GROEP ADC
ActiveGROEP ADC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.73M and a net result of €752k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-78
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.4M at 30 days acceptable
Liquidity ample (current ratio 9.36 against 11.16 in 2024), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
4.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
30 d late
2023
106 d early
2022
35 d early
2021
25 d early
2020
33 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16.73M▼ 4.0%
2024 · €17.42M
2018: €10.13M
2019: €10.17M
2020: €10.33M
2021: €14.57M
2022: €15.22M
2023: €15.82M
2024: €17.42M
2018 → 2025
Total assets
€18.18M▼ 4.6%
2024 · €19.06M
2018: €12.14M
2019: €13.06M
2020: €12.29M
2021: €16.35M
2022: €16.83M
2023: €20.26M
2024: €19.06M
2018 → 2025
Net result
€752k▼ 79.1%
2024 · €3.60M
2018: €1.61M
2019: €2.53M
2020: €463k
2021: €4.24M
2022: €3.25M
2023: €3.60M
2024: €3.60M
2018 → 2025
Working capital
€6.71M▼ 17.8%
2024 · €8.17M
2018: €2.86M
2019: €2.13M
2020: €2.78M
2021: €6.72M
2022: €7.41M
2023: €7.65M
2024: €8.17M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14.57M-€15.22M▲ 4.5%€15.82M▲ 3.9%€17.42M▲ 10.1%€16.73M▼ 4.0%
Operating result€745k-€816k▲ 9.5%€871k▲ 6.7%€659k▼ 24.3%€373k▼ 43.5%
Net result€4.24M-€3.25M▼ 23.4%€3.60M▲ 10.7%€3.60M▲ 0.1%€752k▼ 79.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 43% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18.18M
Fixed assets
€10.66M▲ 5.7%
Current assets
€7.52M▼ 16.2%
Equity and liabilities €18.18M
Equity
€16.73M▼ 4.0%
Debt
€1.45M▼ 11.3%
The debt ratio falls from 8.6% to 8.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€774k▼
2024 · €974k
Cash flow
€1.15M▼
2024 · €3.92M
Solvency
92.0%▲
2024 · 91.4%
Current ratio
9.36▼
2024 · 11.16
Quick ratio
9.36▼
2024 · 11.16
Debt / equity
0.09▼
2024 · 0.09
ROE
4.5%▼
2024 · 20.7%
ROA
4.1%▼
2024 · 18.9%
Interest coverage
8.73▼
2024 · 10.00
Debt
€1.45M▼
2024 · €1.63M
Debt ≤ 1 year
€803k=
2024 · €804k
Debt > 1 year
€613k▼
2024 · €823k
Income taxes
€188k▲
2024 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19.06M€18.18M▼
Fixed assets21/28€10.08M€10.66M▲
Intangible fixed assets21-€31k
Tangible fixed assets22/27€4.23M€4.78M▲
Land and buildings22€3.82M€4.45M▲
Plant, machinery and equipment23€44k€34k▼
Furniture and vehicles24€224k€162k▼
Other tangible fixed assets26€150k€134k▼
Financial fixed assets28€5.85M€5.85M=
Current assets29/58€8.97M€7.52M▼
Amounts receivable within one year40/41€226k€310k▲
Trade receivables40€93k€36k▼
Other amounts receivable41€133k€275k▲
Current investments50/53€5.03M€5.70M▲
Cash at bank and in hand54/58€3.68M€1.49M▼
Deferred charges and accrued income490/1€42k€12k▼
Equity and liabilities
Total equity and liabilities10/49€19.06M€18.18M▼
Equity10/15€17.42M€16.73M▼
Contributions10/11€100k€110k▲
Reserves13€17.32M€16.62M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132-€5k
Distributable reserves133€17.32M€16.62M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.63M€1.45M▼
Amounts payable after more than one year17€823k€613k▼
Financial debts170/4€823k€613k▼
Amounts payable within one year42/48€804k€803k=
Current portion of amounts payable after more than one year42€210k€210k=
Trade debts44€503k€20k▼
Suppliers440/4€503k€20k▼
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€49k€38k▼
Taxes450/3€49k€38k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€42k€536k▲
Accrued charges and deferred income492/3€5k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€315k€401k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€0▼
Other operating charges640/8€17k€37k▲
Non-recurring operating charges66A€52k€0▼
Gross operating margin9900€1.05M€811k▼
Operating profit (loss)9901€659k€373k▼
Financial income75/76B€3.22M€656k▼
Recurring financial income75€3.22M€656k▼
Financial charges65/66B€97k€89k▼
Recurring financial charges65€97k€89k▼
Profit (loss) for the period before taxes9903€3.78M€940k▼
Income taxes67/77€176k€188k▲
Profit (loss) for the period9904€3.60M€752k▼
Profit (loss) for the period to be appropriated9905€3.60M€752k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.60M€752k▼
Transfer from equity791/2€2.00M€1.00M▼
Transfer to equity691/2€3.60M€252k▼
To other reserves6921€3.60M€252k▼
Profit to be distributed694/7€2.00M€1.50M▼
Return on contributions (dividend)694€2.00M€1.50M▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 11.16
Current ratio from 3.25 to 11.16; short-term debt falls from €3.40M to €804k.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €4.24M ▲816%
Net result €4.24M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 21.96
Current ratio from 10.45 to 21.96.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €463k ▼81.7%
Net result drops to €463k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 10.45
Current ratio from 2.57 to 10.45; short-term debt falls from €1.35M to €295k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-12-2023
ANMAJUSO Commanditaire Vennootschap: Appointed as Permanent representative
07-12-2023
JDC GROEP Commanditaire Vennootschap: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheidweg 13700 Tongeren-BorgloonGround area
3.5 ha
Building footprint
9,093 m²
Volume, LiDAR
76,529 m³
2 parcels, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
GROEP ADC
since 20072.163.028.635
Vrijheidweg 1, 3700 Tongeren-Borgloon
since 20202.299.399.648
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73076D0236/00B000 | Flanders | 3.4 ha | 1 · 7,950 m² | 14.0 m · 3 fl. |
| 73020B0314/00R000 | Flanders | 1,412 m² | 1 · 1,142 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600ZYDOAVY49OUY73
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TENVA INVESTMENTS
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NINIA
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 1,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2007
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.