CHRISA
ActiveSummary
The computed 12-month bankruptcy probability of CHRISA is 3.6% (moderate). The 2025 annual accounts show equity of €123,382 and a net result of €109,816. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 821 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+2
Solvency49▼-25
Growth78=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 2.0 in 2024; short-term debt: 69% and cash: 60.4% of total assets), and 76.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
21.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
100 d early
2024
24 d early
2023
32 d early
2022
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€109,816▲ 28.9%
2024 · €85,213
Working capital
€84,677▼ 43.8%
2024 · €150,680
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€88,616-€74,235▼ 16.2%€118,222▲ 59.3%€149,009▲ 26.0%
Net result€67,438above the sector's middle half-€62,914above the sector's middle half▼ 6.7%€85,213above the sector's middle half▲ 35.4%€109,816▲ 28.9%
Equity€70,438within the sector's middle half-€131,352above the sector's middle half▲ 86.5%€213,565above the sector's middle half▲ 62.6%€123,382▼ 42.2%
Total assets€307,242above the sector's middle half-€381,126above the sector's middle half▲ 24.0%€432,819above the sector's middle half▲ 13.6%€519,393▲ 20.0%
Debt€236,804-€249,774▲ 5.5%€219,254▼ 12.2%€396,012▲ 80.6%
Working capital-€18,567-€41,602€150,680▲ 262%€84,677▼ 43.8%
Solvency22.9%within the sector's middle half-34.5%within the sector's middle half▲ 11.5pp49.3%within the sector's middle half▲ 14.9pp23.8%▼ 25.6pp
Staff (FTE)1.7-1.7=1▼ 41.2%1.3▲ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519,393
Fixed assets
€76,337 ▼ 41.8%
Current assets
€443,057 ▲ 46.9%
Equity and liabilities €519,393
Equity
€123,382 ▼ 42.2%
Debt
€396,012 ▲ 80.6%
Debt's share of the balance-sheet total rises from 50.7% to 76.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€194,344▲
2024 · €175,807
Cash flow
€155,151▲
2024 · €142,798
Current ratio
1.24▼
2024 · 2.00
Debt to equity
3.21▲
2024 · 1.03
ROE
89.0%▲
2024 · 39.9%
ROA
21.1%▲
2024 · 19.7%
Interest coverage
43.13▲
2024 · 19.42
Debt ≤ 1 year
€358,380▲
2024 · €150,924
Debt > 1 year
€37,632▼
2024 · €68,330
Income taxes
€34,687▲
2024 · €23,959
Staff costs
€43,210▲
2024 · €36,320
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7,018 | - |
| Remuneration, social security and pensions62 | €50,242 | €49,395 | €36,320 | €43,210 | ▲ 19.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,581 | €45,955 | €57,585 | €45,335 | ▼ 21.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €5,313 | - |
| Other operating charges640/8 | €2,482 | €8,105 | €3,190 | €2,736 | ▼ 14.2% |
| Non-recurring operating charges66A | - | €6,358 | - | - | - |
| Gross operating margin9900 | €176,921 | €184,048 | €215,317 | €245,603 | ▲ 14.1% |
| Operating profit (loss)9901 | €88,616 | €74,235 | €118,222 | €149,009 | ▲ 26.0% |
| Financial income75/76B | - | €4,791 | - | - | - |
| Recurring financial income75 | - | €4,791 | - | - | - |
| Non-recurring financial income76B | - | €4,791 | - | - | - |
| Financial charges65/66B | €3,078 | - | €9,051 | €4,506 | ▼ 50.2% |
| Recurring financial charges65 | €3,078 | - | €9,051 | €4,506 | ▼ 50.2% |
| Profit (loss) for the period before taxes9903 | €85,538 | €79,026 | €109,172 | €144,503 | ▲ 32.4% |
| Income taxes67/77 | €18,100 | €16,112 | €23,959 | €34,687 | ▲ 44.8% |
| Profit (loss) for the period9904 | €67,438 | €62,914 | €85,213 | €109,816 | ▲ 28.9% |
| Profit (loss) for the period to be appropriated9905 | €67,438 | €62,914 | €85,213 | €109,816 | ▲ 28.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €307,242 | €381,126 | €432,819 | €519,393 | ▲ 20.0% |
| Fixed assets21/28 | €114,621 | €187,770 | €131,215 | €76,337 | ▼ 41.8% |
| Intangible fixed assets21 | €39,973 | €29,973 | €19,973 | €9,973 | ▼ 50.1% |
| Tangible fixed assets22/27 | €66,898 | €150,047 | €103,493 | €58,614 | ▼ 43.4% |
| Plant, machinery and equipment23 | €6,990 | €8,137 | €6,064 | - | - |
| Furniture and vehicles24 | €59,908 | €80,389 | €48,741 | €24,226 | ▼ 50.3% |
| Leasing and similar rights25 | - | €58,855 | €46,622 | €34,388 | ▼ 26.2% |
| Other tangible fixed assets26 | - | €2,666 | €2,066 | - | - |
| Financial fixed assets28 | €7,750 | €7,750 | €7,750 | €7,750 | = |
| Current assets29/58 | €192,621 | €193,356 | €301,604 | €443,057 | ▲ 46.9% |
| Stocks and contracts in progress3 | €5,494 | €5,046 | €3,879 | - | - |
| Stocks30/36 | €5,494 | €5,046 | €3,879 | - | - |
| Amounts receivable within one year40/41 | €64,614 | €56,781 | €75,200 | €126,401 | ▲ 68.1% |
| Trade receivables40 | €64,614 | €51,658 | €75,200 | €116,586 | ▲ 55.0% |
| Other amounts receivable41 | - | €5,123 | - | €9,815 | - |
| Cash at bank and in hand54/58 | €119,261 | €127,687 | €219,272 | €313,509 | ▲ 43.0% |
| Deferred charges and accrued income490/1 | €3,252 | €3,842 | €3,254 | €3,147 | ▼ 3.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €307,242 | €381,126 | €432,819 | €519,393 | ▲ 20.0% |
| Equity10/15 | €70,438 | €131,352 | €213,565 | €123,382 | ▼ 42.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €65,438 | €126,352 | €208,565 | €118,382 | ▼ 43.2% |
| Amounts payable17/49 | €236,804 | €249,774 | €219,254 | €396,012 | ▲ 80.6% |
| Amounts payable after more than one year17 | €25,616 | €98,020 | €68,330 | €37,632 | ▼ 44.9% |
| Financial debts170/4 | €25,616 | €98,020 | €68,330 | €37,632 | ▼ 44.9% |
| Amounts payable within one year42/48 | €211,188 | €151,754 | €150,924 | €358,380 | ▲ 137% |
| Current portion of amounts payable after more than one year42 | €7,920 | €28,720 | €29,690 | €30,698 | ▲ 3.4% |
| Financial debts43 | €1,520 | - | - | - | - |
| Credit institutions430/8 | €1,520 | - | - | - | - |
| Trade debts44 | €67,559 | €64,274 | €97,911 | €96,175 | ▼ 1.8% |
| Suppliers440/4 | €67,559 | €64,274 | €97,911 | €96,175 | ▼ 1.8% |
| Taxes, remuneration and social security45 | €39,792 | €14,443 | €20,323 | €31,224 | ▲ 53.6% |
| Taxes450/3 | €33,051 | €7,369 | €14,153 | €20,066 | ▲ 41.8% |
| Remuneration and social security454/9 | €6,741 | €7,074 | €6,170 | €11,158 | ▲ 80.8% |
| Other amounts payable47/48 | €94,397 | €44,317 | €3,000 | €200,283 | ▲ 6,576% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,438 | €62,914 | €85,213 | €109,816 | ▲ 28.9% |
| + Depreciation and write-downs630 | €35,581 | €45,955 | €57,585 | €45,335 | ▼ 21.3% |
| Operating cash flow (approximation) | €103,019 | €108,869 | €142,798 | €155,151 | ▲ 8.7% |
| Investment in fixed assets (approximation) | - | -€119,104 | -€1,030 | €9,543 | ▲ 1,026% |
| Change in cash | - | €8,426 | €91,585 | €94,237 | ▲ 2.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2022net €109,816 ▲28.9%
Operating result €149,009, net result €109,816, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €213,565 ▲62.6%
3 profitable years in a row build equity to €213,565.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €62,914 ▼6.7%
Net result drops to €62,914, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100,000Eq €131,352 ▲86.5%
2 profitable years in a row build equity to €131,352.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2021
Ground area
884 m²
Building footprint
138 m²
Volume, LiDAR
994 m³
Parcel 56001A0449/00P006, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CHRISA Anderlues
since 20212.325.941.917
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56001A0449/00P006 | Wallonia | 884 m² | 1 · 138 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlues2.325.941.917
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 7,544 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Contact
E-mail
srlchrisa@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0778905743
Registered
31-08-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.