CL Ingenieurs is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €77k and a net result of €39k. Equity is growing by ~88.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 2430 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 104%
2024 · €38k
2023: €10k
2024: €38k
2023 → 2025
Net result
€39k▲ 39.9%
2024 · €28k
2023: €8k
2024: €28k
2023 → 2025
Total assets
€105k▲ 88.8%
2024 · €56k
2023: €21k
2024: €56k
2023 → 2025
Solvency
73.1%▲ 5.3pp
2024 · 67.8%
2023: 46.3%
2024: 67.8%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€38k▲ 285%€77k▲ 104%
Operating result€11k-€36k▲ 229%€49k▲ 38.6%
Net result€8k-€28k▲ 236%€39k▲ 39.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€568▼ 48.3%
Current assets
€104k▲ 91.5%
Equity and liabilities €105k
Equity
€77k▲ 104%
Debt
€28k▲ 57.6%
The debt ratio falls from 32.2% to 26.9%. Equity and debt are higher.
Key figures and ratios
Solvency
73.1%▲
2024 · 67.8%
ROE
50.9%▼
2024 · 74.0%
ROA
37.2%▼
2024 · 50.2%
Debt
€28k▲
2024 · €18k
Debt ≤ 1 year
€28k▲
2024 · €18k
Income taxes
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€105k▲
Fixed assets21/28€1k€568▼
Tangible fixed assets22/27€1k€568▼
Plant, machinery and equipment23€1k€568▼
Current assets29/58€54k€104k▲
Amounts receivable after more than one year29€10k€8k▼
Trade receivables290€10k-
Other amounts receivable291-€8k
Amounts receivable within one year40/41-€15k
Trade receivables40-€15k
Other amounts receivable41-€383
Cash at bank and in hand54/58€45k€82k▲
Equity and liabilities
Total equity and liabilities10/49€56k€105k▲
Equity10/15€38k€77k▲
Contributions10/11€2k€2k=
Reserves13€8k€36k▲
Distributable reserves133€8k€36k▲
Profit (loss) carried forward14€28k€39k▲
Amounts payable17/49€18k€28k▲
Amounts payable within one year42/48€18k€28k▲
Trade debts44€47€400▲
Suppliers440/4€47€400▲
Taxes, remuneration and social security45€14k€25k▲
Taxes450/3€14k€25k▲
Remuneration and social security454/9€771-
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€448€531▲
Other operating charges640/8€74€1k▲
Gross operating margin9900€36k€51k▲
Operating profit (loss)9901€36k€49k▲
Financial income75/76B-€383
Recurring financial income75-€383
Financial charges65/66B€44€44=
Recurring financial charges65€44€44=
Profit (loss) for the period before taxes9903€36k€50k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€28k€39k▲
Profit (loss) for the period to be appropriated9905€28k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€67k▲
Profit (loss) brought forward from the previous period14P€8k€28k▲
Transfer to equity691/2€8k€28k▲
To other reserves6921€8k€28k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €39k ▲39.9%
Operating result €49k, net result €39k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron d'Eynattenstraat 43000 LeuvenGround area
9,036 m²
Building footprint
3,791 m²
Volume, LiDAR
93,211 m³
2 parcels, Flanders · tallest building 38.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Scheepvaartlaan 40, 3500 Hasselt
since 20232.346.160.081
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0288/00F002 | Flanders | 5,867 m² | 1 · 1,339 m² | 23.6 m · 6 fl. |
| 24062A0074/00M000 | Flanders | 3,169 m² | 1 · 2,452 m² | 38.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TECHNISERVE
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Of 853 companies in sector 66210 we hold annual accounts for 511. 432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.