CL Design & Projects
ActiveCL Design & Projects has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.66M and a net result of €400k. Equity is growing by ~51.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency93▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.39 in 2024; short-term debt: 21.1% and cash: 0.8% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
16.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
49 d early
2023
51 d early
2022
39 d early
2021
30 d early
2020
15 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.66M▲ 19.2%
2024 · €1.39M
2018: €109k
2019: €132k
2020: €129k
2021: €278k
2022: €416k
2023: €563k
2024: €1.39M
2018 → 2025
Total assets
€2.44M▼ 0.2%
2024 · €2.44M
2018: €115k
2019: €147k
2020: €169k
2021: €2.54M
2022: €2.55M
2023: €2.58M
2024: €2.44M
2018 → 2025
Net result
€400k▼ 53.9%
2024 · €868k
2018: €38k
2019: €22k
2020: €31k
2021: €111k
2022: €139k
2023: €147k
2024: €868k
2018 → 2025
Working capital
€-491k▼ 156%
2024 · €-192k
2018: €59k
2019: €85k
2020: €103k
2021: €-164k
2022: €-156k
2023: €-123k
2024: €-192k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€278k-€416k▲ 50.0%€563k▲ 35.3%€1.39M▲ 147%€1.66M▲ 19.2%
Operating result€172k-€215k▲ 25.3%€226k▲ 5.0%€256k▲ 13.3%€148k▼ 42.3%
Net result€111k-€139k▲ 24.9%€147k▲ 5.8%€868k▲ 491%€400k▼ 53.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€2.41M▲ 4.1%
Current assets
€22k▼ 82.3%
Equity and liabilities €2.44M
Equity
€1.66M▲ 19.2%
Debt
€779k▼ 25.9%
The debt ratio falls from 43.0% to 32.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€149k▼
2024 · €258k
Cash flow
€402k▼
2024 · €870k
Solvency
68.0%▲
2024 · 57.0%
Current ratio
0.04▼
2024 · 0.39
Quick ratio
0.04▼
2024 · 0.38
Debt / equity
0.47▼
2024 · 0.76
ROE
24.1%▼
2024 · 62.4%
ROA
16.4%▼
2024 · 35.5%
Interest coverage
32.67▼
2024 · 36.71
Debt
€779k▼
2024 · €1.05M
Debt ≤ 1 year
€513k▲
2024 · €314k
Debt > 1 year
€263k▼
2024 · €735k
Income taxes
€79k▼
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.44M▼
Fixed assets21/28€2.32M€2.41M▲
Tangible fixed assets22/27€13k€11k▼
Land and buildings22€6k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€340€90▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€2.31M€2.40M▲
Current assets29/58€122k€22k▼
Stocks and contracts in progress3€3k€0▼
Stocks30/36€3k€0▼
Amounts receivable within one year40/41€52k€1k▼
Trade receivables40€52k€0▼
Other amounts receivable41€2€1k▲
Current investments50/53€0-
Cash at bank and in hand54/58€67k€20k▼
Deferred charges and accrued income490/1€0€319▲
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.44M▼
Equity10/15€1.39M€1.66M▲
Contributions10/11€73k€73k=
Reserves13€1.32M€1.59M▲
Distributable reserves133€1.32M€1.59M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.05M€779k▼
Amounts payable after more than one year17€735k€263k▼
Financial debts170/4€735k€263k▼
Amounts payable within one year42/48€314k€513k▲
Current portion of amounts payable after more than one year42€136k€137k▲
Financial debts43€1€1=
Credit institutions430/8€1€1=
Trade debts44€23k€24k▲
Suppliers440/4€23k€24k▲
Taxes, remuneration and social security45€108k€122k▲
Taxes450/3€108k€122k▲
Other amounts payable47/48€47k€230k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€259k€151k▼
Operating profit (loss)9901€256k€148k▼
Financial income75/76B€769k€336k▼
Recurring financial income75€769k€336k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€1.02M€479k▼
Income taxes67/77€150k€79k▼
Profit (loss) for the period9904€868k€400k▼
Profit (loss) for the period to be appropriated9905€868k€400k▼
Appropriation of the result
Profit (loss) to be appropriated9906€868k€400k▼
Transfer from equity791/2€39k€134k▲
Transfer to equity691/2€868k€400k▼
To other reserves6921€868k€400k▼
Profit to be distributed694/7€39k€134k▲
Return on contributions (dividend)694€39k€134k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €868k ▲491%
Operating result €256k, net result €868k, both a record.
31-12
Financial
Equity above €1MEq €1.39M ▲147%
7 profitable years in a row build equity to €1.39M.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €563k ▲35.3%
6 profitable years in a row build equity to €563k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €278k ▲115%
4 profitable years in a row build equity to €278k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €22k ▼40.6%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gerard Davidstraat(Mar) 178510 KortrijkGround area
3,243 m²
Building footprint
895 m²
Volume, LiDAR
4,726 m³
2 parcels, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CL Design & Projects
since 20112.204.812.473
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026A0535/00F000 | Flanders | 2,034 m² | 1 · 704 m² | 6.1 m · 2 fl. |
| 34026A0603/00S000 | Flanders | 1,209 m² | 1 · 191 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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YAMA EUROPE
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UNITIME
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Aarschot · Eq €1.49M
Of 1,045 companies in sector 47559 we hold annual accounts for 349. 109 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2011
Fiscal year end31-12
Activities, NACEBEL
47559Retail sale of other household articles
47599Retail trade
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.