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Complete company report
Generated 04-09-2026
Active BE 0442.221.416Non-profit association

Clapotine

Rue du Collège 22 ·6830 Bouillon, Belgium· 36 yrs active
Sector: Day nurseries and crèches (88911)
Conclusion Checked

Clapotine has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €181k and a net result of €18k. Its solvency ranks better than 84% of 187 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €181k
Net result €18k
Better than sector 84%
Active 36 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health94Profitability49Solvency100Growth78Stability100
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 49
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€17k
estimate, not credit advice
Score history
86 2023
94 2024
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 4.13 (≥ 1.5) +10
Quick ratio Quick ratio 4.13 (≥ 1.0) +5
Leverage Debt/equity 0.37 (< 1.0) +10
Profitability ROE 10% +3
Interest coverage Interest coverage 304.0× (≥ 3×) +8
Profit trend Net profit up YoY +5
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview19 NBB filings
Annual accounts filed on 16-09-2025 with the NBB · fiscal year 2024 · micro schema
€0€5k€10k€15k€20kOperating result 2023: €5k€5kNet result 2023: €5k€5kOperating result 2024: €17k€17kNet result 2024: €18k€18k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 88, Social work activities without accommodation · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 65.2% 34.7%
better than 84% of 187 sector peers
Net result €18k €18k
better than 50% of 187 sector peers
Equity €181k €34k
better than 91% of 187 sector peers
Gross operating margin €521k €170k
better than 84% of 186 sector peers
Staff costs €502k €170k
higher than 86% of 154 sector peers
EBITDA
€18k
+185.3% 23-24
Net profit
€18k
+257.9% 23-24
Cash flow
€19k
+192.7% 23-24
Total assets
€278k
+4.2% 23-24
Equity
€181k
+10.9% 23-24
Working capital
€209k
+9.9% 23-24
Staff costs
€502k
+4.9% 23-24
Debt
€67k
-8.8% 23-24
Debt ≤ 1y
€67k
-8.8% 23-24
Current ratio
4.13
+14.8% 23-24
Quick ratio
4.13
+14.8% 23-24
Solvency
65.2%
+6.3% 23-24
Debt / equity
0.37
-17.7% 23-24
ROE
9.8%
+222.8% 23-24
ROA
6.4%
+243.3% 23-24
Interest coverage
303.98
+185.3% 23-24
Figures by fiscal year and ratios
Fiscal year20242023
Depositmicro schemamicro schema
Revenue--
EBITDA€18k€6k
Net profit€18k€5k
Cash flow€19k€6k
Staff costs€502k€478k
Income taxes--
Dividends--
Total assets€278k€267k
Equity€181k€164k
Debt€67k€73k
of which ≤ 1y€67k€73k
of which > 1y--
Working capital€209k€190k
Employees (FTE)--
Ratios (computed)
20242023
Current ratio4.133.60
Quick ratio4.133.60
Working capital ratio75.2%71.3%
Solvency65.2%61.3%
Debt / equity0.370.45
Long-term debt ratio--
Interest coverage303.98106.55
Gross margin--
Net margin--
ROA6.4%1.9%
ROE9.8%3.0%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20242023
Balance sheet, Assets
TOTAL ASSETS 20/58€278k€267k
Fixed assets 21/28€2k€3k
Tangible fixed assets 22/27€2k€3k
Current assets 29/58€276k€264k
Amounts receivable within one year 40/41€8k€20k
Cash & bank 54/58€268k€244k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€278k€267k
Equity 10/15€181k€164k
Contributions / capital 10/11€58k-
Accumulated profits (losses) 14€123k€105k
Provisions & deferred taxes 16€30k€30k
Amounts payable 17/49€67k€73k
Amounts payable within one year 42/48€67k€73k
Trade debts payable within one year 44€12k€15k
Income statement
Gross operating margin 9900€521k€515k
Operating result 9901€17k€5k
Financial income 75€361-
Financial charges 65€61€61
Result before taxes 9903€18k€5k
Net result for the period 9904€18k€5k
Result to be appropriated 9905€18k€5k
Directors & mandates 10 directors
Directors derived from a single State Gazette act, under verification
All 9 current directors first appear in the same act (26104904). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Benoît Tabart
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Bernadette Noël
    Présidente
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Constance de Lange
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Elodie Istasse
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Isabelle Grolet
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Jacqueline Bertaux
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
Show 3 more sitting directors
  • Marianne Lefebvre
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Muguette Poncelet
    Director
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
  • Stéphanie Lambert
    Administratrice déléguée
    State Gazette act 26104904 (14-08-2026)
    Current
    14-08-2026 → present
    2 events
    • 14-08-2026 Appointed· Administratrice déléguée
    • 14-08-2026 Appointed· Director
Former directors (1)
Legal Structure
NACE primary Day nurseries and crèches(88911)
Legal form Non-profit association(017)
Incorporation04-12-1989
StatusActive
Postal code6830
Establishment units 1 location
Clapotine
Rue du Collège 22, 6830 BouillonEducation
since 19892.161.996.475
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84010A0382/00Y000 Wallonia 173 m² 1 · 76 m² 12.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events
2026
14-08
State Gazette act Resignations & appointments
General meeting · Director resignation · Member resignation13 facts ▸
  • General meeting, 09/06/2026
  • Director resignation, Bénédicte Helsemans (administrateur)
  • Member resignation, Bénédicte Helsemans (membre)
  • Director appointment, Stéphanie Lambert (administratrice déléguée)
  • Director appointment, Bernadette Noël (Présidente)
  • Director appointment, Jacqueline Bertaux (Administrateur)
  • Director appointment, Marianne Lefebvre (Administrateur)
  • Director appointment, Benoît Tabart (Administrateur)
  • Director appointment, Constance de Lange (Administrateur)
  • Director appointment, Muguette Poncelet (Administrateur)
  • Director appointment, Isabelle Grolet (Administrateur)
  • Director appointment, Elodie Istasse (Administrateur)
  • +1 further facts in this act
2025
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
15-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
State Gazette actNBB filing
Belgian State Gazette reading coverage 1 of 7 acts read

Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 21 days ago
2026
14-08-2026 General meeting · Officer resignation · Member resignation · Officer appointment Open-capture extraction
  • Publication: 14/08/2026 · Clapotine
  • Filing: 03/08/2026 · Clapotine
  • General meeting: 09/06/2026 · Clapotine
  • Officer resignation: role: administrateur · Bénédicte Helsemans
  • Member resignation: role: membre, organ: AG · Bénédicte Helsemans
  • Officer appointment: role: administratrice déléguée · Stéphanie Lambert
  • Officer appointment: role: Présidente · Bernadette Noël
  • Officer appointment: role: Administrateur · Jacqueline Bertaux
  • Officer appointment: role: Administrateur · Marianne Lefebvre
  • Officer appointment: role: Administrateur · Benoît Tabart
  • Officer appointment: role: Administrateur · Constance de Lange
  • Officer appointment: role: Administrateur · Muguette Poncelet
  • Officer appointment: role: Administrateur · Isabelle Grolet
  • Officer appointment: role: Administrateur · Elodie Istasse
  • Officer appointment: role: Administrateur · Stéphanie Lambert
Summary: General meeting · Officer resignation · Member resignation · Officer appointment
Technical details 
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      "kind": "person",
      "name": "Jacqueline Bertaux",
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        "address": "45 rue de Cugnon, 6820 Muno"
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Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
85321Day nurseries and crèches88911
Names & trade names
Legal nameFR Clapotine
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative