CLAESSENS MAKELAARS
ActiveCLAESSENS MAKELAARS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €316k and a net result of €-12k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency98=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.52 in 2024), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
9 d early
2023
131 d late
2022
74 d late
2021
78 d late
2020
89 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€316k▼ 3.6%
2024 · €328k
2018: €87k
2019: €168k
2020: €208k
2021: €257k
2022: €303k
2023: €341k
2024: €328k
2018 → 2025
Total assets
€551k▲ 0.8%
2024 · €547k
2018: €749k
2019: €550k
2020: €550k
2021: €537k
2022: €624k
2023: €671k
2024: €547k
2018 → 2025
Net result
€-12k▲ 10.0%
2024 · €-13k
2018: €72k
2019: €81k
2020: €41k
2021: €49k
2022: €46k
2023: €38k
2024: €-13k
2018 → 2025
Working capital
€313k▼ 4.4%
2024 · €328k
2018: €55k
2019: €198k
2020: €239k
2021: €252k
2022: €304k
2023: €347k
2024: €328k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€303k▲ 17.7%€341k▲ 12.7%€328k▼ 3.9%€316k▼ 3.6%
Operating result€73k-€66k▼ 10.0%€46k▼ 29.5%€-9k€-13k▼ 45.3%
Net result€49k-€46k▼ 6.6%€38k▼ 15.8%€-13k€-12k▲ 10.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €9k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€3k=
Current assets
€549k▲ 0.8%
Equity and liabilities €551k
Equity
€316k▼ 3.6%
Debt
€235k▲ 7.5%
The debt ratio rises from 40.0% to 42.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-13k▼
2024 · €-9k
Cash flow
€-12k▲
2024 · €-13k
Solvency
57.3%▼
2024 · 60.0%
Current ratio
2.33▼
2024 · 2.52
Quick ratio
2.33▼
2024 · 2.52
Debt / equity
0.74▲
2024 · 0.67
ROE
-3.8%▲
2024 · -4.0%
ROA
-2.2%▲
2024 · -2.4%
Interest coverage
-4.40▼
2024 · -1.11
Debt
€235k▲
2024 · €219k
Debt ≤ 1 year
€235k▲
2024 · €216k
Income taxes
€0▼
2024 · €887
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€547k€551k▲
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€3k€3k=
Current assets29/58€544k€549k▲
Amounts receivable within one year40/41€524k€543k▲
Trade receivables40€18k€18k=
Other amounts receivable41€506k€525k▲
Cash at bank and in hand54/58€15k€1k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€547k€551k▲
Equity10/15€328k€316k▼
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€301k€289k▼
Amounts payable17/49€219k€235k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€216k€235k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€14k€13k▼
Credit institutions430/8€14k€13k▼
Trade debts44€543€7k▲
Suppliers440/4€543€7k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€13k€0▼
Taxes450/3€13k€0▼
Other amounts payable47/48€189k€216k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€256€0▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€-4k€-12k▼
Operating profit (loss)9901€-9k€-13k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€8k€3k▼
Recurring financial charges65€8k€3k▼
Profit (loss) for the period before taxes9903€-12k€-12k▲
Income taxes67/77€887€0▼
Profit (loss) for the period9904€-13k€-12k▲
Profit (loss) for the period to be appropriated9905€-13k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€301k€289k▼
Profit (loss) brought forward from the previous period14P€314k€301k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-13k ▼134%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
2023
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 74 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Equity above €200kEq €208k ▲24.2%
3 profitable years in a row build equity to €208k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 70 days late
2019
31-12
Financial
Highest result since 2018net €81k ▲13.3%
Operating result €134k, net result €81k, both a record.
31-12
Financial
Equity above €150kEq €168k ▲93.6%
2 profitable years in a row build equity to €168k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gelmelstraat 322320 HoogstratenGround area
1,005 m²
Building footprint
86 m²
Parcel 13014E0373/00P003, Flanders. Linked by address, not a title deed.
1 establishment unit
CLAESSENS MAKELAARS
since 20082.174.653.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014E0373/00P003 | Flanders | 1,005 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALPAKA
BE 0439.237.180
Brugge · Eq €316k
Gérance F.C.
BE 0427.936.482
La Louvière · Eq €316k
GILLES INVEST
BE 0656.902.311
Oosterzele · Eq €316k
N&A IMMO
BE 0844.057.574
Donceel · Eq €317k
IMMO VASTGOED TURNHOUT
BE 0447.385.081
Turnhout · Eq €317k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 4,916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2008
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.