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Public limited companyfounded 199927 yrs activeNelemeersstraat 61, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0466.523.478
Summary

WYDOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11.5m and a net result of -€13,569. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 93% of 2444 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
23 d early
2023
22 d early
2022
26 d early
2021
30 d early
2020
24 d early
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

WYDOS was incorporated on 12 July 1999.1 Total assets fell from EUR 17 million in 2018 to EUR 12 million in 2025 and headcount from 2.5 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Equity
€11.5m▼ 0.1%
2024 · €11.5m
Net result
-€13,569
2024 · €104,270
Total assets
€11.6m▼ 5.0%
2024 · €12.3m
Solvency
98.9%▲ 4.8pp
2024 · 94.0%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€141,650▼ 3.8%€144,082▲ 1.7%€151,436▲ 5.1%€153,748▲ 1.5%€164,584▲ 7.0%
Operating result€29,438▲ 49.1%€26,200▼ 11.0%€23,864▼ 8.9%-€53,014-€20,116▲ 62.1%
Net result€977below the sector's middle half▲ 264%€331below the sector's middle half▼ 66.1%€908within the sector's middle half▲ 174%€104,270within the sector's middle half▲ 11,387%-€13,569below the sector's middle half
Equity€11.4mwithin the sector's middle half=€11.4mwithin the sector's middle half=€11.4mwithin the sector's middle half=€11.5mwithin the sector's middle half▲ 0.9%€11.5mwithin the sector's middle half▼ 0.1%
Total assets€15.8mwithin the sector's middle half▲ 0.1%€15.9mwithin the sector's middle half▲ 0.6%€15.9mwithin the sector's middle half▲ 0.1%€12.3mwithin the sector's middle half▼ 23.1%€11.6mwithin the sector's middle half▼ 5.0%
Debt€4.4m▲ 0.4%€4.5m▲ 2.0%€4.5m▲ 0.4%€729,567▼ 83.8%€130,168▼ 82.2%
Working capital-€3.3mbelow the sector's middle half▲ 0.4%-€3.3mbelow the sector's middle half▲ 0.1%-€3.3mbelow the sector's middle half▲ 0.1%€1.5mwithin the sector's middle half€717,418within the sector's middle half▼ 53.0%
Solvency72.2%within the sector's middle half▼ 0.1pp71.8%within the sector's middle half▼ 0.4pp71.7%within the sector's middle half▼ 0.1pp94.0%above the sector's middle half▲ 22.3pp98.9%above the sector's middle half▲ 4.8pp
Current ratio0.24below the sector's middle half▲ 0.010.25below the sector's middle half▲ 0.020.26below the sector's middle half=3.28above the sector's middle half▲ 3.027.23above the sector's middle half▲ 3.95
Return on assets (ROA)0.0%below the sector's middle half=0.0%below the sector's middle half=0.0%below the sector's middle half=0.9%within the sector's middle half▲ 0.8pp-0.1%within the sector's middle half▼ 1.0pp
Staff (FTE)1.5within the sector's middle half▼ 6.3%1.5within the sector's middle half=1.5within the sector's middle half=1.2within the sector's middle half▼ 20.0%1within the sector's middle half▼ 16.7%
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2021: €29,438€29,438Net result 2021: €977€977Operating result 2022: €26,200€26,200Net result 2022: €331€331Operating result 2023: €23,864€23,864Net result 2023: €908€908Operating result 2024: -€53,014-€53,014Net result 2024: €104,270€104,270Operating result 2025: -€20,116-€20,116Net result 2025: -€13,569-€13,56920212022202320242025-€100,000-€50,000€0€50,000€100,000Operating result 2023: €23,864€23,900Net result 2023: €908€908Operating result 2024: -€53,014-€53,000Net result 2024: €104,270€104,000Operating result 2025: -€20,116-€20,100Net result 2025: -€13,569-€13,600202320242025
The operating result stays negative: a loss of €20,116 in 2025 against €53,014 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.6m
Fixed assets €10.8m ▲ 7.4%
Current assets €832,587 ▼ 62.1%
Equity and liabilities €11.6m
Equity €11.5m ▼ 0.1%
Debt €130,168 ▼ 82.2%
Debt's share of the balance-sheet total falls from 6.0% to 1.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
ROE
-0.1%▼
2024 · 0.9%
Debt ≤ 1 year
€115,168▼
2024 · €669,303
Income taxes
€192▼
2024 · €206
Staff costs
€82,380▼
2024 · €88,445
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 67 lines
Balance sheet Code20242025
Assets
Total assets20/58€12.3m€11.6m▼
Fixed assets21/28€10.1m€10.8m▲
Tangible fixed assets22/27€5,061€4,162▼
Furniture and vehicles24€5,061€4,162▼
Financial fixed assets28€10.1m€10.8m▲
Affiliated companies280/1€10.1m€10.8m▲
Participating interests280€10.1m€10.1m=
Amounts receivable281-€750,000
Current assets29/58€2.2m€832,587▼
Amounts receivable after more than one year29€500,000€0▼
Other amounts receivable291€500,000€0▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€1.2m€208,839▼
Trade receivables40€34,112€205,218▲
Other amounts receivable41€1.2m€3,621▼
Current investments50/53€4,534€4,534=
Other investments51/53€4,534€4,534=
Cash at bank and in hand54/58€455,026€606,922▲
Deferred charges and accrued income490/1€3,057€12,291▲
Equity and liabilities
Total equity and liabilities10/49€12.3m€11.6m▼
Equity10/15€11.5m€11.5m▼
Contributions10/11€6.1m€6.1m=
Capital10€6.1m€6.1m=
Issued capital100€6.1m€6.1m=
Reserves13€744,961€744,961=
Non-distributable reserves130/1€744,961€744,961=
Legal reserve130€744,961€744,961=
Profit (loss) carried forward14€4.6m€4.6m▼
Amounts payable17/49€729,567€130,168▼
Amounts payable within one year42/48€669,303€115,168▼
Financial debts43€7,609€0▼
Credit institutions430/8€7,609€0▼
Trade debts44€12,224€4,488▼
Suppliers440/4€12,224€4,488▼
Taxes, remuneration and social security45€19,956€23,789▲
Taxes450/3€9,279€10,636▲
Remuneration and social security454/9€10,677€13,154▲
Other amounts payable47/48€629,514€86,892▼
Accrued charges and deferred income492/3€60,264€15,000▼
Income statement Code20242025
Operating income70/76A€160,336€177,495▲
Turnover70€153,748€164,584▲
Other operating income74€6,588€2,765▼
Non-recurring operating income76A-€10,145
Operating charges60/66A€213,350€197,610▼
Goods for resale, raw materials and consumables60-€16,470
Purchases600/8-€16,470
Services and other goods61€120,785€96,843▼
Remuneration, social security and pensions62€88,445€82,380▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,149€1,780▼
Other operating charges640/8€1,970€137▼
Operating profit (loss)9901-€53,014-€20,116▲
Financial income75/76B€217,344€13,030▼
Recurring financial income75€217,344€13,030▼
Income from current assets751€26,581€13,029▼
Other financial income752/9€190,763€0▼
Financial charges65/66B€59,854€6,290▼
Recurring financial charges65€59,854€6,290▼
Debt charges650€59,827€6,258▼
Other financial charges652/9€28€32▲
Profit (loss) for the period before taxes9903€104,476-€13,377▼
Income taxes67/77€206€192▼
Taxes670/3€206€192▼
Profit (loss) for the period9904€104,270-€13,569▼
Profit (loss) for the period to be appropriated9905€104,270-€13,569▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.6m€4.6m▼
Profit (loss) brought forward from the previous period14P€4.5m€4.6m▲
Social balance
Average headcount (FTE)90871.21.0▼

The notes to these accounts (54 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€144,507€147,084€154,647€160,336€177,495▲ 10.7%
Turnover70€141,650€144,082€151,436€153,748€164,584▲ 7.0%
Other operating income74€2,857€3,002€3,211€6,588€2,765▼ 58.0%
Non-recurring operating income76A----€10,145-
Operating charges60/66A€115,069€120,884€130,783€213,350€197,610▼ 7.4%
Goods for resale, raw materials and consumables60----€16,470-
Purchases600/8----€16,470-
Services and other goods61€12,238€21,026€21,563€120,785€96,843▼ 19.8%
Remuneration, social security and pensions62€86,143€92,150€101,857€88,445€82,380▼ 6.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,191€4,143€4,381€2,149€1,780▼ 17.2%
Other operating charges640/8€7,498€3,565€2,982€1,970€137▼ 93.0%
Operating profit (loss)9901€29,438€26,200€23,864-€53,014-€20,116▲ 62.1%
Financial income75/76B€25,545€25,561€26,312€217,344€13,030▼ 94.0%
Recurring financial income75€25,545€25,561€26,312€217,344€13,030▼ 94.0%
Income from current assets751-€25,561€26,312€26,581€13,029▼ 51.0%
Other financial income752/9€25,545--€190,763€0▼ 100.0%
Financial charges65/66B€49,075€48,344€46,020€59,854€6,290▼ 89.5%
Recurring financial charges65€49,075€48,344€46,020€59,854€6,290▼ 89.5%
Debt charges650€49,052€48,315€45,847€59,827€6,258▼ 89.5%
Other financial charges652/9€23€29€174€28€32▲ 16.0%
Profit (loss) for the period before taxes9903€5,908€3,417€4,155€104,476-€13,377▼ 113%
Income taxes67/77€4,932€3,086€3,248€206€192▼ 6.7%
Taxes670/3€4,932€3,086€3,248€206€192▼ 6.7%
Profit (loss) for the period9904€977€331€908€104,270-€13,569▼ 113%
Profit (loss) for the period to be appropriated9905€977€331€908€104,270-€13,569▼ 113%
Line20212022202320242025Change
Assets
Total assets20/58€15.8m€15.9m€15.9m€12.3m€11.6m▼ 5.0%
Fixed assets21/28€14.8m€14.8m€14.8m€10.1m€10.8m▲ 7.4%
Tangible fixed assets22/27€10,375€6,232€2,089€5,061€4,162▼ 17.8%
Furniture and vehicles24--€2,089€5,061€4,162▼ 17.8%
Leasing and similar rights25€10,375€6,232----
Financial fixed assets28€14.8m€14.8m€14.8m€10.1m€10.8m▲ 7.5%
Affiliated companies280/1€14.8m€14.8m€14.8m€10.1m€10.8m▲ 7.5%
Participating interests280€14.8m€14.8m€14.8m€10.1m€10.1m=
Amounts receivable281----€750,000-
Current assets29/58€1.0m€1.1m€1.2m€2.2m€832,587▼ 62.1%
Amounts receivable after more than one year29---€500,000€0▼ 100%
Other amounts receivable291---€500,000€0▼ 100%
Stocks and contracts in progress3---€0€0-
Amounts receivable within one year40/41€1.0m€1.1m€1.1m€1.2m€208,839▼ 83.0%
Trade receivables40€151,765€184,955€204,145€34,112€205,218▲ 502%
Other amounts receivable41€851,515€895,996€877,060€1.2m€3,621▼ 99.7%
Current investments50/53€4,534€4,534€4,534€4,534€4,534=
Other investments51/53€4,534€4,534€4,534€4,534€4,534=
Cash at bank and in hand54/58€26,443€16,881€39,618€455,026€606,922▲ 33.4%
Deferred charges and accrued income490/1€884€26,454€27,119€3,057€12,291▲ 302%
Equity and liabilities
Total equity and liabilities10/49€15.8m€15.9m€15.9m€12.3m€11.6m▼ 5.0%
Equity10/15€11.4m€11.4m€11.4m€11.5m€11.5m▼ 0.1%
Contributions10/11€6.1m€6.1m€6.1m€6.1m€6.1m=
Capital10€6.1m€6.1m€6.1m€6.1m€6.1m=
Issued capital100€6.1m€6.1m€6.1m€6.1m€6.1m=
Reserves13€744,961€744,961€744,961€744,961€744,961=
Non-distributable reserves130/1€744,961€744,961€744,961€744,961€744,961=
Legal reserve130€744,961€744,961€744,961€744,961€744,961=
Profit (loss) carried forward14€4.5m€4.5m€4.5m€4.6m€4.6m▼ 0.3%
Amounts payable17/49€4.4m€4.5m€4.5m€729,567€130,168▼ 82.2%
Amounts payable after more than one year17€2,677-----
Financial debts170/4€2,677-----
Leasing and similar obligations172€2,677-----
Amounts payable within one year42/48€4.4m€4.4m€4.5m€669,303€115,168▼ 82.8%
Current portion of amounts payable after more than one year42€5,278€2,677----
Financial debts43--€6,500€7,609€0▼ 100%
Credit institutions430/8--€6,500€7,609€0▼ 100%
Trade debts44€8,667€2,285€2,456€12,224€4,488▼ 63.3%
Suppliers440/4€8,667€2,285€2,456€12,224€4,488▼ 63.3%
Taxes, remuneration and social security45€27,812€30,003€38,258€19,956€23,789▲ 19.2%
Taxes450/3€15,349€15,333€21,472€9,279€10,636▲ 14.6%
Remuneration and social security454/9€12,463€14,670€16,786€10,677€13,154▲ 23.2%
Other amounts payable47/48€4.3m€4.4m€4.4m€629,514€86,892▼ 86.2%
Accrued charges and deferred income492/3€48,378€48,350€46,680€60,264€15,000▼ 75.1%
Line20212022202320242025Change
Profit (loss) for the period9904€977€331€908€104,270-€13,569▼ 113%
+ Depreciation and write-downs630€9,191€4,143€4,381€2,149€1,780▼ 17.2%
Operating cash flow (approximation)€10,167€4,474€5,289€106,419-€11,789▼ 111%
Investment in fixed assets (approximation)-€0-€238€4.7m-€750,880▼ 116%
Change in cash--€9,562€22,737€415,408€151,896▼ 63.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet -€13,569
Net result drops to -€13,569, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 7.23
Current ratio from 3.28 to 7.23; short-term debt falls from €669,303 to €115,168.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Liquidity times 13current ratio 3.28
Current ratio from 0.26 to 3.28; short-term debt falls from €4.5m to €669,303.
09-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
07-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
03-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Highest result since 2018net €188,859 ▲2,090%
Net result €188,859, the highest in the series.
20-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
15-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
1.3 ha
Building footprint
463 m²
Volume, LiDAR
2,852 m³
Parcel 44064A0191/00M000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
WYDOS NV
Nelemeersstraat 61, 9830 Sint-Martens-LatemNACE 7011101
since 20012.092.392.443
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064A0191/00M000 Flanders 1.3 ha 1 · 463 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings · 10 subsidiaries in the tree

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

All subsidiaries, including indirect ones 10

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2025 annual accounts of WYDOS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 152 EUR awarded · 152 EUR paid
Year Entries awardedpaid
2023 1 152 EUR152 EUR
Schemes
1 entry · 152 EUR · 152 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,800. 5,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded12-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0466523478
Also 9925:BE0466523478
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.