Financials
- Fiscal year
- 2025
- Total assets
- €15.6m
- Loss
- -€150,979
- Solvency
- -25.6%
Total assets▲ 8.7%
Net result
20182025
ClaRetail
ActiveSummary
ClaRetail has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4.0m) and a net result of -€150,979. Equity is shrinking by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 10958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€15.6mtotal assets 2025
- Equity
- -€4.0m
- Loss
- -€150,979
Net result +75%: other schema
Structure
- Parent
- IMMOBILIERE JAKSA NOUVELLE · 100%
- Board
- 1 member
- Holdings
- 1
Accounts 2 d early1 of 14 deeds read
Why 54Capped at 59: negative equity- Negative equity -€4.0m- Liquidity: current ratio 34.14, cash €147,726, halved+ Size: total assets €15.6m+ Figures for FY 2025 (filed 29-07-2026)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 31% of its sector peers (NACE 68, medium-sized)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -25.6% of total assets
Liquidity
51-4
short-term debt 1.1% · cash 0.9%
Profitability
31+11
return on assets -1.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● 0.0% vs 11-2024
01-2025: 0.7%● 0.0% vs 12-2024
02-2025: 0.7%▲ +1.7% vs 01-2025
03-2025: 0.7%▼ -2.4% vs 02-2025
04-2025: 0.7%▲ +2.9% vs 03-2025
05-2025: 0.8%▲ +6.6% vs 04-2025
06-2025: 0.9%▲ +21.9% vs 05-2025
07-2025: 1.0%▲ +9.3% vs 06-2025
08-2025: 1.2%▲ +22.8% vs 07-2025highest value
09-2025: 0.7%▼ -39.8% vs 08-2025
10-2025: 0.2%▼ -73.1% vs 09-2025lowest value
11-2025: 0.2%● 0.0% vs 10-2025lowest value
12-2025: 0.2%● 0.0% vs 11-2025lowest value
01-2026: 0.2%● 0.0% vs 12-2025lowest value
02-2026: 0.2%▲ +4.0% vs 01-2026
03-2026: 0.2%▼ -1.0% vs 02-2026
04-2026: 0.2%▲ +3.4% vs 03-2026
05-2026: 0.2%▲ +10.2% vs 04-2026
06-2026: 0.3%▲ +16.9% vs 05-2026
07-2026: 0.3%▲ +12.3% vs 06-2026
08-2026: 0.2%▼ -27.0% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Size: total assets €15.6m lowers the probability for this profile
- Negative equity -€4.0m raises the probability
- Liquidity: current ratio 34.14, cash €147,726, halved raises the probability
- Figures for FY 2025 (filed 29-07-2026) lowers the probability
No credit on open account
Liquidity ample (current ratio 34.14 against 7.39 in 2024; short-term debt: 1.1% and cash: 0.9% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, medium-sized). Better than this share of them on solvency 1%, liquidity 67%, profitability 27%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
30 d late
2023
48 d early
2022
30 d late
2021
31 d late
2020
31 d late
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: NearConsult (director)Permanent representative: Nicolas Renders ·…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Liquidity times 5current ratio 34.14
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€4.0m View
- Risk: 8 loss-making years in a rowloss fiscal year 2025 -€150,979 View
- Caution: Among the weakest 5% on equitysector median €309,514 · 10,962 companies -€4.0m View
- Positive: Result rose in 2025different schema filed ▲ 74.9% View
- Caution: Board changedlatest change 24-08-2026 · 1 in office 1 joined · 1 left View
- Controlled by IMMOBILIERE JAKSA NOUVELLEknown shareholders 100% 100% View
By topic
Board & ownership
- Board
- 1 member
- Parent
- IMMOBILIERE JAKSA NOUVELLE · 100%
- Known shareholders
- 100%
Go to Board & ownership
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-08-2026Resignation: NearConsult (director)
- 29-07-2026Annual accounts filed
- 31-12-2025Liquidity times 5
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 08-02-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.