CJ
ActiveSummary
CJ has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €530,285 and a net result of €134,579. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability93▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 3.02 against 14.82 in 2023; short-term debt: 15.8% and cash: 38.3% of total assets), and 24.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.2%
Return on assets
19.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
34 d early
2022
34 d early
2021
44 d early
2020
36 d early
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€530,285▲ 22.1%
2023 · €434,275
Total assets
€705,420▲ 54.8%
2023 · €455,637
Net result
€134,579▲ 24.4%
2023 · €108,152
Working capital
€225,006▼ 9.3%
2023 · €247,975
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€42,056▲ 8.2%€87,636▲ 108%€163,524▲ 86.6%€158,992▼ 2.8%€192,764▲ 21.2%
Net result€29,516▲ 2.7%€63,384▲ 115%€118,743▲ 87.3%€108,152▼ 8.9%€134,579▲ 24.4%
Equity€159,961▲ 22.6%€223,346▲ 39.6%€342,089▲ 53.2%€434,275▲ 26.9%€530,285▲ 22.1%
Total assets€190,545▲ 11.7%€239,160▲ 25.5%€379,815▲ 58.8%€455,637▲ 20.0%€705,420▲ 54.8%
Debt€30,584▼ 23.9%€15,814▼ 48.3%€37,726▲ 139%€21,362▼ 43.4%€175,135▲ 720%
Working capital€129,804▲ 31.5%€97,142▼ 25.2%€116,339▲ 19.8%€247,975▲ 113%€225,006▼ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2024 Total assets +55% on 2023. Cause not known from the registers.
- 2022 Equity +53%, Total assets +59% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 21% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €705,420
Fixed assets
€369,281 ▲ 94.6%
Current assets
€336,140 ▲ 26.4%
Equity and liabilities €705,420
Equity
€530,285 ▲ 22.1%
Debt
€175,135 ▲ 720%
Debt's share of the balance-sheet total rises from 4.7% to 24.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€247,808▲
2023 · €208,048
Cash flow
€189,622▲
2023 · €157,208
Current ratio
3.02▼
2023 · 14.82
Debt to equity
0.33▲
2023 · 0.05
ROE
25.4%▲
2023 · 24.9%
ROA
19.1%▼
2023 · 23.7%
Interest coverage
782.57▼
2023 · 5314.12
Debt ≤ 1 year
€111,133▲
2023 · €17,943
Debt > 1 year
€62,326
Income taxes
€57,952▲
2023 · €50,817
Staff costs
€3,086▲
2023 · €2,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €33,456 | - | - | €13,532 | - |
| Remuneration, social security and pensions62 | - | €1,534 | €1,850 | €2,163 | €3,086 | ▲ 42.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,296 | €32,410 | €34,974 | €49,056 | €55,044 | ▲ 12.2% |
| Other operating charges640/8 | - | €785 | €10,550 | €1,377 | €1,462 | ▲ 6.2% |
| Non-recurring operating charges66A | - | - | - | - | €23,373 | - |
| Gross operating margin9900 | €74,490 | €122,364 | €210,898 | €211,588 | €275,729 | ▲ 30.3% |
| Operating profit (loss)9901 | €42,056 | €87,636 | €163,524 | €158,992 | €192,764 | ▲ 21.2% |
| Financial income75/76B | - | €149 | €855 | €16 | €84 | ▲ 414% |
| Recurring financial income75 | €33 | €149 | €205 | €16 | €84 | ▲ 414% |
| Non-recurring financial income76B | - | - | €650 | - | - | - |
| Financial charges65/66B | - | €5,025 | €70 | €39 | €317 | ▲ 709% |
| Recurring financial charges65 | €251 | €165 | €70 | €39 | €317 | ▲ 709% |
| Non-recurring financial charges66B | - | €4,859 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €42,965 | €82,759 | €164,309 | €158,969 | €192,531 | ▲ 21.1% |
| Income taxes67/77 | €13,449 | €19,375 | €45,566 | €50,817 | €57,952 | ▲ 14.0% |
| Profit (loss) for the period9904 | €29,516 | €63,384 | €118,743 | €108,152 | €134,579 | ▲ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €29,516 | €63,384 | €118,743 | €108,152 | €134,579 | ▲ 24.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €190,545 | €239,160 | €379,815 | €455,637 | €705,420 | ▲ 54.8% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €37,276 | €126,287 | €225,750 | €189,719 | €369,281 | ▲ 94.6% |
| Intangible fixed assets21 | €200 | €100 | - | €0 | €0 | - |
| Tangible fixed assets22/27 | €37,076 | €126,187 | €225,750 | €189,719 | €369,281 | ▲ 94.6% |
| Land and buildings22 | - | - | - | €0 | €0 | - |
| Plant, machinery and equipment23 | - | €62,291 | €63,280 | €56,550 | €51,614 | ▼ 8.7% |
| Furniture and vehicles24 | - | €63,896 | €162,470 | €133,168 | €162,597 | ▲ 22.1% |
| Leasing and similar rights25 | - | - | - | - | €155,070 | - |
| Current assets29/58 | €153,270 | €112,873 | €154,065 | €265,919 | €336,140 | ▲ 26.4% |
| Amounts receivable after more than one year29 | - | - | - | €38,000 | - | - |
| Other amounts receivable291 | - | - | - | €38,000 | - | - |
| Amounts receivable within one year40/41 | €21,048 | €27,108 | €52,050 | €113,102 | €65,912 | ▼ 41.7% |
| Trade receivables40 | - | €18,897 | €44,533 | €111,178 | €65,907 | ▼ 40.7% |
| Other amounts receivable41 | - | €8,210 | €7,517 | €1,925 | €5 | ▼ 99.8% |
| Cash at bank and in hand54/58 | €132,222 | €85,766 | €99,985 | €114,817 | €270,228 | ▲ 135% |
| Deferred charges and accrued income490/1 | - | - | €2,030 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €190,545 | €239,160 | €379,815 | €455,637 | €705,420 | ▲ 54.8% |
| Equity10/15 | €159,961 | €223,346 | €342,089 | €434,275 | €530,285 | ▲ 22.1% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €147,561 | €210,946 | €329,689 | €421,875 | €517,885 | ▲ 22.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €209,086 | €327,829 | €421,875 | €517,885 | ▲ 22.8% |
| Amounts payable17/49 | €30,584 | €15,814 | €37,726 | €21,362 | €175,135 | ▲ 720% |
| Amounts payable after more than one year17 | €6,884 | - | - | - | €62,326 | - |
| Financial debts170/4 | - | - | - | - | €62,326 | - |
| Amounts payable within one year42/48 | €23,466 | €15,732 | €37,726 | €17,943 | €111,133 | ▲ 519% |
| Current portion of amounts payable after more than one year42 | - | €6,884 | - | - | €72,900 | - |
| Trade debts44 | €889 | €2,473 | €7,411 | €3,109 | €12,621 | ▲ 306% |
| Suppliers440/4 | - | €2,473 | €7,411 | €3,109 | €12,621 | ▲ 306% |
| Taxes, remuneration and social security45 | - | €6,375 | €30,315 | €13,847 | €15,135 | ▲ 9.3% |
| Taxes450/3 | - | €4,375 | €30,315 | €13,847 | €15,135 | ▲ 9.3% |
| Remuneration and social security454/9 | - | €2,000 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €987 | €10,477 | ▲ 961% |
| Accrued charges and deferred income492/3 | - | €83 | - | €3,419 | €1,676 | ▼ 51.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,516 | €63,384 | €118,743 | €108,152 | €134,579 | ▲ 24.4% |
| + Depreciation and write-downs630 | €30,296 | €32,410 | €34,974 | €49,056 | €55,044 | ▲ 12.2% |
| Operating cash flow (approximation) | €59,812 | €95,794 | €153,717 | €157,208 | €189,622 | ▲ 20.6% |
| Investment in fixed assets (approximation) | - | -€121,421 | -€134,437 | -€13,025 | -€234,605 | ▼ 1,701% |
| Change in cash | - | -€46,456 | €14,220 | €14,831 | €155,411 | ▲ 948% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €134,579 ▲24.4%
Operating result €192,764, net result €134,579, both a record.
31-12
Financial
Equity above €500,000Eq €530,285 ▲22.1%
7 profitable years in a row build equity to €530,285.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 14.82
Current ratio from 4.08 to 14.82; short-term debt falls from €37,726 to €17,943.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €223,346 ▲39.6%
4 profitable years in a row build equity to €223,346.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €159,961 ▲22.6%
3 profitable years in a row build equity to €159,961.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €28,752 ▼25.5%
Net result drops to €28,752, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity doublescurrent ratio 6.76
Current ratio from 3.05 to 6.76; short-term debt falls from €27,122 to €17,135.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2012
Ground area
1,257 m²
Building footprint
120 m²
Volume, LiDAR
771 m³
Parcel 71067A0192/00S002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cops Jan Bouw-en Tuinprojecten
since 20122.214.880.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71067A0192/00S002 | Flanders | 1,257 m² | 1 · 120 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AKWADOK
BE 0458.140.995
Deerlijk · Eq €530,300
ABDM architecten
BE 0463.646.241
Kruisem · Eq €530,815
ALCYONIS DEVELOPMENT
BE 0871.415.633
Namur · Eq €529,622
X-ECO
BE 0847.664.984
Leopoldsburg · Eq €529,597
ARCEA
BE 0809.313.758
Mons · Eq €530,988
Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 4,340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
43212Electrical installation work in industrial facilities
43230Insulation installation
43310Plastering work
43910Bricklaying and masonry work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0500762104
Also
9925:BE0500762104
Registered
23-09-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.