CIG TEN ANKER
ActiveCIG TEN ANKER has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.12M and a net result of €17k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 529 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-7
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 3.14 in 2024; short-term debt: 23.5% and cash: 15.6% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
42 d early
2023
34 d early
2022
40 d early
2021
23 d early
2020
25 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€37k▲ 52.0%
2022 · €24k
2018: €30k
2019: €35k
2020: €31k
2021: €28k
2022: €24k
2018 → 2023
EBIT margin
565.6%▼ 72.5pp
2022 · 638.0%
2018: -83.3%
2019: 104.7%
2020: 55.2%
2021: 426.3%
2022: 638.0%
2018 → 2023
Net result
€17k▼ 82.4%
2024 · €98k
2018: €-30k
2019: €20k
2020: €14k
2021: €118k
2022: €153k
2023: €207k
2024: €98k
2018 → 2025
Working capital
€520k▼ 14.2%
2024 · €606k
2018: €-55k
2019: €-93k
2020: €-67k
2021: €144k
2022: €306k
2023: €523k
2024: €606k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€28k-€24k▼ 13.6%€37k▲ 52.0%
Equity€656k-€806k▲ 22.9%€1.01M▲ 25.4%€1.11M▲ 9.4%€1.12M▲ 1.3%
Operating result€120k-€156k▲ 29.3%€210k▲ 34.7%€93k▼ 55.5%€14k▼ 84.5%
Net result€118k-€153k▲ 29.0%€207k▲ 36.0%€98k▼ 52.9%€17k▼ 82.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 85% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€624k▲ 5.3%
Current assets
€873k▼ 1.9%
Equity and liabilities €1.50M
Equity
€1.12M▲ 1.3%
Provisions
€10k=
Debt
€366k=
The debt ratio falls from 24.7% to 24.4%. Equity is higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €132k
Cash flow
€66k▼
2024 · €137k
Solvency
74.9%▲
2024 · 74.6%
Current ratio
2.48▼
2024 · 3.14
Quick ratio
2.48▼
2024 · 3.14
Debt / equity
0.33▼
2024 · 0.33
ROE
1.5%▼
2024 · 8.8%
ROA
1.1%▼
2024 · 6.6%
Interest coverage
53.34▼
2024 · 125.75
Debt
€366k=
2024 · €366k
Debt ≤ 1 year
€352k▲
2024 · €283k
Income taxes
€2k▼
2024 · €2k
Staff costs
€1.72M▲
2024 · €1.62M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.50M▲
Fixed assets21/28€593k€624k▲
Tangible fixed assets22/27€582k€613k▲
Land and buildings22€522k€554k▲
Plant, machinery and equipment23€36k€35k▼
Furniture and vehicles24€11k€25k▲
Assets under construction and advance payments27€13k€0▼
Financial fixed assets28€11k€11k=
Current assets29/58€889k€873k▼
Amounts receivable within one year40/41€226k€244k▲
Trade receivables40€33k€41k▲
Other amounts receivable41€193k€202k▲
Current investments50/53€350k€350k=
Cash at bank and in hand54/58€193k€233k▲
Deferred charges and accrued income490/1€120k€46k▼
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.50M▲
Equity10/15€1.11M€1.12M▲
Contributions10/11€357k€357k=
Capital10€357k€357k=
Reserves13€592k€589k▼
Profit (loss) carried forward14€152k€172k▲
Investment grants15€5k€3k▼
Provisions and deferred taxes16€10k€10k=
Provisions for liabilities and charges160/5€10k€10k=
Major repairs and maintenance162€10k€10k=
Amounts payable17/49€366k€366k=
Amounts payable within one year42/48€283k€352k▲
Trade debts44€15k€89k▲
Suppliers440/4€15k€89k▲
Taxes, remuneration and social security45€266k€196k▼
Taxes450/3€59k€394▼
Remuneration and social security454/9€207k€196k▼
Accrued charges and deferred income492/3€83k€13k▼
Income statement
Code20242025
Non-recurring operating income76A€246€0▼
Remuneration, social security and pensions62€1.62M€1.72M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-412€832▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€3k€5k▲
Gross operating margin9900€1.75M€1.80M▲
Operating profit (loss)9901€93k€14k▼
Financial income75/76B€8k€6k▼
Recurring financial income75€8k€6k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€100k€19k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€98k€17k▼
Profit (loss) for the period to be appropriated9905€98k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€349k€169k▼
Profit (loss) brought forward from the previous period14P€252k€152k▼
From contributions791€3k€3k=
To contributions691€200k€0▼
Social balance
Average headcount (FTE)908719.919.6▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €207k ▲36%
Operating result €210k, net result €207k, both a record.
31-12
Financial
Equity above €1MEq €1.01M ▲25.4%
5 profitable years in a row build equity to €1.01M.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.60
Current ratio from 0.77 to 1.60; short-term debt falls from €286k to €240k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 113 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heilig-Hartlaan 148400 OostendeGround area
1,061 m²
Building footprint
297 m²
Volume, LiDAR
3,382 m³
Parcel 35384A0045/00X008, Flanders · tallest building 18.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
West-Vlaams Begeleidingscentrum Ten Anker vzw
since 20112.194.041.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0045/00X008 | Flanders | 1,061 m² | 1 · 297 m² | 18.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 7,357,414 EUR awarded · 7,132,047 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,986,396 EUR | 1,944,314 EUR |
| 2024 | 1 | 1,804,980 EUR | 1,798,761 EUR |
| 2023 | 2 | 1,857,148 EUR | 1,836,405 EUR |
| 2022 | 3 | 1,708,890 EUR | 1,552,567 EUR |
Schemes
Subsidies jeugdhulp
Erkenning en subsidiëring van voorzieningen Jeugdhulp
Subsidie voor de tussenkomst in de energiekost in 2022
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Recognitions · licences · registrations
Care and welfare
3 services · 2 liveCENTRUM VOOR INTEGRALE GEZINSZORG TEN ANKER
TEN ANKER
Kinderopvang Kattekwaad
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Of 142 companies in sector 87992 we hold annual accounts for 89. 74 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded24-08-1971
Fiscal year end31-12
Activities, NACEBEL
87992Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.