CHRIPLAN
ActiveSummary
The computed 12-month bankruptcy probability of CHRIPLAN is 1.5% (moderate). The 2025 annual accounts show equity of €243,859 and a net result of -€5,775. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 79% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-01-2019 Normal situation
- Registered office
- 116 active companies are registered at this address 6 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Retail sale of meat and meat products, excluding game and poultry NACE 47221and 3 others
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment units
- 2.286.927.824 9660 Brakel, since 27-03-2019
- 2.393.569.624 3290 Diest, since 07-10-2026
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- Meat Invest InternationalDirector · since 07-01-2019
- Meat Invest International Comm. V.consolidatesannual accounts 2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- €384,994
- ▼ 28.0%
- Turnover
- ≈ €1.6m
- estimated
- Loss
- €5,775
- Equity
- €243,859
- ▼ 2.3%
- Total assets
- €366,037
- ▼ 13.0%
- Employees on 31-12-2025
- 5
- =
Score breakdownraises riskLiquidity: current ratio 2.99Founded in 2019Sector: Retail trade (NACE 47)2 establishment unitsShow the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 77% on liquidity, 20% on profitability and 34% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 10-06-2026 PDF all 7 filings
Every figure per financial year
The operating result for 2025 is a loss of €12,169, after a profit of €204,084 in 2024. It is the lowest result since 2021.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 4 | 4 | 5 | 5 | 5 |
| full-time | 4 | 4 | 5 | 5 | 4 |
| part-time | - | - | - | - | 1 |
| in full-time equivalents | 4 | 4 | 5 | 5 | 4.9 |
| Average over the year, in full-time equivalents | 3.7 | 4 | 4.2 | 4.8 | 4.8 |
| On a permanent contract | 4 | 4 | 5 | 5 | 5 |
| Joined | 3 | - | 1 | 2 | - |
| Left | 1 | - | 0 | 2 | - |
| Training hours | 4 | 16 | 90 | 91 | 129 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,472 | - | - | - | - |
| Depreciation and write-downs of the year | €6,331 | €5,500 | €5,500 | €3,999 | €221 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €134,044 | - | - | - |
| Remuneration, social security and pensions62 | - | - | €242,698 | €250,363 | €314,830 | €326,428 | €396,654 | ▲ 21.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,929 | €8,780 | €6,331 | €5,500 | €5,500 | €3,999 | €221 | ▼ 94.5% |
| Other operating charges640/8 | - | - | €240 | €2,108 | €263 | €281 | €288 | ▲ 2.6% |
| Gross operating margin9900 | -€67,169 | €104,063 | €257,800 | €302,369 | €460,966 | €534,793 | €384,994 | ▼ 28.0% |
| Operating profit (loss)9901 | -€90,359 | €15,813 | €8,530 | €44,397 | €140,372 | €204,084 | -€12,169 | - |
| Financial income75/76B | - | - | - | - | €1,971 | €10,473 | €6,189 | ▼ 40.9% |
| Recurring financial income75 | €18 | - | - | - | €1,971 | €10,473 | €6,189 | ▼ 40.9% |
| Financial charges65/66B | - | - | €1,148 | €1,327 | €246 | €246 | €300 | ▲ 21.9% |
| Recurring financial charges65 | €702 | €1,437 | €1,148 | €1,327 | €246 | €246 | €300 | ▲ 21.9% |
| Profit (loss) for the period before taxes9903 | -€91,043 | €14,376 | €7,382 | €43,070 | €142,097 | €214,311 | -€6,280 | - |
| Income taxes67/77 | €17 | €73 | €309 | €837 | €38,062 | €59,810 | -€504 | - |
| Profit (loss) for the period9904 | -€91,061 | €14,302 | €7,074 | €42,233 | €104,035 | €154,501 | -€5,775 | - |
| Profit (loss) for the period to be appropriated9905 | -€91,061 | €14,302 | €7,074 | €42,233 | €104,035 | €154,501 | -€5,775 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €52,408 | €84,900 | €102,809 | €114,049 | €278,943 | €420,573 | €366,037 | ▼ 13.0% |
| Fixed assets21/28 | €29,264 | €20,483 | €15,624 | €10,124 | €4,623 | €624 | €404 | ▼ 35.4% |
| Tangible fixed assets22/27 | €29,264 | €20,483 | €15,624 | €10,124 | €4,623 | €624 | €404 | ▼ 35.4% |
| Furniture and vehicles24 | - | - | €1,287 | €1,066 | €845 | €624 | €404 | ▼ 35.4% |
| Other tangible fixed assets26 | - | - | €14,338 | €9,058 | €3,778 | - | - | - |
| Current assets29/58 | €23,144 | €64,417 | €87,184 | €103,926 | €274,319 | €419,949 | €365,634 | ▼ 12.9% |
| Amounts receivable within one year40/41 | €23,144 | €64,417 | €87,060 | €103,926 | €274,023 | €419,949 | €365,587 | ▼ 12.9% |
| Trade receivables40 | - | - | €87,000 | €103,875 | €187,303 | €167,200 | €196,069 | ▲ 17.3% |
| Other amounts receivable41 | - | - | €60 | €51 | €86,720 | €252,749 | €169,518 | ▼ 32.9% |
| Cash at bank and in hand54/58 | - | - | €125 | - | €296 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €47 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €52,408 | €84,900 | €102,809 | €114,049 | €278,943 | €420,573 | €366,037 | ▼ 13.0% |
| Equity10/15 | -€72,511 | -€58,208 | -€51,135 | -€8,901 | €95,134 | €249,635 | €243,859 | ▼ 2.3% |
| Contributions10/11 | €18,550 | - | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | - | - | - | - | - | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | - | - | - | - | - | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | - | - | - | - | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | -€91,061 | -€76,758 | -€69,685 | -€27,451 | €76,584 | €229,230 | €223,454 | ▼ 2.5% |
| Amounts payable17/49 | €124,918 | €143,108 | €153,943 | €122,951 | €183,809 | €170,939 | €122,178 | ▼ 28.5% |
| Amounts payable within one year42/48 | €124,918 | €143,108 | €153,943 | €122,951 | €183,809 | €170,939 | €122,178 | ▼ 28.5% |
| Trade debts44 | €16,171 | €14,774 | €27,487 | €33,753 | €101,929 | €74,331 | €48,467 | ▼ 34.8% |
| Suppliers440/4 | - | - | €27,487 | €33,753 | €101,929 | €74,331 | €48,467 | ▼ 34.8% |
| Taxes, remuneration and social security45 | - | - | €46,275 | €37,069 | €81,880 | €96,608 | €73,710 | ▼ 23.7% |
| Taxes450/3 | - | - | €3,485 | €487 | €34,760 | €43,950 | €4,869 | ▼ 88.9% |
| Remuneration and social security454/9 | - | - | €42,789 | €36,582 | €47,120 | €52,658 | €68,842 | ▲ 30.7% |
| Other amounts payable47/48 | - | - | €80,181 | €52,129 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€91,061 | €14,302 | €7,074 | €42,233 | €104,035 | €154,501 | -€5,775 | - |
| + Depreciation and write-downs630 | €5,929 | €8,780 | €6,331 | €5,500 | €5,500 | €3,999 | €221 | ▼ 94.5% |
| Operating cash flow (approximation) | -€85,132 | €23,082 | €13,405 | €47,734 | €109,535 | €158,500 | -€5,555 | - |
| Investment in fixed assets (approximation) | - | €0 | -€1,472 | €0 | €0 | €0 | €0 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,440 companies had the same profile as CHRIPLAN has now. Two years later, 90.0% were still going and 2.3% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHRIPLAN itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for CHRIPLAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 10-06-2026 | 2026-00154281 | |
| 31-12-2024 | abbreviated format | 11-06-2025 | 2025-00137378 | |
| 31-12-2023 | abbreviated format | 20-06-2024 | 2024-00150256 | |
| 31-12-2022 | abbreviated format | 07-07-2023 | 2023-00226221 | |
| 31-12-2021 | abbreviated format | 08-07-2022 | 2022-20172589 | |
| 31-12-2020 | abbreviated format | 01-07-2021 | 2021-29500322 | |
| 31-12-2019 | abbreviated format | 08-07-2020 | 2020-27900008 |
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerChain of control
- Meat Invest International Comm. V.
- CHRIPLAN
Owners 1
- Meat Invest International Comm. V.consolidating parentconsolidates
Capital transactions
- 13-02-2024 Converted to unavailable equity · €18,550
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Meat Invest International |
|
| Jo Langeraet |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Zonder opzeggingstermijn, algemene vergadering kan mandaat beëindigen wegens wettige reden”
Capital, shares and profit
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Aandeelhouders kunnen afstand doen bij besluit tot uitgifte, algemene vergadering kan voorkeurrecht beperken of opheffen”
- Profit allocationThe articles set how profit is distributed. A BV may only pay out after a balance-sheet and liquidity test.
- “Bestemming van de winst — Reserve, aanwending van het saldo der winsten wordt bepaald door de algemene vergadering bij gewone meerderheid…”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Articles of association, deed of 13-02-2024 (in Dutch)
Network & group
Companies at the same address
115 other companies- CRISTIFACILITIES Establishment · since 2026 1033342087
- JONBACO Registered office · since 2026 1033341196
- NADICO Registered office · since 2026 1033318135
- SNAUTICO Registered office · since 2026 1033322885
- WIPYCO Registered office · since 2026 1033310910
- ISPEYCO Registered office · since 2026 1033284184
- RVL RETAIL Establishment · since 2023 0894059391
- ADL-MORE Registered office · since 2022 0689735326
- XIMAKO Registered office · since 2021 0761655678
- YZOLAM Establishment · since 2021 0761660232
Connections & network
27 connected companiesShow 23 more companies with a shared director
Timeline
Acts, filings and financial milestones
13-02
Gazette deed
1 director appointed, 1 director resigningResignation: Meat Invest International (director) · Appointment: Meat Invest International (director) · Permanent representatives: Ally Geert and Ally William Maarten14 points ▸
- General meeting, “buitengewone algemene vergadering van de aandeelhouders” (deed in Dutch)
- Other provision, 01-01-2020
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “geldt tevens voor eventuele toekomstige bijstortingen van het in het verleden geplaatste kapitaal dat nog niet werd gestort en geboekt op een eigen vermogensrek…” (deed in Dutch)
- Amendment of the articles, mentioned 2 times in the deed
- Director resignation, Meat Invest International (director)
- Director discharge, Meat Invest International (director)
- Director appointment, Meat Invest International (director (not named in the articles))
- Permanent representative, Ally Geert
- Permanent representative, Ally William Maarten (plaatsvervangend vaste vertegenwoordiger)
- Registered office clause, “Groendreef 10, 9880 Aalter” (deed in Dutch)
- General meeting, “eenparigheid van stemmen, EERSTE BESLUIT” (deed in Dutch)
- The act holds 2 more points.
22-12
Gazette deed
Registered office moved from Brakel to AalterNew seat: Groendreef 10 te 9880 Aalter · Previous seat: Herreweg 1, 9660 Brakel, België · Permanent representative: Geert Ally3 points ▸
- Board meeting, 19-09-2022
- Registered-office move, Groendreef 10 te 9880 Aalter
- Permanent representative, Geert Ally
14-03
Gazette deed
Resignation: Jo Langeraet (director)Permanent representative: Geert Ally3 points ▸
- Board meeting, 05-01-2022
- Director resignation, Jo Langeraet
- Permanent representative, Geert Ally
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Herreweg 1, 9660 Brakel until 01-10-2022 · act of 22-12-2022
Activities
NACEBEL 2025Codes under NACEBEL 2008
7 activities
- De aan- en verkoop, de vertegenwoordiging, de commissie en de consignatie van alle artikelen van grootwarenhuizen
- Voedingswaren: zuivelproducten, kruideniers- en koloniale waren, koffie, charcuterie, vleeswaren (vers, gerookt, gedroogd en bewerkt), wijnen en dranken, confiserie, patisserie, biscuiterie, verse, gedroogde en geconserveerde groenten en fruit, vis en visproducten, bereide schotels
- Textiel: witgoed, stoffen, zijden, gordijnen, meubilering en plastiekstoffen, kinderkledij, mercerie, dames- en herenondergoed, dames-en herenconfectie, breigoederen, kousen, sokken, schoenen en pantoffels, regenmantels
- Fantasie- en diverse artikelen: juwelen, parfumerie, toiletartikelen, lederwaren, rookartikelen, kaders, boeken, papierwaren, schoolbenodigdheden en speelgoed, huishoudartikelen, reisartikelen, strandartikelen, werktuigen, goud- en zilversmederij-artikelen, hoveniersmateriaal, glas- en gleiswerk, borstels en vaatwerk, onderhoudsartikelen en apparaten, elektriciteitsartikelen en apparaten, fonoplaten en filmapparaten, films, radioapparaten, auto- en fietsbenodigdheden, alsmede meubelen
- Het verlenen van dienstverlening op administratief, financieel, boekhoudkundig en sociaalrechterlijk gebied en dit in de brede zin van het woord
- Het nemen van participaties in andere vennootschappen
- Het verlenen van dienstverlening op gebied van marketing en dit in de brede zin van het woord
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44503H0052/00C000 | Flanders | 1.4 ha | 1 · 9,001 m² | 11.4 m · 3 |
| 24120E0127/00E002 | Flanders | 1.3 ha | 1 · 4,180 m² | 22.2 m · 2 |
| 45028C0508/00L000 | Flanders | 1,192 m² | 1 · 463 m² | 6.0 m · 2 |