CL REAL ESTATE

Active

Private limited companyfounded 2018active for 7 yearsRue des Scabieuses(NN) 20, 5100 Namur, Belgium12 active companies are registered at this addressKBO/BCE: BE 0713.909.409

Summary

The annual accounts of CL REAL ESTATE for financial year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €120,534 and a net result of -€150,379. Equity is shrinking by about 4.7% per year across the filed financial years. Its solvency ranks better than 33% of 17,042 sector peers (NACE 68, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

CL REAL ESTATEActiveChecked score 53/100

Risk analysis Report Compare

Activity

Buying and selling of own real estate

NACE 68110

1 site

Size

€1.2mtotal assets 2025

Equity: €120,534
Loss: -€150,379

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

LEVAQUE PascalDirector

2025 accounts 21 days early3 of 6 deeds summarised

Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 1.16, cash €2,091Loss of €150,379, the second in a row (financial year 2025)lowers riskSize: total assets €1.2mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 14% of its sector peers (NACE 68, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 35-8

equity 10.4% of total assets

Liquidity 3-4

short-term debt 85.9% · cash 0.2%

Profitability 3-22

return on assets -12.9%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.5%▲ +0.4 percentage points vs 08-2025 10-2025: 2.7%▲ +1.2 percentage points vs 09-2025 11-2025: 2.8%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 1.9%▼ -0.9 percentage points vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.8%▼ -0.1 percentage points vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.7%▼ -0.1 percentage points vs 06-2026 08-2026: 1.1%▼ -0.6 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026

Credit of up to €6,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.16, compared with 1.27 in 2024, below the usual 1.5; short-term debt: 85.9% and cash: 0.2% of total assets), and 89.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 31% on solvency, 6% on liquidity, 9% on profitability and 11% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €1.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.16, cash €2,091

NBB · annual accounts

Loss of €150,379, the second in a row (financial year 2025)

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€150,379

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

21 days early

2024

68 days late

2023

30 days early

2022

28 days early

2021

31 days late

2020

30 days late

2019

91 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 filed years within 52 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€150,379
07-10-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€150,379 View
Caution: Result fell in 2025from -€13,660 to -€150,379 ▼ 1,001% View
Caution: Among the weakest 5% on net resultsector median €6,032 · 17,032 companies -€150,379 View

By topic

Financials

Financial year: 2025
Total assets: €1.2m
Loss: -€150,379
Solvency: 10.4%

Total assets▼ 24.3%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

LEVAQUE PascalDirector

Go to Board & ownership

Timeline

Events: 13
Since: 2020
Next accounts: by 31-07-2027

01-07-2024Annual accounts filed
07-06-2024Resignation: Sarah LEVAQUE (director)
23-11-2023Resignations: LEVAQUE Pascal (manager) and LEVAQUE Sarah…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Buying and selling of own real estateNACE 68110
Founded: 26-11-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 24

Annual meeting: First Monday of June at 14:00
Purpose: “Toutes opérations de promotion ou de développement immobilier,en ce compris le management…” (deed in French)

Go to Articles of association

Key facts about CL REAL ESTATE

What is the company number of CL REAL ESTATE?: 0713.909.409. In Belgium the VAT number is the company number with BE in front: BE 0713.909.409.
Where is CL REAL ESTATE based?: The registered office is at Rue des Scabieuses(NN) 20, 5100 Namur.Company details
What does CL REAL ESTATE do?: According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of CL REAL ESTATE?: Private limited company (BV).
When was CL REAL ESTATE founded?: On 26-11-2018.
Is CL REAL ESTATE still active?: Yes, CL REAL ESTATE is an active enterprise in the KBO register.
How many employees does CL REAL ESTATE have?: On average 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of CL REAL ESTATE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CL REAL ESTATE profitable?: In financial year 2025, CL REAL ESTATE made a loss of €150,379.
Where can I find the annual accounts of CL REAL ESTATE?: CL REAL ESTATE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CL REAL ESTATE due?: By 31-07-2027, for financial year 2026.Timeline