CIT-A
ActiveCIT-A has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €201. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+1
Solvency58▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.0 against 0.82 in 2023; short-term debt: 63.3% and cash: 25.4% of total assets), and 67.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.8%
Return on assets
0.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 25%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
29 d late
2022
60 d late
2021
152 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k▲ 2.1%
2023 · €9k
2021: €8k
2022: €9k
2023: €9k
2021 → 2024
Total assets
€29k▼ 14.4%
2023 · €34k
2021: €52k
2022: €42k
2023: €34k
2021 → 2024
Net result
€201▼ 34.7%
2023 · €308
2021: €6k
2022: €1k
2023: €308
2021 → 2024
Working capital
€85
2023 · €-3k
2021: €-7k
2022: €-3k
2023: €-3k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€8k-€9k▲ 15.7%€9k▲ 3.4%€10k▲ 2.1%
Operating result€8k-€2k▼ 76.6%€3k▲ 41.7%€2k▼ 11.2%
Net result€6k-€1k▼ 79.0%€308▼ 75.2%€201▼ 34.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€11k▼ 44.8%
Current assets
€19k▲ 25.1%
Equity and liabilities €29k
Equity
€10k▲ 2.1%
Debt
€20k▼ 20.7%
The debt ratio falls from 72.5% to 67.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2023 · €11k
Cash flow
€9k▲
2023 · €8k
Solvency
32.8%▲
2023 · 27.5%
Current ratio
1.00▲
2023 · 0.82
Quick ratio
1.00▲
2023 · 0.82
Debt / equity
2.05▼
2023 · 2.64
ROE
2.1%▼
2023 · 3.3%
ROA
0.7%▼
2023 · 0.9%
Interest coverage
6.13▲
2023 · 5.85
Debt
€20k▼
2023 · €25k
Debt ≤ 1 year
€19k▲
2023 · €18k
Debt > 1 year
€516▼
2023 · €7k
Income taxes
€448▼
2023 · €640
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€34k€29k▼
Fixed assets21/28€19k€11k▼
Tangible fixed assets22/27€19k€11k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€14k€7k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€15k€19k▲
Amounts receivable within one year40/41€10k€9k▼
Trade receivables40€10k€9k▼
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€518€2k▲
Equity and liabilities
Total equity and liabilities10/49€34k€29k▼
Equity10/15€9k€10k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€7k€8k▲
Amounts payable17/49€25k€20k▼
Amounts payable after more than one year17€7k€516▼
Financial debts170/4€7k€516▼
Amounts payable within one year42/48€18k€19k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€619€4k▲
Suppliers440/4€619€4k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€8k€3k▼
Accrued charges and deferred income492/3-€646
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€600€599=
Gross operating margin9900€11k€12k▲
Operating profit (loss)9901€3k€2k▼
Financial income75/76B€12€1▼
Recurring financial income75€12€1▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€948€649▼
Income taxes67/77€640€448▼
Profit (loss) for the period9904€308€201▼
Profit (loss) for the period to be appropriated9905€308€201▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€8k▲
Profit (loss) brought forward from the previous period14P€7k€7k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Weakest financial yearnet €201 ▼34.7%
Net result drops to €201, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1311785 MerchtemGround area
629 m²
Building footprint
231 m²
Volume, LiDAR
1,663 m³
Parcel 23602K0172/00H002, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CIT-A
since 20212.311.855.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602K0172/00H002 | Flanders | 629 m² | 1 · 231 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 23,369 EUR awarded · 23,369 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,035 EUR | 5,035 EUR |
| 2024 | 1 | 4,862 EUR | 4,862 EUR |
| 2023 | 1 | 6,992 EUR | 6,992 EUR |
| 2022 | 1 | 6,480 EUR | 6,480 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 9,385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.