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CJP & Co

Active
Private limited companyfounded 2003active for 23 yearsNachtegaalstraat 11, 9240 Zele, BelgiumKBO/BCE: BE 0480.225.521
Summary

CJP & Co has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,658 and a net result of -€12,565. Equity has been shrinking by about 7.5% per year since 2018. Its solvency ranks better than 34% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 16-05-2003 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.131.790.378 9240 Zele, since 28-05-2003
Financial year end
31 December
Peppol
Reachable since 05-01-2026

Board and ownership

Board

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€8,614
▼ 43.7%
Turnover
≈ €100,000
estimated
Loss
€12,565
▲ 14×
Equity
€60,658
▼ 17.2%
Total assets
€221,340
▼ 2.0%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €12,565, the second in a row (financial year 2025)lowers riskFounded in 2003Liquidity: current ratio 1.61, cash €39,185Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 28% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 52-5
equity 27.4% of total assets
Liquidity 44=
short-term debt 54.5% · cash 17.7%
Profitability 17-51
return on assets -5.7%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.6%▲ +0.3 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.61 (1.67 in 2024), above the usual 1.5. Short-term debt is 54.5% and cash 17.7% of total assets. However, 72.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 34% of them on solvency, 42% on liquidity, 16% on profitability and 21% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €12,565, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.61, cash €39,185
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,565
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
136 days early
2024
34 days early
2023
86 days early
2022
4 days late
2021
26 days late
2020
4 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€12,565 View
  • Caution: Lower net result than 87% of companies in construction of buildingssector median €8,554 · 9,386 companies -€12,565 View

Recent changes

  1. · Gazette deed Company renamed from Coppens Jean Pierre Constructies to CJP & CoCapital decrease of €58,500 to €18,550 · Resignation: COPPENS Jean-Pierre (director) · Appointment: COPPENS Jean-Pierre (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CJP & Co: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €199,000 and €253,000, founded between 2002 and 2006.

CompanyTotal assetsGross margin
CJP & Co Zele€221,340€8,614
GERT CARDON Aalst€199,869€7,420
APROBO Aalst€242,115€7,064
VERDI Gent€210,015€6,640
D'HONDT KURT BOUWWERKEN Ingelmunster€253,459€9,332
SWILLEN Jan Bierbeek€199,108€9,783
DESIERE ET FILS BATIMENTS ET TOITURES Sambreville€231,252€7,542
Full comparison

Key facts about CJP & Co

What is the company number of CJP & Co?
The company number of CJP & Co is 0480.225.521. The VAT number is the same number with BE in front: BE 0480.225.521.
Where is CJP & Co based?
The registered office is at Nachtegaalstraat 11, 9240 Zele.Company details
What does CJP & Co do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of CJP & Co?
The legal form of CJP & Co is Private limited company (BV).
When was CJP & Co founded?
CJP & Co was founded on 16-05-2003.
Is CJP & Co still active?
Yes, CJP & Co is an active enterprise in the KBO register.
What is the turnover of CJP & Co?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €8,614 and 266 comparable companies (NACE 41001). It probably lies between €54,000 and €190,000. It is a rough estimate.Financials
Is CJP & Co profitable?
In financial year 2025, CJP & Co made a loss of €12,565.
Where can I find the annual accounts of CJP & Co?
CJP & Co filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CJP & Co due?
CJP & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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