CJB FINANCES
The computed 12-month bankruptcy probability of CJB FINANCES is 0.5% (very low). The 2024 annual accounts show equity of €166k and a net result of €118k. Its solvency ranks better than 75% of 12451 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €166k |
| Net result | €118k |
| Better than sector | 75% |
| Active | 3 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 76.8% | 60.6% | |
| Net result | €118k | €31k | |
| Equity | €166k | €63k | |
| Gross operating margin | €155k | €52k | |
| Staff costs | €99 | €6k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €118k |
| Cash flow | - |
| Staff costs | €99 |
| Income taxes | €35k |
| Dividends | - |
| Total assets | €216k |
| Equity | €166k |
| Debt | €50k |
| of which ≤ 1y | €50k |
| of which > 1y | - |
| Working capital | €141k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.81 |
| Quick ratio | 3.81 |
| Working capital ratio | 65.2% |
| Solvency | 76.8% |
| Debt / equity | 0.30 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 54.5% |
| ROE | 71.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €216k |
| Fixed assets | 21/28 | €25k |
| Financial fixed assets | 28 | €25k |
| Current assets | 29/58 | €191k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €190k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €216k |
| Equity | 10/15 | €166k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €164k |
| Amounts payable | 17/49 | €50k |
| Amounts payable within one year | 42/48 | €50k |
| Trade debts payable within one year | 44 | €157 |
| Income statement | ||
| Gross operating margin | 9900 | €155k |
| Operating result | 9901 | €154k |
| Financial income | 75 | €152 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €153k |
| Income taxes | 67/77 | €35k |
| Net result for the period | 9904 | €118k |
| Result to be appropriated | 9905 | €118k |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 13-01-2023 |
| Status | Active |
| Postal code | 5100 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322D0307/00V000 | Wallonia | 1,111 m² | 1 · 230 m² | 3.8 m · 1 fl. |
| 91039D0253/00H000 | Wallonia | 1,000 m² | 1 · 79 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-12-2025 Registered office moved within JAMBES
- rue de Géronsart 2, 5100 JAMBES → rue de Géronsart 294, 5100 JAMBES
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "JAMBES",
"region": null,
"street": "rue de G\u00E9ronsart",
"country": "BE",
"postcode": "5100",
"box_number": null,
"street_number": "294"
},
"old_address": {
"city": "JAMBES",
"region": null,
"street": "rue de G\u00E9ronsart",
"country": "BE",
"postcode": "5100",
"box_number": null,
"street_number": "2"
},
"effective_date": "2025-05-16",
"evidence_quote": "l\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de d\u00E9placer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 la rue de G\u00E9ronsart, 294 \u00E0 5100 JAMBES"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0797.128.281",
"name_full": "CJB FINANCES",
"legal_form": "SRL"
}
}17-01-2023 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "5363 Emptinne, Sur le Paradis 5",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1975-02-28",
"name": "CHARLOT Jean-Bernard Gilles",
"niss": null,
"address": "5363 Hamois (Emptinne), Sur le Paradis 5"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "CHARLOT Jean-Bernard Gilles",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2500,
"subject_company": {
"kbo": "0797.128.281",
"name_full": "CJB FINANCES",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-01-12",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | CJB FINANCES |