Result
€1.0m ▼ 35.5%
The result fell in 2025 from €1.6m to €1.0m.
CIVANA
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €217,579 (2019)
-not published
lowest -€15,747 (2023)
€1.0m▼ 35.5%
peak €10.9m (2025)
€10.9m▲ 10.6%
€1.6m▲ 3.7%
peak 0.8 FTE (2024)
-not published
Board2 names since 2004
2 directorsVan Aperen Francis and 1 other
Documentsfilings and deeds
18-09-202649 days late
2025financial year
Turnover from €224,217 to €180,752Result from €1.6m to €1.0mCash from €1.1m to €7.8m
Key points
from the 2025 annual accountsInvestments
€667,881 8.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 24.7% higher than in 2024.
Payment terms
38 days to suppliers
CIVANA pays its suppliers 26 days earlier than in 2024. Customers pay 11 days earlier.
Liquidity
5.41 was 0.73 in 2024
Short-term debts rose from €1.5m to €1.6m.
Filings
21 annual accounts since 2005
Seven of the last ten came late. The 2019 accounts came latest: 61 days after the end of the period.
Board
1 joined
New director. Latest change 22-01-2026 · 2 in office.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €10.9m
raises risk · 2025 accounts filed 49 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
49 days late
2024
29 days late
2023
3 days early
2022
12 days late
2021
11 days late
2020
31 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: VAN APEREN Thomas Constant Paulina (director)
“Het verlenen van adviezen en bijstand van technische,commerciële of administratieve aard,in de meest ruime zin…” (deed in Dutch) · General meeting of 12-01-2026 · Gazette deed
New establishment in Hoogstraten
De Voorthoeve, Voort 10
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0867736462
Appointment: VAN APEREN Francis Jozef Elisabeth (statutory director)
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CIVANA Hoogstraten | €180,752 | 15.1% | 87.3% | - |
| CODYLCO Herentals | €228,000 | -1.3% | 93.9% | - |
| Holding Foets Tessenderlo-Ham | €204,920 | -18.2% | 93.8% | 0 |
| WYDOS Sint-Martens-Latem | €164,584 | -12.2% | 98.9% | 1 |
| HVG & Partners Hamme (Vl.) | €255,107 | -95.1% | 43.9% | - |
| HOLMY Wielsbeke | €133,800 | -36.9% | 28.1% | - |
| PATRIMOR Sint-Truiden | €166,420 | - | 45.0% | - |
Grey: the largest companies of the sector (financial services (NACE 64)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CIVANA: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €8.2m and €13m, founded between 1999 and 2008.
Official details
Source: KBO- Status
- Active since 11-10-2004Normal situation
- Activity
- Activities of holding companiesNACE 64210and 8 others
- Joint committee
- 302Hotels and catering · annual accounts 2024
- Establishment units
- 2.143.643.7782328 Hoogstraten, since 30-09-2004
- 2.386.576.3202328 Hoogstraten, since 20-01-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Insights on CIVANA
CIVANA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10.9m and a net result of €1.0m.
Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 75% of 3,042 sector peers (NACE 64, financial year 2025).
The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CIVANA
- What is the company number of CIVANA?
- The company number of CIVANA is 0867.736.462. The VAT number is the same number with BE in front: BE 0867.736.462.
- Where is CIVANA based?
- The registered office is at Heimeulenstraat 13, 2328 Hoogstraten.Company details
- What does CIVANA do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of CIVANA?
- CIVANA is a private limited company (BV).
- When was CIVANA founded?
- CIVANA was founded on 11-10-2004.
- Is CIVANA still active?
- Yes, CIVANA is an active enterprise in the KBO register.
- How many employees does CIVANA have?
- CIVANA had an average of 0.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does CIVANA fall under?
- In its 2024 annual accounts, CIVANA states joint committee 302 (Hotels and catering).
- What is the turnover of CIVANA?
- The turnover of CIVANA was €180,752 in financial year 2025, according to the filed annual accounts.
- Is CIVANA profitable?
- In financial year 2025, CIVANA made a profit of €1.0m.
- Where can I find the annual accounts of CIVANA?
- CIVANA filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CIVANA due?
- CIVANA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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