ATSEC
ActiveATSEC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €23k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-4
Solvency34▼-66
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.64 against 2.95 in 2024; short-term debt: 91.3% and cash: 41.1% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
20.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
105 d early
2024
108 d early
2023
104 d early
2022
83 d early
2021
81 d early
2020
109 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 89.7%
2024 · €93k
2020: €31k
2021: €39k
2022: €74k
2023: €77k
2024: €93k
2020 → 2025
Total assets
€110k▼ 1.4%
2024 · €112k
2020: €50k
2021: €84k
2022: €123k
2023: €99k
2024: €112k
2020 → 2025
Net result
€23k▼ 12.7%
2024 · €26k
2020: €24k
2021: €8k
2022: €36k
2023: €26k
2024: €26k
2020 → 2025
Working capital
€-37k
2024 · €36k
2020: €19k
2021: €-17k
2022: €7k
2023: €16k
2024: €36k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€74k▲ 91.3%€77k▲ 3.9%€93k▲ 20.5%€10k▼ 89.7%
Operating result€12k-€46k▲ 281%€35k▼ 22.9%€34k▼ 5.4%€29k▼ 12.8%
Net result€8k-€36k▲ 340%€26k▼ 26.2%€26k▼ 1.4%€23k▼ 12.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€46k▼ 19.9%
Current assets
€64k▲ 18.4%
Equity and liabilities €110k
Equity
€10k▼ 89.7%
Debt
€100k▲ 448%
The debt ratio rises from 16.4% to 91.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▼
2024 · €44k
Cash flow
€34k▼
2024 · €36k
Solvency
8.7%▼
2024 · 83.6%
Current ratio
0.64▼
2024 · 2.95
Quick ratio
0.61▼
2024 · 2.78
Debt / equity
10.43▲
2024 · 0.20
ROE
234.3%▲
2024 · 27.7%
ROA
20.5%▼
2024 · 23.2%
Interest coverage
423.29▲
2024 · 64.75
Debt
€100k▲
2024 · €18k
Debt ≤ 1 year
€100k▲
2024 · €18k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€110k▼
Fixed assets21/28€58k€46k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€55k€44k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26€42k€36k▼
Current assets29/58€54k€64k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€35k€14k▼
Trade receivables40€28k€13k▼
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€14k€45k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€112k€110k▼
Equity10/15€93k€10k▼
Contributions10/11€7k€7k=
Profit (loss) carried forward14€86k€3k▼
Amounts payable17/49€18k€100k▲
Amounts payable within one year42/48€18k€100k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€9k€86k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€755€833▲
Gross operating margin9900€45k€42k▼
Operating profit (loss)9901€34k€29k▼
Financial income75/76B€360-
Recurring financial income75€360-
Financial charges65/66B€676€96▼
Recurring financial charges65€676€96▼
Profit (loss) for the period before taxes9903€33k€29k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€26k€23k▼
Profit (loss) for the period to be appropriated9905€26k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€109k▲
Profit (loss) brought forward from the previous period14P€70k€86k▲
Profit to be distributed694/7€10k€106k▲
Return on contributions (dividend)694€10k€106k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €36k ▲340%
Operating result €46k, net result €36k, both a record.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €8k ▼66.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Molenstraat 639100 Sint-NiklaasGround area
148 m²
Building footprint
64 m²
Volume, LiDAR
386 m³
Parcel 46447B0518/00A003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oude Molenstraat 63, 9100 Sint-Niklaas
since 20192.292.853.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0518/00A003 | Flanders | 148 m² | 1 · 64 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 9,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.atsec.be
E-mail:info@atsec.be