CIPRO
ActiveCIPRO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €27k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.24 in 2024), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.8%
Return on assets
16.7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
3 d early
2023
5 d early
2022
4 d early
2021
3 d early
2020
48 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 33.4%
2024 · €81k
2019: €3k
2020: €33k
2021: €47k
2022: €51k
2023: €65k
2024: €81k
2019 → 2025
Total assets
€163k▲ 11.2%
2024 · €146k
2019: €35k
2020: €47k
2021: €57k
2022: €72k
2023: €94k
2024: €146k
2019 → 2025
Net result
€27k▲ 63.0%
2024 · €17k
2019: €35k
2020: €29k
2021: €14k
2022: €4k
2023: €30k
2024: €17k
2019 → 2025
Working capital
€108k▲ 34.9%
2024 · €80k
2019: €-914
2020: €31k
2021: €42k
2022: €48k
2023: €63k
2024: €80k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€51k▲ 9.6%€65k▲ 26.8%€81k▲ 25.8%€109k▲ 33.4%
Operating result€17k-€4k▼ 79.1%€42k▲ 1,043%€20k▼ 50.9%€39k▲ 90.7%
Net result€14k-€4k▼ 68.3%€30k▲ 566%€17k▼ 43.9%€27k▲ 63.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€351▼ 69.9%
Current assets
€162k▲ 11.9%
Equity and liabilities €163k
Equity
€109k▲ 33.4%
Debt
€54k▼ 16.6%
The debt ratio falls from 44.3% to 33.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €21k
Cash flow
€28k▲
2024 · €18k
Solvency
66.8%▲
2024 · 55.7%
Current ratio
3.00▲
2024 · 2.24
Quick ratio
3.00▲
2024 · 2.24
Debt / equity
0.50▼
2024 · 0.80
ROE
25.0%▲
2024 · 20.5%
ROA
16.7%▲
2024 · 11.4%
Interest coverage
9.85▼
2024 · 13.20
Debt
€54k▼
2024 · €65k
Debt ≤ 1 year
€54k▼
2024 · €65k
Income taxes
€16k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€163k▲
Fixed assets21/28€1k€351▼
Tangible fixed assets22/27€1k€351▼
Plant, machinery and equipment23€743€223▼
Furniture and vehicles24€425€128▼
Current assets29/58€145k€162k▲
Amounts receivable within one year40/41€145k€147k▲
Trade receivables40€22k€4k▼
Other amounts receivable41€123k€143k▲
Cash at bank and in hand54/58€679€3k▲
Deferred charges and accrued income490/1-€13k
Equity and liabilities
Total equity and liabilities10/49€146k€163k▲
Equity10/15€81k€109k▲
Contributions10/11€3k€3k=
Reserves13€66k€93k▲
Distributable reserves133€66k€93k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€65k€54k▼
Amounts payable within one year42/48€65k€54k▼
Trade debts44€22k€22k▼
Suppliers440/4€22k€22k▼
Taxes, remuneration and social security45€43k€32k▼
Taxes450/3€43k€32k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€817€817=
Other operating charges640/8€115€876▲
Gross operating margin9900€21k€41k▲
Operating profit (loss)9901€20k€39k▲
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€24k€44k▲
Income taxes67/77€7k€16k▲
Profit (loss) for the period9904€17k€27k▲
Profit (loss) for the period to be appropriated9905€17k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€40k▲
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€17k€27k▲
To other reserves6921€17k€27k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €109k ▲33.4%
7 profitable years in a row build equity to €109k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €4k ▼68.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 3.21
Current ratio from 0.97 to 3.21; short-term debt falls from €32k to €14k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bietenveldstraat 18020 OostkampGround area
1,758 m²
Building footprint
155 m²
Volume, LiDAR
776 m³
Parcel 31025A0348/00R000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bietenveldstraat 1, 8020 Oostkamp
since 19982.088.154.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025A0348/00R000 | Flanders | 1,758 m² | 1 · 155 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SD ESTATE
BE 0824.631.840
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UNIHOME
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TBX-Immo
BE 0758.416.868
Herk-de-Stad · Eq €109k
Of 7,288 companies in sector 68110 we hold annual accounts for 5,353. 3,716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-1998
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
70120
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.