CHTech
ActiveSummary
CHTech has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,956 and a net result of -€61,204. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 2576 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-54
Solvency52▼-12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.15 against 1.48 in 2024; short-term debt: 69.7% and cash: 13.8% of total assets), and 72.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
-26.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
90 d late
2022
31 d late
2021
88 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#7 company by total assets in Andenne, Other services sector#10 company by equity in Andenne, Other services sector
Equity
€61,956▼ 49.7%
2024 · €123,159
Total assets
€228,052▼ 28.5%
2024 · €318,890
Net result
-€61,204
2024 · €42,427
Working capital
€24,296▼ 70.3%
2024 · €81,765
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38,290▲ 318%€47,556▲ 24.2%€106,328▲ 124%€100,166▼ 5.8%€19,598▼ 80.4%
Net result€602▼ 94.9%€7,787▲ 1,194%€44,865▲ 476%€42,427▼ 5.4%-€61,204
Equity€41,980▼ 30.1%€55,867▲ 33.1%€100,732▲ 80.3%€123,159▲ 22.3%€61,956▼ 49.7%
Total assets€128,347▲ 15.9%€270,857▲ 111%€351,116▲ 29.6%€318,890▼ 9.2%€228,052▼ 28.5%
Debt€86,367▲ 70.5%€214,990▲ 149%€250,383▲ 16.5%€195,731▼ 21.8%€166,096▼ 15.1%
Working capital€21,559▼ 47.5%-€3,803€48,304€81,765▲ 69.3%€24,296▼ 70.3%
Staff (FTE)3.9▲ 290%3.8▼ 2.6%6.9▲ 81.6%8.8▲ 27.5%8.9▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228,052
Fixed assets
€44,814 ▼ 33.6%
Current assets
€183,238 ▼ 27.1%
Equity and liabilities €228,052
Equity
€61,956 ▼ 49.7%
Debt
€166,096 ▼ 15.1%
Debt's share of the balance-sheet total rises from 61.4% to 72.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51,350▼
2024 · €132,873
Cash flow
-€29,452▼
2024 · €75,134
Current ratio
1.15▼
2024 · 1.48
Quick ratio
1.14▼
2024 · 1.47
Debt to equity
2.68▲
2024 · 1.59
ROE
-98.8%▼
2024 · 34.4%
ROA
-26.8%▼
2024 · 13.3%
Interest coverage
0.62▼
2024 · 2.89
Debt ≤ 1 year
€158,942▼
2024 · €169,619
Debt > 1 year
€7,154▼
2024 · €26,112
Income taxes
€459▼
2024 · €12,147
Staff costs
€338,644▼
2024 · €393,582
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €131,253 | €173,129 | €321,725 | €393,582 | €338,644 | ▼ 14.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,059 | €22,477 | €32,297 | €32,707 | €31,752 | ▼ 2.9% |
| Other operating charges640/8 | €3,042 | €8,540 | €9,540 | €3,161 | €3,436 | ▲ 8.7% |
| Gross operating margin9900 | €185,644 | €251,702 | €469,890 | €529,616 | €393,430 | ▼ 25.7% |
| Operating profit (loss)9901 | €38,290 | €47,556 | €106,328 | €100,166 | €19,598 | ▼ 80.4% |
| Financial income75/76B | €947 | €1,289 | €1,026 | €440 | €2,062 | ▲ 369% |
| Recurring financial income75 | €947 | €1,289 | €1,026 | €440 | €2,062 | ▲ 369% |
| Financial charges65/66B | €34,923 | €43,738 | €49,426 | €46,032 | €82,405 | ▲ 79.0% |
| Recurring financial charges65 | €34,923 | €43,738 | €49,426 | €46,032 | €82,405 | ▲ 79.0% |
| Profit (loss) for the period before taxes9903 | €4,314 | €5,106 | €57,928 | €54,574 | -€60,745 | ▼ 211% |
| Income taxes67/77 | €3,713 | -€2,681 | €13,063 | €12,147 | €459 | ▼ 96.2% |
| Profit (loss) for the period9904 | €602 | €7,787 | €44,865 | €42,427 | -€61,204 | ▼ 244% |
| Profit (loss) for the period to be appropriated9905 | €602 | €7,787 | €44,865 | €42,427 | -€61,204 | ▼ 244% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,347 | €270,857 | €351,116 | €318,890 | €228,052 | ▼ 28.5% |
| Fixed assets21/28 | €36,427 | €128,565 | €97,963 | €67,506 | €44,814 | ▼ 33.6% |
| Tangible fixed assets22/27 | €36,305 | €128,444 | €97,841 | €67,384 | €44,693 | ▼ 33.7% |
| Plant, machinery and equipment23 | €1,629 | €11,011 | €8,518 | €8,135 | €7,320 | ▼ 10.0% |
| Furniture and vehicles24 | €34,676 | €117,433 | €89,323 | €59,250 | €37,373 | ▼ 36.9% |
| Financial fixed assets28 | €121 | €121 | €121 | €121 | €121 | = |
| Current assets29/58 | €91,920 | €142,292 | €253,153 | €251,384 | €183,238 | ▼ 27.1% |
| Stocks and contracts in progress3 | €1,800 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Stocks30/36 | €1,800 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Amounts receivable within one year40/41 | €58,749 | €85,534 | €166,381 | €226,712 | €140,084 | ▼ 38.2% |
| Trade receivables40 | €33,306 | €63,058 | €152,284 | €198,357 | €118,889 | ▼ 40.1% |
| Other amounts receivable41 | €25,442 | €22,476 | €14,097 | €28,356 | €21,195 | ▼ 25.3% |
| Cash at bank and in hand54/58 | €27,917 | €47,951 | €76,051 | €15,043 | €31,525 | ▲ 110% |
| Deferred charges and accrued income490/1 | €3,455 | €7,007 | €8,920 | €7,829 | €9,829 | ▲ 25.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,347 | €270,857 | €351,116 | €318,890 | €228,052 | ▼ 28.5% |
| Equity10/15 | €41,980 | €55,867 | €100,732 | €123,159 | €61,956 | ▼ 49.7% |
| Contributions10/11 | €12,500 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €27,620 | €35,407 | €80,272 | €102,699 | €41,496 | ▼ 59.6% |
| Amounts payable17/49 | €86,367 | €214,990 | €250,383 | €195,731 | €166,096 | ▼ 15.1% |
| Amounts payable after more than one year17 | €16,006 | €68,896 | €45,535 | €26,112 | €7,154 | ▼ 72.6% |
| Financial debts170/4 | €16,006 | €68,896 | €45,535 | €26,112 | €7,154 | ▼ 72.6% |
| Amounts payable within one year42/48 | €70,361 | €146,094 | €204,848 | €169,619 | €158,942 | ▼ 6.3% |
| Current portion of amounts payable after more than one year42 | €8,966 | €26,351 | €23,370 | €19,423 | €18,958 | ▼ 2.4% |
| Trade debts44 | €30,152 | €56,445 | €59,831 | €46,060 | €42,609 | ▼ 7.5% |
| Suppliers440/4 | €30,152 | €56,445 | €59,831 | €46,060 | €42,609 | ▼ 7.5% |
| Taxes, remuneration and social security45 | €4,287 | €23,590 | €59,851 | €44,863 | €35,055 | ▼ 21.9% |
| Taxes450/3 | €3,883 | €2,241 | €24,933 | €21,126 | €10,138 | ▼ 52.0% |
| Remuneration and social security454/9 | €404 | €21,349 | €34,919 | €23,737 | €24,916 | ▲ 5.0% |
| Other amounts payable47/48 | €26,956 | €39,708 | €61,796 | €59,274 | €62,320 | ▲ 5.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €602 | €7,787 | €44,865 | €42,427 | -€61,204 | ▼ 244% |
| + Depreciation and write-downs630 | €13,059 | €22,477 | €32,297 | €32,707 | €31,752 | ▼ 2.9% |
| Operating cash flow (approximation) | €13,661 | €30,264 | €77,162 | €75,134 | -€29,452 | ▼ 139% |
| Investment in fixed assets (approximation) | - | -€114,616 | -€1,694 | -€2,250 | -€9,060 | ▼ 303% |
| Change in cash | - | €20,033 | €28,101 | -€61,008 | €16,482 | ▲ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€61,204
Net result drops to -€61,204, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Highest result since 2019net €44,865 ▲476%
Operating result €106,328, net result €44,865, both a record.
31-12
Financial
Equity above €100,000Eq €100,732 ▲80.3%
5 profitable years in a row build equity to €100,732.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2018
Ground area
1,579 m²
Building footprint
119 m²
Parcel 92130A0100/00F000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue des Priesses 529, 5300 Andenne
since 20182.274.532.313
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92130A0100/00F000 | Wallonia | 1,579 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesCHTech SRL46021
Legal Entity Identifier
254900BS1QKKWR6YUQ55
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Of 342 companies in sector 95220 we hold annual accounts for 91. 75 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
33140Repair and maintenance of electrical equipment
43211General electrical installation work
43221Plumbing work
46643Wholesale of electrical equipment, including installation materials
Scores and ratios are computed by Checked and are not a credit decision.