Checked.be
Active
BE 1007.370.338Private limited company
CIB Belgium
Vlasbundelerf(L) 18 ·7700 Mouscron, Belgium· 2 yrs active
Sector: Handelsbemiddeling in de groothandel in andere specifieke goederen
(46180)
Conclusion
The computed 12-month bankruptcy probability of CIB Belgium is 2.8% (moderate). The 2024 annual accounts show equity of €862 and a net result of €-1k. Its solvency ranks better than 28% of 3354 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €862 |
| Net result | €-1k |
| Staff (FTE) | 0.7 |
| Better than sector | 28% |
Snowflake analysis
22
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
18
Profitability
0
Solvency
1
Growth
-
Stability
67
Bankruptcy probability (12 mo)
2.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
18
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.1% | 25.2% | |
| Net result | €-1k | €4k | |
| Equity | €862 | €23k | |
| Gross operating margin | €22k | €19k | |
| Staff costs | €17k | €27k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €5k |
| Net profit | €-1k |
| Cash flow | €2k |
| Staff costs | €17k |
| Income taxes | €168 |
| Dividends | - |
| Total assets | €42k |
| Equity | €862 |
| Debt | €41k |
| of which ≤ 1y | €15k |
| of which > 1y | €25k |
| Working capital | €-8k |
| Employees (FTE) | 0.7 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.49 |
| Quick ratio | 0.49 |
| Working capital ratio | -18.2% |
| Solvency | 2.1% |
| Debt / equity | 47.19 |
| Long-term debt ratio | 28.77 |
| Interest coverage | 1.86 |
| Gross margin | - |
| Net margin | - |
| ROA | -2.7% |
| ROE | -131.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €42k |
| Fixed assets | 21/28 | €34k |
| Intangible fixed assets | 21 | €34k |
| Financial fixed assets | 28 | €363 |
| Current assets | 29/58 | €7k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €42k |
| Equity | 10/15 | €862 |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-1k |
| Amounts payable | 17/49 | €41k |
| Amounts payable after one year | 17 | €25k |
| Amounts payable within one year | 42/48 | €15k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €1k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-969 |
| Income taxes | 67/77 | €168 |
| Net result for the period | 9904 | €-1k |
| Result to be appropriated | 9905 | €-1k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Handelsbemiddeling in de groothandel in andere specifieke goederen(46180) |
| Legal form | Private limited company(610) |
| Incorporation | 20-03-2024 |
| Status | Active |
| Postal code | 7700 |
Establishment units
CIB Belgium
since 20242.358.424.643
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54006N0053/00C002 | Wallonia | 360 m² | 1 · 103 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
31-08-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180
Primary activity highlighted.
Names & trade names
| Legal nameFR | CIB Belgium |
Registered office
Vlasbundelerf(L) 18
7700 Mouscron, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies
DSG BUSINESS
BE 0463.400.276 · Ukkel
EUREKA BELGIUM INTERNATIONAL
BE 0453.574.374 · Waterloo
POLEA
BE 0456.597.806 · Leuze-en-Hainaut
FESTOS
BE 0448.043.691 · Ciney
DEBY
BE 0416.050.222 · Evere