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MMI-CONSULT

Active
Private limited companyfounded 201610 yrs activeHaagbeukstraat 21, 7850 Enghien, BelgiumKBO/BCE: BE 0648.678.887

MMI-CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €160k and a net result of €-10k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 548 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
52 / 100
Fair= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 69.05 against 8.11 in 2023), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
97.9%
Return on assets
-6.3%
Age of the figures
20 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
5 d late
2023
15 d late
2022
45 d early
2021
21 d early
2020
30 d early
2019
42 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-10k▼ 1.0%
2023 · €-10k
2018: €47k 2019: €51k 2020: €3k 2021: €30k 2022: €14k 2023: €-10k
2018 → 2024
Working capital
€115k▼ 2.6%
2023 · €118k
2018: €64k 2019: €81k 2020: €97k 2021: €111k 2022: €128k 2023: €118k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€137k-€167k▲ 21.6%€181k▲ 8.5%€171k▼ 5.6%€160k▼ 6.0%
Operating result€11k-€44k▲ 291%€22k▼ 50.2%€-10k€-10k▲ 6.6%
Net result€3k-€30k▲ 818%€14k▼ 52.1%€-10k€-10k▼ 1.0%
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2020: €11k€11kNet result 2020: €3k€3kOperating result 2021: €44k€44kNet result 2021: €30k€30kOperating result 2022: €22k€22kNet result 2022: €14k€14kOperating result 2023: €-10k€-10kNet result 2023: €-10k€-10kOperating result 2024: €-10k€-10kNet result 2024: €-10k€-10k20202021202220232024
The operating result stays negative: a loss of €10k in 2024 against €10k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €164k
Fixed assets €47k▼ 13.2%
Current assets €116k▼ 13.4%
Equity and liabilities €164k
Equity €160k▼ 6.0%
Debt €3k▼ 81.4%
The debt ratio falls from 9.7% to 2.1%: debt falls faster than equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-2k
2023 · €-5k
Cash flow
€-3k
2023 · €-4k
Solvency
97.9%
2023 · 90.3%
Current ratio
69.05
2023 · 8.11
Quick ratio
69.05
2023 · 8.11
Debt / equity
0.02
2023 · 0.11
ROE
-6.4%
2023 · -6.0%
ROA
-6.3%
2023 · -5.4%
Interest coverage
-25.56
2023 · -49.10
Debt
€3k
2023 · €18k
Debt ≤ 1 year
€2k
2023 · €17k
Income taxes
€432
2023 · €-359
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€189k€164k
Fixed assets21/28€54k€47k
Intangible fixed assets21€2k€616
Tangible fixed assets22/27€53k€47k
Land and buildings22€40k€37k
Plant, machinery and equipment23€8k€6k
Furniture and vehicles24€5k€3k
Financial fixed assets28-€60
Current assets29/58€134k€116k
Amounts receivable within one year40/41€10k-
Trade receivables40€4k-
Other amounts receivable41€6k-
Cash at bank and in hand54/58€122k€115k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€189k€164k
Equity10/15€171k€160k
Contributions10/11€6k€6k=
Reserves13€71k€71k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€19k€19k=
Distributable reserves133€50k€52k
Profit (loss) carried forward14€94k€83k
Amounts payable17/49€18k€3k
Amounts payable within one year42/48€17k€2k
Current portion of amounts payable after more than one year42€973€973=
Trade debts44€73-
Suppliers440/4€73-
Taxes, remuneration and social security45€15k€262
Taxes450/3€14k€262
Remuneration and social security454/9€838-
Other amounts payable47/48€668€450
Accrued charges and deferred income492/3€2k€2k
Income statement Code20232024
Non-recurring operating income76A-€18k
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k
Other operating charges640/8€974€2k
Gross operating margin9900€6k€-898
Operating profit (loss)9901€-10k€-10k
Financial income75/76B€0€8
Recurring financial income75€0€8
Financial charges65/66B€95€97
Recurring financial charges65€95€97
Profit (loss) for the period before taxes9903€-11k€-10k
Income taxes67/77€-359€432
Profit (loss) for the period9904€-10k€-10k
Profit (loss) for the period to be appropriated9905€-10k€-10k
Appropriation of the result
Profit (loss) to be appropriated9906€94k€83k
Profit (loss) brought forward from the previous period14P€104k€94k
Social balance
Average headcount (FTE)90870.3-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
31-12
Financial Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
31-12
Financial Liquidity times 9current ratio 69.05
Current ratio from 8.11 to 69.05; short-term debt falls from €17k to €2k.
15-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 15 days late
2023
16-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
10-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Equity above €150kEq €167k ▲21.6%
4 profitable years in a row build equity to €167k.
01-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
19-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Highest result since 2018net €51k ▲8.9%
Operating result €65k, net result €51k, both a record.
31-12
Financial Equity above €100kEq €134k ▲61.6%
2 profitable years in a row build equity to €134k.
01-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
05-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 5 days late
2017
02-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Haagbeukstraat 217850 Enghien
Ground area
702 m²
Building footprint
98 m²
Volume, LiDAR
562 m³
Parcel 55025A0377/00R000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MMI-CONSULT
Haagbeukstraat 21, 7850 EnghienEngineering and related technical consultancy, excluding land surveyors
since 20162.257.178.320
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55025A0377/00R000 Wallonia 702 m² 1 · 98 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,647 companies in sector 85599 we hold annual accounts for 1,320. 979 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-02-2016
Fiscal year end31-12
Activities, NACEBEL
85599Other education
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.