Skip to content

CKCC

Active
Private limited companyfounded 20196 yrs activeRue des Oveyes 39, 4432 Ans, BelgiumKBO/BCE: BE 0737.409.242
Summary

The computed 12-month bankruptcy probability of CKCC is 1.7% (moderate). The 2025 annual accounts show equity of €29,654 and a net result of €5,840. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 18458 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability80▼-1
Solvency71▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.66 in 2024; short-term debt: 54.2% and cash: 55.8% of total assets), but 54.2% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.8%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
128 d early
2024
35 d early
2023
64 d early
2022
91 d early
2021
34 d early
2020
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 68 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 November 2019, CKCC was incorporated as a Private limited company.1 Total assets went from EUR 41,403 in 2020 to EUR 64,729 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€29,654▲ 24.5%
2024 · €23,814
Total assets
€64,729▲ 36.7%
2024 · €47,345
Net result
€5,840▼ 18.5%
2024 · €7,169
Working capital
€22,850▲ 47.0%
2024 · €15,547
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€6,000€12,155-€2,989€11,846€9,013▼ 23.9%
Net result-€6,032€8,222-€3,215€7,169€5,840▼ 18.5%
Equity€11,637▼ 34.1%€19,859▲ 70.7%€16,645▼ 16.2%€23,814▲ 43.1%€29,654▲ 24.5%
Total assets€34,447▼ 16.8%€45,903▲ 33.3%€44,837▼ 2.3%€47,345▲ 5.6%€64,729▲ 36.7%
Debt€22,810▼ 3.9%€26,043▲ 14.2%€28,192▲ 8.2%€23,532▼ 16.5%€35,075▲ 49.1%
Working capital-€3,851▼ 415%€2,884€7,479▲ 159%€15,547▲ 108%€22,850▲ 47.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2021: -€6,000-€6,000Net result 2021: -€6,032-€6,032Operating result 2022: €12,155€12,155Net result 2022: €8,222€8,222Operating result 2023: -€2,989-€2,989Net result 2023: -€3,215-€3,215Operating result 2024: €11,846€11,846Net result 2024: €7,169€7,169Operating result 2025: €9,013€9,013Net result 2025: €5,840€5,84020212022202320242025-€5,000€0€5,000€10,000Operating result 2023: -€2,989-€2,990Net result 2023: -€3,215-€3,210Operating result 2024: €11,846€11,800Net result 2024: €7,169€7,170Operating result 2025: €9,013€9,010Net result 2025: €5,840€5,840202320242025
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,729
Fixed assets €6,804 ▼ 17.7%
Current assets €57,925 ▲ 48.2%
Equity and liabilities €64,729
Equity €29,654 ▲ 24.5%
Debt €35,075 ▲ 49.1%
Debt's share of the balance-sheet total rises from 49.7% to 54.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,596▼
2024 · €14,196
Cash flow
€8,423▼
2024 · €9,518
Current ratio
1.65▼
2024 · 1.66
Quick ratio
1.15▲
2024 · 1.08
Debt to equity
1.18▲
2024 · 0.99
ROE
19.7%▼
2024 · 30.1%
ROA
9.0%▼
2024 · 15.1%
Interest coverage
7.60▲
2024 · 5.21
Debt ≤ 1 year
€35,075▲
2024 · €23,532
Income taxes
€2,458▲
2024 · €2,067
Staff costs
€32,487▲
2024 · €21,371
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€47,345€64,729▲
Fixed assets21/28€8,267€6,804▼
Tangible fixed assets22/27€7,767€6,304▼
Plant, machinery and equipment23€4,287€3,997▼
Furniture and vehicles24€3,480€2,307▼
Financial fixed assets28€500€500=
Current assets29/58€39,078€57,925▲
Stocks and contracts in progress3€13,616€17,417▲
Stocks30/36€13,616€17,417▲
Amounts receivable within one year40/41€1,700€2,764▲
Trade receivables40-€542
Other amounts receivable41€1,700€2,223▲
Cash at bank and in hand54/58€23,259€36,104▲
Deferred charges and accrued income490/1€503€1,640▲
Equity and liabilities
Total equity and liabilities10/49€47,345€64,729▲
Equity10/15€23,814€29,654▲
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€17,814€23,654▲
Amounts payable17/49€23,532€35,075▲
Amounts payable within one year42/48€23,532€35,075▲
Trade debts44€4,356€10,463▲
Suppliers440/4€4,356€10,463▲
Taxes, remuneration and social security45€17,610€21,220▲
Taxes450/3€12,345€14,143▲
Remuneration and social security454/9€5,265€7,077▲
Other amounts payable47/48€1,565€3,392▲
Income statement Code20242025
Remuneration, social security and pensions62€21,371€32,487▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,349€2,583▲
Other operating charges640/8€450€400▼
Gross operating margin9900€36,017€44,483▲
Operating profit (loss)9901€11,846€9,013▼
Financial income75/76B€114€810▲
Recurring financial income75€114€810▲
Financial charges65/66B€2,725€1,525▼
Recurring financial charges65€2,725€1,525▼
Profit (loss) for the period before taxes9903€9,235€8,298▼
Income taxes67/77€2,067€2,458▲
Profit (loss) for the period9904€7,169€5,840▼
Profit (loss) for the period to be appropriated9905€7,169€5,840▼
Appropriation of the result
Profit (loss) to be appropriated9906€17,814€23,654▲
Profit (loss) brought forward from the previous period14P€10,645€17,814▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€5,898€11,533€21,371€32,487▲ 52.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,429€3,512€2,031€2,349€2,583▲ 9.9%
Other operating charges640/8€1,594€415€1,181€450€400▼ 11.2%
Gross operating margin9900-€976€21,980€11,755€36,017€44,483▲ 23.5%
Operating profit (loss)9901-€6,000€12,155-€2,989€11,846€9,013▼ 23.9%
Financial income75/76B€194€80€77€114€810▲ 611%
Recurring financial income75€194€80€77€114€810▲ 611%
Financial charges65/66B€95€483€209€2,725€1,525▼ 44.0%
Recurring financial charges65€95€483€209€2,725€1,525▼ 44.0%
Profit (loss) for the period before taxes9903-€5,901€11,752-€3,121€9,235€8,298▼ 10.1%
Income taxes67/77€131€3,530€94€2,067€2,458▲ 18.9%
Profit (loss) for the period9904-€6,032€8,222-€3,215€7,169€5,840▼ 18.5%
Profit (loss) for the period to be appropriated9905-€6,032€8,222-€3,215€7,169€5,840▼ 18.5%
Line20212022202320242025Change
Assets
Total assets20/58€34,447€45,903€44,837€47,345€64,729▲ 36.7%
Fixed assets21/28€15,488€16,975€9,166€8,267€6,804▼ 17.7%
Tangible fixed assets22/27€13,688€15,175€8,666€7,767€6,304▼ 18.8%
Plant, machinery and equipment23--€4,013€4,287€3,997▼ 6.7%
Furniture and vehicles24€13,688€15,175€4,654€3,480€2,307▼ 33.7%
Financial fixed assets28€1,800€1,800€500€500€500=
Current assets29/58€18,959€28,927€35,670€39,078€57,925▲ 48.2%
Stocks and contracts in progress3€3,340€9,890€14,009€13,616€17,417▲ 27.9%
Stocks30/36€3,340€9,890€14,009€13,616€17,417▲ 27.9%
Amounts receivable within one year40/41--€3,500€1,700€2,764▲ 62.6%
Trade receivables40----€542-
Other amounts receivable41--€3,500€1,700€2,223▲ 30.8%
Cash at bank and in hand54/58€15,619€19,037€18,162€23,259€36,104▲ 55.2%
Deferred charges and accrued income490/1---€503€1,640▲ 226%
Equity and liabilities
Total equity and liabilities10/49€34,447€45,903€44,837€47,345€64,729▲ 36.7%
Equity10/15€11,637€19,859€16,645€23,814€29,654▲ 24.5%
Contributions10/11€6,000€6,000€6,000€6,000€6,000=
Profit (loss) carried forward14€5,637€13,859€10,645€17,814€23,654▲ 32.8%
Amounts payable17/49€22,810€26,043€28,192€23,532€35,075▲ 49.1%
Amounts payable within one year42/48€22,810€26,043€28,192€23,532€35,075▲ 49.1%
Trade debts44€15,580€12,469€16,052€4,356€10,463▲ 140%
Suppliers440/4€15,580€12,469€16,052€4,356€10,463▲ 140%
Taxes, remuneration and social security45€6,029€12,129€11,392€17,610€21,220▲ 20.5%
Taxes450/3€5,479€10,488€8,284€12,345€14,143▲ 14.6%
Remuneration and social security454/9€550€1,640€3,108€5,265€7,077▲ 34.4%
Other amounts payable47/48€1,200€1,446€748€1,565€3,392▲ 117%
Line20212022202320242025Change
Profit (loss) for the period9904-€6,032€8,222-€3,215€7,169€5,840▼ 18.5%
+ Depreciation and write-downs630€3,429€3,512€2,031€2,349€2,583▲ 9.9%
Operating cash flow (approximation)-€2,603€11,735-€1,184€9,518€8,423▼ 11.5%
Investment in fixed assets (approximation)--€5,000€5,778-€1,450-€1,120▲ 22.8%
Change in cash-€3,418-€876€5,097€12,845▲ 152%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €7,169
Net result €7,169 after one loss-making year.
28-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €8,222
Net result €8,222 after one loss-making year.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€6,032
Net result drops to -€6,032, the lowest in the series; recovery starts the following year.
03-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
480 m²
Building footprint
161 m²
Volume, LiDAR
1,105 m³
2 parcels, Wallonia · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CKCC
Place Antoine Ernst 5, 4880 AubelRetail trade
since 20192.295.541.424
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63003B0577/00A000 Wallonia 308 m² 1 · 90 m² 12.8 m · 2 fl.
62001B0211/00Y000 Wallonia 173 m² 1 · 71 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 656 companies in sector 47715 we hold annual accounts for 187. 156 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
47721Retail sale of footwear
47722Retail trade

Scores and ratios are computed by Checked and are not a credit decision.