CLA 811
ActiveThe computed 12-month bankruptcy probability of CLA 811 is 2.0% (moderate). The 2025 annual accounts show equity of €436k and a net result of €142k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 57% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▲+20
Growth78=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.89 in 2024), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
17.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€436k▲ 48.3%
2024 · €294k
2022: €38k
2023: €149k
2024: €294k
2022 → 2025
Total assets
€815k▼ 11.2%
2024 · €918k
2022: €711k
2023: €885k
2024: €918k
2022 → 2025
Net result
€142k▼ 2.2%
2024 · €145k
2022: €38k
2023: €101k
2024: €145k
2022 → 2025
Working capital
€-58k▼ 84.3%
2024 · €-31k
2022: €-180k
2023: €-88k
2024: €-31k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€149k▲ 291%€294k▲ 97.6%€436k▲ 48.3%
Operating result€60k-€170k▲ 181%€205k▲ 20.3%€197k▼ 3.7%
Net result€38k-€101k▲ 165%€145k▲ 44.0%€142k▼ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €815k
Fixed assets
€662k▼ 0.6%
Current assets
€153k▼ 39.1%
Equity and liabilities €815k
Equity
€436k▲ 48.3%
Debt
€380k▼ 39.2%
The debt ratio falls from 68.0% to 46.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€202k▼
2024 · €209k
Cash flow
€147k▼
2024 · €149k
Solvency
53.4%▲
2024 · 32.0%
Current ratio
0.73▼
2024 · 0.89
Quick ratio
0.69▼
2024 · 0.86
Debt / equity
0.87▼
2024 · 2.12
ROE
32.6%▼
2024 · 49.4%
ROA
17.4%▲
2024 · 15.8%
Interest coverage
23.37▲
2024 · 18.82
Debt
€380k▼
2024 · €624k
Debt ≤ 1 year
€211k▼
2024 · €283k
Debt > 1 year
€161k▼
2024 · €334k
Income taxes
€51k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€918k€815k▼
Fixed assets21/28€666k€662k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€2k€869▼
Financial fixed assets28€650k€650k=
Current assets29/58€252k€153k▼
Amounts receivable after more than one year29-€8k
Trade receivables290-€8k
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€103k€107k▲
Trade receivables40€40k€17k▼
Other amounts receivable41€62k€91k▲
Cash at bank and in hand54/58€140k€29k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€918k€815k▼
Equity10/15€294k€436k▲
Contributions10/11€10k€10k=
Reserves13€284k€426k▲
Distributable reserves133€284k€426k▲
Amounts payable17/49€624k€380k▼
Amounts payable after more than one year17€334k€161k▼
Financial debts170/4€334k€161k▼
Amounts payable within one year42/48€283k€211k▼
Current portion of amounts payable after more than one year42€27k€25k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€77k€27k▼
Taxes450/3€77k€27k▼
Other amounts payable47/48€170k€154k▼
Accrued charges and deferred income492/3€7k€7k=
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€461€770▲
Gross operating margin9900€209k€203k▼
Operating profit (loss)9901€205k€197k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€195k€193k▼
Income taxes67/77€50k€51k▲
Profit (loss) for the period9904€145k€142k▼
Profit (loss) for the period to be appropriated9905€145k€142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€142k▼
Transfer to equity691/2€145k€142k▼
To other reserves6921€145k€142k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2022net €145k ▲44%
Operating result €205k, net result €145k, both a record.
31-12
Financial
Equity above €200kEq €294k ▲97.6%
3 profitable years in a row build equity to €294k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €149k ▲291%
2 profitable years in a row build equity to €149k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rostynedreef 489880 AalterGround area
4,878 m²
Building footprint
335 m²
Volume, LiDAR
1,915 m³
Parcel 44502C0804/00R000, Flanders · tallest building 23.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLA 811
since 20222.330.565.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0804/00R000 | Flanders | 4,878 m² | 1 · 335 m² | 23.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ERA-11
BE 0434.542.974
Alken · Eq €435k
TIMMERMAN SCHILDER- & DECORATIEWERKEN
BE 0469.566.607
De Haan · Eq €440k
DECOTRO - VAN DER HAUWAERT
BE 0460.537.192
Oudenaarde · Eq €440k
SCHILDERBEDRIJF FRANKY
BE 0448.362.803
Koekelare · Eq €430k
ROYAL TAPIS DECORATION
BE 0442.183.111
Namur · Eq €442k
Of 7,817 companies in sector 43341 we hold annual accounts for 2,639. 1,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2022
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
46130Agents in the wholesale of timber and building materials
47530Retail trade
47783Retail trade
47784Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:domidehoorne@gmail.com
Phone:0468012281