TCT Plus
ActiveTCT Plus has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-10k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -69 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▲+10
Growth32▼-26
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
14 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€10k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
29 d early
2023
43 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-10k
2024 · €4k
2022: €10k
2023: €-21k
2024: €4k
2022 → 2025
Total assets
€5k▼ 78.3%
2024 · €23k
2022: €14k
2023: €12k
2024: €23k
2022 → 2025
Net result
€-14k
2024 · €25k
2022: €7k
2023: €-32k
2024: €25k
2022 → 2025
Working capital
€-13k
2024 · €105
2022: €8k
2023: €-24k
2024: €105
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€-21k€4k€-10k
Operating result€10k-€-31k€26k€-13k
Net result€7k-€-32k€25k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5k
Fixed assets
€3k▼ 12.6%
Current assets
€2k▼ 91.9%
Key figures and ratios
EBITDA
€-12k▼
2024 · €28k
Cash flow
€-12k▼
2024 · €27k
Interest coverage
-62.07▼
2024 · 256.72
Debt
€15k▼
2024 · €19k
Debt ≤ 1 year
€15k▼
2024 · €19k
Income taxes
€230▼
2024 · €287
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€5k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€1k€1k▲
Current assets29/58€19k€2k▼
Amounts receivable within one year40/41€6k€522▼
Trade receivables40€6k€439▼
Other amounts receivable41-€83
Cash at bank and in hand54/58€13k€1k▼
Equity and liabilities
Total equity and liabilities10/49€23k€5k▼
Equity10/15€4k€-10k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€987€-13k▼
Amounts payable17/49€19k€15k▼
Amounts payable within one year42/48€19k€15k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€3k€230▼
Taxes450/3€3k€230▼
Other amounts payable47/48€14k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€426-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€538€17k▲
Gross operating margin9900€29k€6k▼
Operating profit (loss)9901€26k€-13k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€108€190▲
Recurring financial charges65€108€190▲
Profit (loss) for the period before taxes9903€26k€-14k▼
Income taxes67/77€287€230▼
Profit (loss) for the period9904€25k€-14k▼
Profit (loss) for the period to be appropriated9905€25k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€987€-13k▼
Profit (loss) brought forward from the previous period14P€-24k€987▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 1.01
Current ratio from 0.28 to 1.01; short-term debt falls from €33k to €19k.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-32k ▼539%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Krawinckel Eli
CurrentDirector · since 14-04-2025
14-04-2025
Krawinckel Eli: Appointed as Director
14-04-2025
Greven Amber: Resigned as Director
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stiemerstraat 133590 DiepenbeekGround area
1,531 m²
Building footprint
134 m²
Volume, LiDAR
299 m³
Parcel 71011A0039/00K007, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TCT Plus
since 20212.343.656.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011A0039/00K007 | Flanders | 1,531 m² | 1 · 134 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,462 companies in sector 85510 we hold annual accounts for 715. 401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2021
Fiscal year end30-06
Activities, NACEBEL
85510Sports and recreation education
85599Other education
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:greven.amber96@gmail.com