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CIG TEN ANKER

Active
Non-profit associationfounded 197155 years activeHeilig-Hartlaan 14, 8400 Oostende, BelgiumKBO/BCE: BE 0408.468.681
Summary

CIG TEN ANKER has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €17,204. Equity is growing by about 14% per year across the filed fiscal years. Its solvency ranks better than 83% of 689 sector peers (NACE 87, fiscal year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Residential care activities
NACE 87992
#3 oldest company in Ostend, Health and social work sector1 site
Size
€1.5mtotal assets 2025
Staff
19.6 FTE
Equity
€1.1m
Surplus
€17,204
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
5 members
Accounts 35 days early1 of 5 deeds read
Why 95lowers riskLegal form Non-profit associationSector Residential care activities (NACE 87)Liquidity: current ratio 2.48, cash €233,328Equity €1.1m (74.9% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 87, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 74.9% of total assets
Liquidity 61=
short-term debt 23.5% · cash 15.6%
Profitability 70-7
return on assets 1.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (612 companies, NACE 87, small)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 2.48 against 3.14 in 2024; short-term debt: 23.5% and cash: 15.6% of total assets), and 25.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small): better than 81% on solvency, 54% on liquidity, 54% on profitability and 44% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Legal form Non-profit association
KBO
lowers risk · Sector Residential care activities (NACE 87)
KBO
lowers risk · Liquidity: current ratio 2.48, cash €233,328
NBB · annual accounts
lowers risk · Equity €1.1m (74.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
42 days early
2023
34 days early
2022
40 days early
2021
23 days early
2020
25 days early
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Appointment: Geert Lambert (director)Reappointments: Godelieve De Wispelaere, Hilde…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Result fell in 2025from €97,744 to €17,204 ▼ 82.4% View
  • Positive: Oldest company in Ostend, Health and social work…in the Checked rankings #3 View
  • Flemish supportawarded 2022 - 2025 €7.4m View
  • Positive: 7 profitable years in a rowprofit 2025: €17,204 7 years View
  • Positive: Filed on time since fiscal year 2020accounts within the deadline every year 6 years View
  • New directorlatest change 11-06-2026 · 5 in office 1 joined View
  • Active since 1971founded 24-08-1971 55 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€17,204
Solvency
74.9%
Turnover▲ 52.0%
Net result
20182023
Go to Financials

Board & ownership

Board
5 members
  • Geert LambertDirector
  • Godelieve De WispelaereDirector
  • Guido DecombelDirector
  • Herwig De ConinckDirector
  • Hilde LoggheDirector
Go to Board & ownership

Timeline

Events
25
Since
2007
Next accounts
by 31-07-2027
  1. 27-06-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2025
  3. 31-12-2023Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Residential care activitiesNACE 87992
Founded
24-08-1971
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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