Equity
-€980
Debts exceed assets in financial year 2024.
CLAMS
Lifetime
4 annual accounts with figures on one time axispeak €4,502 (2024)
€4,502▲ €4,723
lowest -€7,090 (2021)
€3,059▲ €5,370
peak -€980 (2024)
-€980▲ €3,059
€8,795▲ 8.4%
Board1 name since 2020
1 directorLAMIN Chaïma
Documentsfilings and deeds
29-06-202532 days before the deadline
2024micro format
Gross margin from -€221 to €4,502Back to profit: €3,059Equity from -€4,040 to -€9801 establishment registeredCash from €1,162 to €1,999
Key points
from the 2024 annual accountsTurnover
≈ €17,000 estimated
The micro format states no turnover.
Debts
€8,795 113% of the balance sheet
Suppliers 55%Taxes and wages 45%
Filings
4 annual accounts 101 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Starting capital
€3,000 100 shares
Position in the sector
-12.5%
Lower solvency than 85% of companies in education. Sector median 45.5% · 2,521 companies.
Checked score
55
Fair
Financially stronger than 52% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.7%▲ +0.4 percentage points vs 05-2025
07-2025: 0.4%▼ -0.3 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026
10-2026: 1.8%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 1.8%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Figures for financial year 2024 (filed on 29-06-2025)
lowers risk
Sector: Education (NACE 85)
Size: total assets €7,814
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 13% of them on solvency, 16% on liquidity, 90% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as CLAMS has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLAMS itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for CLAMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.77, below 1. Short-term debt is 112.5% and cash 25.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2521 sector peers (2024).
NBB · sector comparisonPosition among 2521 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 4 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
32 days early
2023
9 days early
2022
126 days late
2021
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 20 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered office moved from Molenbeek-Saint-Jean to Molenbeek
New registered office: Rue Delaunoy, 58-60-1080 Molenbeek · Previous registered office: Rue Ransfort 50-1080 Molenbeek-Saint-Jean · General meeting of 30-09-2024 · Gazette deed
First establishment
Clams Studio, Delaunoystraat 58-60, Molenbeek-Saint-Jean
Incorporation
Founding capital of €3,000, 100 shares · Founder: LAMIN Chaïma (comparante) · Appointment: LAMIN Chaïma (director) · published on 14-08-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLAMS Molenbeek-Saint-Jean | €7,814 | €4,502 | -12.5% | - |
| Vlaamse Sport Academie Sint-Niklaas | €8,217 | €6,144 | 15.3% | - |
| AYURYOGA CENTER Genk | €8,951 | €3,341 | 15.6% | - |
| To the Top ! Sport Management Molenbeek-Saint-Jean | €5,106 | €3,338 | -103.8% | - |
| Ben Fighting and Fitness Uccle | €11,142 | €6,018 | 22.3% | - |
| By V. Watermael-Boitsfort | €7,806 | €3,296 | 56.5% | - |
| TCT Plus Diepenbeek | €4,916 | €5,663 | -199.5% | - |
These companies have the same main activity as CLAMS: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €4,920 and €11,100, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 12-08-2020Normal situation
- Registered office
- 32 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Sports and recreation educationNACE 85510
- Establishment unit
- 2.360.000.7931080 Molenbeek-Saint-Jean, since 09-05-2024
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on CLAMS
CLAMS files the micro format. That format states no turnover. The gross margin rose from -€6,017 in 2021 to €4,502 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLAMS
- What is the company number of CLAMS?
- The company number of CLAMS is 0752.535.007. The VAT number is the same number with BE in front: BE 0752.535.007.
- Where is CLAMS based?
- The registered office is at Delaunoystraat 58-60, 1080 Molenbeek-Saint-Jean.Company details
- What does CLAMS do?
- According to the KBO register, the main activity is sports and recreation education (NACE 85510).
- What is the legal form of CLAMS?
- CLAMS is a private limited company (BV).
- When was CLAMS founded?
- CLAMS was founded on 12-08-2020.
- Is CLAMS still active?
- Yes, CLAMS is an active enterprise in the KBO register.
- What is the turnover of CLAMS?
- The turnover in financial year 2024 is ≈ €17,000. This figure is estimated from the gross margin of €4,502 and 42 comparable companies (NACE 855). It probably lies between €11,000 and €34,000. It is a rough estimate.Financials
- Is CLAMS profitable?
- In financial year 2024, CLAMS made a profit of €3,059.
- Where can I find the annual accounts of CLAMS?
- CLAMS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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