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IMMO TRM

Active
Private limited companyfounded 2013active for 12 yearsKortrijksepoortstraat 132, 9000 Gent, BelgiumKBO/BCE: BE 0541.734.904
Summary

The computed 12-month bankruptcy probability of IMMO TRM is 1.7% (moderate). The 2025 annual accounts show equity of €52,295 and a net result of -€15,394. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 64% of 11,089 sector peers (NACE 68, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€108,786total assets 2025
Equity
€52,295
Loss
-€15,394
Turnover not published (abbreviated format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Accounts filed 39 days late0 of 3 deeds read
Why 54raises riskLatest accounts 39 days late; 2 of the last 3 lateLoss of €15,394, the second in a row (financial year 2025)Liquidity: current ratio 1.34, cash €908lowers riskSize: total assets €108,786Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 73-22
equity 48.1% of total assets
Liquidity 25-15
short-term debt 51.9% · cash 0.8%
Profitability 1-61
return on assets -14.2%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,557 companies, NACE 68, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.2 percentage points vs 07-2025 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.9%▼ -0.9 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.8%▼ -0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.7%▲ +0.5 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.34, compared with 1.78 in 2024; short-term debt: 51.9% and cash: 0.8% of total assets), and 51.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 63% on solvency, 19% on liquidity, 9% on profitability and 20% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 39 days late; 2 of the last 3 late
NBB · filings
raises risk · Loss of €15,394, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.34, cash €908
NBB · annual accounts
lowers risk · Size: total assets €108,786
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15,394
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
39 days late
2024
60 days late
2023
28 days late
2022
42 days late
2021
77 days late
2020
29 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€15,394 View
  • Total assets 20256 financial years filed €108,786 View
  • Active since 2013founded 06-11-2013 12 years View

By topic

Financials

Financial year
2025
Total assets
€108,786
Loss
-€15,394
Solvency
48.1%
Total assets▲ 12.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2015
Next accounts
by 31-07-2027
  1. 31-12-2023Weakest financial year
  2. 11-09-2023Annual accounts filed
  3. 16-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
06-11-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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