CILU'
ActiveSummary
CILU' has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €151k and a net result of €-1k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 92% of 2053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability35▼-21
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
short-term debt: 1% and cash: 99.9% of total assets, and 1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
99%
Return on assets
-0.8%
Age of the figures
6 mo
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
NBB · annual accounts 2025Net result per financial year
1920212223242526
2019 to 2026 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
37 d early
2025
46 d early
2024
37 d early
2023
34 d early
2022
3 d early
2021
on the day
2020
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€151k▼ 0.8%
2025 · €152k
2019: €66klowest in 8 years
2020: €91k▲ +37.5% vs 2019
2021: €111k▲ +21.6% vs 2020
2022: €130k▲ +17.6% vs 2021
2023: €139k▲ +6.9% vs 2022
2024: €139k▲ +0.1% vs 2023
2025: €152k▲ +9.0% vs 2024highest in 8 years
2026: €151k▼ -0.8% vs 2025
2019 → 2026
Total assets
€152k▼ 8.6%
2025 · €166k
2019: €111klowest in 8 years
2020: €159k▲ +43.9% vs 2019
2021: €115k▼ -27.9% vs 2020
2022: €142k▲ +23.8% vs 2021
2023: €152k▲ +6.6% vs 2022
2024: €191k▲ +26.1% vs 2023highest in 8 years
2025: €166k▼ -13.2% vs 2024
2026: €152k▼ -8.6% vs 2025
2019 → 2026
Net result
€-1k
2025 · €13k
2019: €28khighest in 8 years
2020: €25k▼ -11.7% vs 2019
2021: €20k▼ -20.6% vs 2020
2022: €20k▼ -0.8% vs 2021
2023: €9k▼ -54.1% vs 2022
2024: €133▼ -98.5% vs 2023
2025: €13k▲ +9358% vs 2024
2026: €-1k▼ -110% vs 2025lowest in 8 years
2019 → 2026
Working capital
€151k▼ 0.8%
2025 · €152k
2019: €51klowest in 8 years
2020: €112k▲ +121% vs 2019
2021: €111k▼ -1.0% vs 2020
2022: €129k▲ +16.8% vs 2021
2023: €139k▲ +7.7% vs 2022
2024: €139k▲ +0.1% vs 2023
2025: €152k▲ +9.0% vs 2024highest in 8 years
2026: €151k▼ -0.8% vs 2025
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€130k-€139k▲ 6.9%€139k▲ 0.1%€152k▲ 9.0%€151k▼ 0.8%
2022: €130klowest in 5 years
2023: €139k▲ +6.9% vs 2022
2024: €139k▲ +0.1% vs 2023
2025: €152k▲ +9.0% vs 2024highest in 5 years
2026: €151k▼ -0.8% vs 2025
Operating result€22k-€11k▼ 48.3%€244▼ 97.9%€17k▲ 6,957%€-1k
2022: €22khighest in 5 years
2023: €11k▼ -48.3% vs 2022
2024: €244▼ -97.9% vs 2023
2025: €17k▲ +6957% vs 2024
2026: €-1k▼ -108% vs 2025lowest in 5 years
Net result€20k-€9k▼ 54.1%€133▼ 98.5%€13k▲ 9,358%€-1k
2022: €20khighest in 5 years
2023: €9k▼ -54.1% vs 2022
2024: €133▼ -98.5% vs 2023
2025: €13k▲ +9358% vs 2024
2026: €-1k▼ -110% vs 2025lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €1k after €17k in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €152k
Equity
€151k ▼ 0.8%
Debt
€1k ▼ 90.0%
Debt's share of the balance-sheet total falls from 8.7% to 1.0%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.01▼
2025 · 0.10
ROE
-0.8%▼
2025 · 8.3%
ROA
-0.8%▼
2025 · 7.6%
Debt ≤ 1 year
€1k▼
2025 · €14k
Income taxes
€88▼
2025 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €152k, equity €151k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 34 lines
Balance sheet
Code20252026
Assets
Total assets20/58€166k€152k▼
Current assets29/58€166k€152k▼
Amounts receivable within one year40/41€81k€111▼
Trade receivables40€81k-
Other amounts receivable41-€111
Cash at bank and in hand54/58€85k€152k▲
Equity and liabilities
Total equity and liabilities10/49€166k€152k▼
Equity10/15€152k€151k▼
Contributions10/11€12k€12k=
Reserves13€139k€139k=
Distributable reserves133€139k€139k=
Profit (loss) carried forward14-€-1k
Amounts payable17/49€14k€1k▼
Amounts payable within one year42/48€14k€1k▼
Trade debts44€10k-
Suppliers440/4€10k-
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€1k€1k=
Income statement
Code20252026
Non-recurring operating income76A€1k-
Other operating charges640/8€529€259▼
Gross operating margin9900€18k€-1k▼
Operating profit (loss)9901€17k€-1k▼
Financial income75/76B€240€332▲
Recurring financial income75€240€332▲
Financial charges65/66B€41€54▲
Recurring financial charges65€41€54▲
Profit (loss) for the period before taxes9903€17k€-1k▼
Income taxes67/77€5k€88▼
Profit (loss) for the period9904€13k€-1k▼
Profit (loss) for the period to be appropriated9905€13k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-1k▼
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €150 | €68 | €1k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €314 | - | - | - | - | - |
| Other operating charges640/8 | €588 | €1k | €717 | €529 | €259 | ▼ 51.0% |
| Gross operating margin9900 | €23k | €13k | €961 | €18k | €-1k | ▼ 106% |
| Operating profit (loss)9901 | €22k | €11k | €244 | €17k | €-1k | ▼ 108% |
| Financial income75/76B | €4 | - | €63 | €240 | €332 | ▲ 38.3% |
| Recurring financial income75 | €4 | - | €63 | €240 | €332 | ▲ 38.3% |
| Financial charges65/66B | €616 | €36 | €138 | €41 | €54 | ▲ 31.7% |
| Recurring financial charges65 | €616 | €36 | €138 | €41 | €54 | ▲ 31.7% |
| Profit (loss) for the period before taxes9903 | €21k | €11k | €169 | €17k | €-1k | ▼ 107% |
| Income taxes67/77 | €2k | €2k | €36 | €5k | €88 | ▼ 98.2% |
| Profit (loss) for the period9904 | €20k | €9k | €133 | €13k | €-1k | ▼ 110% |
| Profit (loss) for the period to be appropriated9905 | €20k | €9k | €133 | €13k | €-1k | ▼ 110% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €142k | €152k | €191k | €166k | €152k | ▼ 8.6% |
| Fixed assets21/28 | €945 | - | - | - | - | - |
| Tangible fixed assets22/27 | €945 | - | - | - | - | - |
| Furniture and vehicles24 | €945 | - | - | - | - | - |
| Current assets29/58 | €141k | €152k | €191k | €166k | €152k | ▼ 8.6% |
| Amounts receivable within one year40/41 | €84k | €118k | €158k | €81k | €111 | ▼ 99.9% |
| Trade receivables40 | €83k | €118k | €158k | €81k | - | - |
| Other amounts receivable41 | €682 | - | - | - | €111 | - |
| Cash at bank and in hand54/58 | €58k | €34k | €33k | €85k | €152k | ▲ 78.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €142k | €152k | €191k | €166k | €152k | ▼ 8.6% |
| Equity10/15 | €130k | €139k | €139k | €152k | €151k | ▼ 0.8% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €118k | €127k | €127k | €139k | €139k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €116k | €125k | €127k | €139k | €139k | = |
| Profit (loss) carried forward14 | - | - | - | - | €-1k | - |
| Amounts payable17/49 | €12k | €13k | €52k | €14k | €1k | ▼ 90.0% |
| Amounts payable within one year42/48 | €12k | €13k | €52k | €14k | €1k | ▼ 90.0% |
| Trade debts44 | €6k | €1k | €44k | €10k | - | - |
| Suppliers440/4 | €6k | €1k | €44k | €10k | - | - |
| Taxes, remuneration and social security45 | €5k | €10k | €7k | €3k | - | - |
| Taxes450/3 | €4k | €8k | €5k | €3k | - | - |
| Remuneration and social security454/9 | €2k | €2k | €2k | - | - | - |
| Other amounts payable47/48 | €1k | €1k | €1k | €1k | €1k | = |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €9k | €133 | €13k | €-1k | ▼ 110% |
| + Depreciation and write-downs630 | €314 | - | - | - | - | - |
| Operating cash flow (approximation) | €20k | €9k | €133 | €13k | €-1k | ▼ 110% |
| Change in cash | - | €-24k | €-587 | €52k | €67k | ▲ 28.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series.
31-03
Financial
Liquidity times 9current ratio 104.80
Current ratio from 11.50 to 104.80; short-term debt falls from €14k to €1k.
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 11.50
Current ratio from 3.67 to 11.50; short-term debt falls from €52k to €14k.
31-03
Financial
Equity above €150kEq €152k ▲9%
7 profitable years in a row build equity to €152k.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity times 6current ratio 26.06
Current ratio from 4.08 to 26.06; short-term debt falls from €36k to €4k.
31-03
Financial
Equity above €100kEq €111k ▲21.6%
3 profitable years in a row build equity to €111k.
Show earlier events
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2010
Ground area
1,777 m²
Building footprint
119 m²
Volume, LiDAR
835 m³
Parcel 72015A0307/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Cilu'
since 20102.189.488.651
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015A0307/00N000 | Flanders | 1,777 m² | 1 · 119 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,330. 989 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-05-2010
Fiscal year end31-03
Activities, NACEBEL 2025
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.