Financials
- Fiscal year
- 2025
- Turnover
- €279,493
- Profit
- €51,261
- Solvency
- 47.0%
3L GROUP
ActiveSummary
The computed 12-month bankruptcy probability of 3L GROUP is 3.3% (moderate). The 2025 annual accounts show equity of €56,261 and a net result of €51,261. Its solvency ranks better than 50% of 33831 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Floor and wall tiling
NACE 43331
1 site
Size
€279,493turnover 2025
- Equity
- €56,261
- Profit
- €51,261
Structure
Accounts 2 d early0 of 1 deed read
Why 50- Founded in 2025- Size: turnover €279,493, total assets €119,825- Liquidity: current ratio 0.70, cash €52- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 52% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
72
equity 47.0% of total assets
Liquidity
23
short-term debt 53.0% · cash 0.0%
Profitability
100
return on assets 42.8%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 1.9%lowest value
07-2026: 1.9%● 0.0% vs 06-2026lowest value
08-2026: 2.7%▲ +47.4% vs 07-2026
09-2026: 3.2%▲ +16.0% vs 08-2026
10-2026: 3.3%▲ +4.1% vs 09-2026highest value
- Founded in 2025 raises the probability for this profile
- Size: turnover €279,493, total assets €119,825 raises the probability for this profile
- Liquidity: current ratio 0.70, cash €52 raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.7; short-term debt: 53% and cash: 0% of total assets), and 53% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 51%, liquidity 13%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 29-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Floor and wall tilingNACE 43331
- Founded
- 19-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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