UNIHOME
ActiveUNIHOME has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €285. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-99
Solvency36▼-60
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 7.43 in 2024), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.1%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €109k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
15 d early
2023
30 d late
2022
31 d late
2021
92 d late
2020
122 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 0.3%
2024 · €109k
2018: €93k
2019: €69k
2020: €-3k
2021: €28k
2022: €-15k
2023: €69k
2024: €109k
2018 → 2025
Total assets
€494k▲ 131%
2024 · €214k
2018: €317k
2019: €240k
2020: €376k
2021: €339k
2022: €1.02M
2023: €588k
2024: €214k
2018 → 2025
Net result
€285▼ 99.3%
2024 · €40k
2018: €5k
2019: €-23k
2020: €-72k
2021: €31k
2022: €-42k
2023: €83k
2024: €40k
2018 → 2025
Working capital
€100k▼ 45.3%
2024 · €183k
2018: €251k
2019: €201k
2020: €233k
2021: €320k
2022: €863k
2023: €396k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€-15k€69k€109k▲ 58.1%€109k▲ 0.3%
Operating result€35k-€-31k€119k€57k▼ 52.0%€8k▼ 85.8%
Net result€31k-€-42k€83k€40k▼ 52.1%€285▼ 99.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €494k
Fixed assets
€9k▲ 294%
Current assets
€485k▲ 129%
Equity and liabilities €494k
Equity
€109k▲ 0.3%
Debt
€385k▲ 267%
The debt ratio rises from 49.1% to 77.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€9k
Cash flow
€1k
Solvency
22.1%▼
2024 · 50.9%
Current ratio
1.26▼
2024 · 7.43
Quick ratio
0.38▲
2024 · 0.29
Debt / equity
3.53▲
2024 · 0.96
ROE
0.3%▼
2024 · 36.8%
ROA
0.1%▼
2024 · 18.7%
Interest coverage
1.14
Debt
€385k▲
2024 · €105k
Debt ≤ 1 year
€385k▲
2024 · €28k
Debt > 1 year
€0▼
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€214k€494k▲
Fixed assets21/28€2k€9k▲
Tangible fixed assets22/27-€7k
Furniture and vehicles24-€7k
Financial fixed assets28€2k€2k=
Current assets29/58€211k€485k▲
Stocks and contracts in progress3€203k€338k▲
Stocks30/36€203k€338k▲
Amounts receivable within one year40/41€1k€11k▲
Other amounts receivable41€1k€11k▲
Cash at bank and in hand54/58€7k€135k▲
Deferred charges and accrued income490/1€366€849▲
Equity and liabilities
Total equity and liabilities10/49€214k€494k▲
Equity10/15€109k€109k▲
Contributions10/11€90k€90k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€105k€385k▲
Amounts payable after more than one year17€76k€0▼
Financial debts170/4€76k€0▼
Amounts payable within one year42/48€28k€385k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€8k€48k▲
Suppliers440/4€8k€48k▲
Taxes, remuneration and social security45€0€900▲
Taxes450/3€0€900▲
Other amounts payable47/48€20k€335k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€813
Other operating charges640/8€1k€746▼
Gross operating margin9900€59k€10k▼
Operating profit (loss)9901€57k€8k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€17k€8k▼
Recurring financial charges65€17k€8k▼
Non-recurring financial charges66B€219€0▼
Profit (loss) for the period before taxes9903€40k€285▼
Profit (loss) for the period9904€40k€285▼
Profit (loss) for the period to be appropriated9905€40k€285▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€16k▲
Profit (loss) brought forward from the previous period14P€-24k€16k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.43
Current ratio from 3.10 to 7.43; short-term debt falls from €189k to €28k.
31-12
Financial
Equity above €100kEq €109k ▲58.1%
2 profitable years in a row build equity to €109k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €83k
Net result €83k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
31-12
Financial
Liquidity times 7current ratio 19.32
Current ratio from 2.71 to 19.32; short-term debt falls from €137k to €17k.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flobecq · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pourri 67880 FlobecqGround area
948 m²
Building footprint
136 m²
Volume, LiDAR
773 m³
Parcel 51019F0713/00K000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pourri 6, 7880 Flobecq
since 20142.240.381.878
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019F0713/00K000 | Wallonia | 948 m² | 1 · 136 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,380. 3,739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2014
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.