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Complete company report
Generated 25-07-2026
Active BE 0775.700.882Private limited company

CKAI

Basilieklaan 377 ·1081 Koekelberg, Belgium· 4 yrs active
Sector: Retail trade (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of CKAI is 6.9% (elevated). The 2025 annual accounts show negative equity (€-45k) and a net result of €-83k. Equity is shrinking by ~182.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 1389 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-45k
Net result €-83k
Better than sector 5%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability33Solvency33Growth22Stability94
36 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 33
Solvency 33
Growth 22
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
6.9% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 05-12-2025 with the NBB · fiscal year 2025 · micro
€-100k€-50k€0€50kRevenue 2023: €61k€61kOperating result 2023: €19k€19kNet result 2023: €15k€15kRevenue 2024: €13k€13kOperating result 2024: €-45k€-45kNet result 2024: €-46k€-46kRevenue 2025: €8k€8kOperating result 2025: €-80k€-80kNet result 2025: €-83k€-83k202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~182.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-150k€-100k€-50k€02026: €-77k (€-80k - €-73k)2027: €-108k (€-112k - €-104k)2028: €-139k (€-143k - €-136k)2023: €17k2024: €14k2025: €-45k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -206.7% 23.5%
better than 5% of 1389 sector peers
Net result €-83k €8k
better than 5% of 1387 sector peers
Equity €-45k €26k
better than 8% of 1390 sector peers
Gross operating margin €-20k €36k
better than 5% of 1384 sector peers
Staff costs €49k €42k
higher than 55% of 587 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€8k
-39.1% -85% vs sector
EBITDA
€-72k
-86.1% far below sector median
Net profit
€-83k
-81.7% far below sector median
Cash flow
€-74k
-92.1% far below sector median
Total assets
€22k
-10.9% -85% vs sector
Equity
€-45k
- far below sector median
Working capital
€-59k
-611.3% far below sector median
Staff costs
€49k
-2.9% +12% vs sector
Income taxes
€3k
-35.0% far above sector median
Debt
€67k
+504.5% -35% vs sector
Debt ≤ 1y
€67k
+504.5% -16% vs sector
Current ratio
0.13
-50.3% -89% vs sector
Quick ratio
0.13
-50.3% -88% vs sector
Solvency
-206.7%
- far below sector median
Debt / equity
-1.48
- far below sector median
ROE
182.5%
- far above sector median
ROA
-377.4%
-104.0% far below sector median
Net margin
-1054.0%
-198.5% far below sector median
EBITDA margin
-910.1%
-205.7% far below sector median
Interest coverage
-220.65
-61.3% far below sector median
Figures by fiscal year
Fiscal year2025
Revenue€8k
EBITDA€-72k
Net profit€-83k
Cash flow€-74k
Staff costs€49k
Income taxes€3k
Dividends-
Total assets€22k
Equity€-45k
Debt€67k
of which ≤ 1y€67k
of which > 1y-
Working capital€-59k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.13
Quick ratio0.13
Working capital ratio-267.1%
Solvency-206.7%
Debt / equity-1.48
Long-term debt ratio-
Interest coverage-220.65
Gross margin-374.6%
Net margin-1054.0%
ROA-377.4%
ROE182.5%
EBITDA margin-910.1%
Days sales outstanding0d
Days payable outstanding35d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€22k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€11k
Financial fixed assets 28€2k
Current assets 29/58€9k
Amounts receivable within one year 40/41€750
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€22k
Equity 10/15€-45k
Contributions / capital 10/11€68k
Accumulated profits (losses) 14€-113k
Amounts payable 17/49€67k
Amounts payable within one year 42/48€67k
Trade debts payable within one year 44€4k
Income statement
Turnover 70€8k
Gross operating margin 9900€-20k
Operating result 9901€-80k
Financial income 75€0
Financial charges 65€325
Result before taxes 9903€-80k
Income taxes 67/77€3k
Net result for the period 9904€-83k
Result to be appropriated 9905€-83k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47120)
Legal form Private limited company(610)
Incorporation13-10-2021
StatusActive
Postal code1081
Establishment units 1 location
Paapsemlaan 20, 1070 Anderlecht
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20212.323.430.211
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21306C0030/00V000 Brussels 3.8 ha 1 · 1,578 m² 22.5 m · 6 fl.
21011A0026/00C002 Brussels 500 m² 1 · 225 m² 31.6 m · 10 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
05-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
23-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
09-09-2024
State Gazette act Capital & shares
Carl-Eric Legrand
06-03-2024
State Gazette act Capital & shares
Carl-Eric LEGRAND
19-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad, acts 2 acts
Capital history · 2
09-09-2024
Capital change
06-03-2024
Capital change
All acts · 2 updated 1 year ago
2024
09-09-2024 Capital increase of €24,000 Capital & shares·Carl-Eric Legrand
  • Inbreng in geld · Apport en numéraire
  • 2 kapitaalbewegingen in deze akte
Notary: Carl-Eric Legrand · Bruxelles
Technical details 
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  "bedrijfsrevisor": null,
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  "shareholders_after": [
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}
06-03-2024 Capital increase of €800,000 to €900,000 Capital & shares·Carl-Eric LEGRAND
  • €100.000 → €900.000
Notary: Carl-Eric LEGRAND · BruxellesFirm: Carl-Eric Legrand, Notaire
Technical details 
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameFR CKAI
Registered office
Basilieklaan 377 bus 3
1081 Koekelberg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative