 21-25
Equity
€10k
0.0% 21-25
Working capital
€7k
- 21-25
Income taxes
€15k
+27.2% 21-25
Dividends
€55k
-46.8% 21-25
Debt
€63k
+21.5% 21-25
Debt ≤ 1y
€63k
+20.7% 21-25
Current ratio
1.11
+14.1% 21-25
Quick ratio
1.11
+14.1% 21-25
Solvency
13.2%
-15.4% 21-25
Debt / equity
6.55
+21.5% 21-25
ROE
564.4%
+30.1% 21-25
ROA
74.7%
+10.1% 21-25
Interest coverage
1347.70
+115.0% 21-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€75k
Net profit€55k
Cash flow€60k
Staff costs-
Income taxes€15k
Dividends€55k
Total assets€73k
Equity€10k
Debt€63k
of which ≤ 1y€63k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.11
Quick ratio1.11
Working capital ratio9.6%
Solvency13.2%
Debt / equity6.55
Long-term debt ratio-
Interest coverage1347.70
Gross margin-
Net margin-
ROA74.7%
ROE564.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€73k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€70k
Amounts receivable within one year 40/41€27k
Cash & bank 54/58€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€73k
Equity 10/15€10k
Contributions / capital 10/11€2k
Reserves 13€8k
Amounts payable 17/49€63k
Amounts payable within one year 42/48€63k
Trade debts payable within one year 44€357
Income statement
Gross operating margin 9900€76k
Operating result 9901€70k
Financial income 75€4
Financial charges 65€55
Result before taxes 9903€69k
Income taxes 67/77€15k
Net result for the period 9904€55k
Result to be appropriated 9905€55k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Overige rechtskundige dienstverlening(69109)
Legal form Private limited company(610)
Incorporation25-02-2021
StatusActive
Postal code1210
Establishment units 1 location
Clarico
Ottergemsesteenweg 80, 9000 GentOverige rechtskundige dienstverlening
since 20232.349.259.430
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21014A0112/00K002 Brussels 3,162 m² 1 · 2,256 m² 79.3 m · 19 fl.
44808H0255/00C004 Flanders 188 m² 1 · 62 m² 12.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-06-2026
State Gazette act Open capture
Board meeting · Officer appointment · Permanent representative · Officer resignation
24-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
02-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
15-01-2024
State Gazette act Registered-office change
2023
09-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
28-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 2 acts
Address history · 1
15-01-2024
Registered-office move
All acts · 2 updated 2 months ago
2026
09-06-2026 Board meeting · Officer appointment · Permanent representative · Officer resignation Open-capture extraction
  • Filing: 2026-06-05 · ASK Q
  • Board meeting: 2026-05-26 · ASK Q
  • Officer appointment: role: dagelijks bestuurder, start_date: 2026-05-26 · TJL Legal Advisory
  • Permanent representative: start_date: 2026-05-26 · Thierry Lintermans
  • Officer resignation: role: dagelijks bestuurder, end_date: 2026-05-26 · Clarico
  • General meeting: 2026-05-27 · ASK Q
  • Officer appointment: role: bestuurder, start_date: 2026-05-27 · TJL Legal Advisory
  • Permanent representative: start_date: 2026-05-27 · Thierry Lintermans
  • Officer resignation: role: bestuurder, end_date: 2026-05-27 · Clarico
  • Officer appointment: role: Voorzitter en Oprichter-Bestuurder, permanent_representative: Pieter Wyckmans · Pieter Wyckmans Advocaat BV
  • Officer appointment: role: Oprichter-Bestuurder, permanent_representative: Klaas Thibaut · KHT Advocaten BV
  • Officer appointment: role: Oprichter-Bestuurder, permanent_representative: Olivier Van Obberghen · Olivier Van Obberghen Advocaten BV
  • Officer appointment: role: Management Bestuurder, permanent_representative: Dieter Honoré · Cobblestone BV
  • Officer appointment: role: Management Bestuurder, permanent_representative: Thierry Lintermans · TJL Legal Advisory
  • Power of attorney: role: lasthebber · Leeuw Adriaan
  • Publication: 2026-06-09
  • Act object: ONTSLAGEN, BENOEMINGEN
Summary: Board meeting · Officer appointment · Permanent representative · Officer resignation
Technical details 
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2024
15-01-2024 Registered office moved within Brussel Registered-office change
  • Sint Lazaruslaan 4, 1210 Brussel
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige rechtskundige dienstverlening69109Overige rechtskundige dienstverlening69109
Primary activity highlighted.
Names & trade names
Legal nameNL Clarico
Registered office
Sint-Lazaruslaan 4 bus 10
1210 Sint-Joost-ten-Node, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative