JORAVLI
ActiveSummary
JORAVLI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58,348 and a net result of €58,765. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency61▲+36
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.0 in 2023; short-term debt: 64.4% of total assets), but 64.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.6%
Return on assets
35.8%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
46 d early
2024
49 d early
2023
43 d early
2022
25 d early
2021
30 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet
Equity
€58,348
2023 · -€417
Total assets
€163,930▲ 79.7%
2023 · €91,228
Net result
€58,765▲ 43.1%
2023 · €41,053
Working capital
€58,348
2023 · -€417
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€40,244-€37,803€17,987€43,571▲ 142%€84,497▲ 93.9%
Net result€39,246within the sector's middle half-€38,808below the sector's middle half€17,389within the sector's middle half€41,053within the sector's middle half▲ 136%€58,765within the sector's middle half▲ 43.1%
Equity-€20,051below the sector's middle half▲ 66.2%-€58,859below the sector's middle half▼ 194%-€41,470below the sector's middle half▲ 29.5%-€417below the sector's middle half▲ 99.0%€58,348below the sector's middle half
Total assets€57,040below the sector's middle half▲ 45.3%€52,860below the sector's middle half▼ 7.3%€77,542below the sector's middle half▲ 46.7%€91,228below the sector's middle half▲ 17.6%€163,930below the sector's middle half▲ 79.7%
Debt€77,091▼ 21.8%€111,719▲ 44.9%€119,012▲ 6.5%€91,645▼ 23.0%€105,582▲ 15.2%
Working capital-€20,051below the sector's middle half▲ 66.2%-€58,859below the sector's middle half▼ 194%-€41,470below the sector's middle half▲ 29.5%-€417below the sector's middle half▲ 99.0%€58,348within the sector's middle half
Solvency-35.2%below the sector's middle half▲ 115.9pp-111.3%below the sector's middle half▼ 76.2pp-53.5%below the sector's middle half▲ 57.9pp-0.5%below the sector's middle half▲ 53.0pp35.6%within the sector's middle half▲ 36.1pp
Current ratio0.74below the sector's middle half▲ 0.340.47below the sector's middle half▼ 0.270.65below the sector's middle half▲ 0.181.00below the sector's middle half▲ 0.341.55within the sector's middle half▲ 0.56
Return on assets (ROA)68.8%above the sector's middle half▲ 251.9pp-73.4%below the sector's middle half▼ 142.2pp22.4%above the sector's middle half▲ 95.8pp45.0%above the sector's middle half▲ 22.6pp35.8%above the sector's middle half▼ 9.2pp
Staff (FTE)1.3below the sector's middle half▲ 333%2within the sector's middle half▲ 53.8%2.7within the sector's middle half▲ 35.0%2.2within the sector's middle half▼ 18.5%3.8within the sector's middle half▲ 72.7%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 94% above 2023 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €163,930
Equity
€58,348
Debt
€105,582
Debt finances 64.4% of the balance-sheet total.
Key figures and ratios
Debt to equity
1.81
ROE
100.7%
Debt ≤ 1 year
€105,582▲
2023 · €91,645
Income taxes
€24,804▲
2023 · €255
Staff costs
€349,473▲
2023 · €225,022
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €156,320 | €228,235 | €225,022 | €349,473 | ▲ 55.3% |
| Other operating charges640/8 | - | €231 | €172 | €307 | €297 | ▼ 3.3% |
| Gross operating margin9900 | €166,383 | €118,748 | €246,394 | €268,900 | €434,266 | ▲ 61.5% |
| Operating profit (loss)9901 | €40,244 | -€37,803 | €17,987 | €43,571 | €84,497 | ▲ 93.9% |
| Financial income75/76B | - | - | €140 | - | €744 | - |
| Recurring financial income75 | - | - | €140 | - | €744 | - |
| Financial charges65/66B | - | €565 | €246 | €2,263 | €1,671 | ▼ 26.1% |
| Recurring financial charges65 | €925 | €565 | €246 | €2,263 | €1,671 | ▼ 26.1% |
| Profit (loss) for the period before taxes9903 | €39,318 | -€38,368 | €17,881 | €41,308 | €83,569 | ▲ 102% |
| Income taxes67/77 | €73 | €440 | €492 | €255 | €24,804 | ▲ 9,630% |
| Profit (loss) for the period9904 | €39,246 | -€38,808 | €17,389 | €41,053 | €58,765 | ▲ 43.1% |
| Profit (loss) for the period to be appropriated9905 | €39,246 | -€38,808 | €17,389 | €41,053 | €58,765 | ▲ 43.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,040 | €52,860 | €77,542 | €91,228 | €163,930 | ▲ 79.7% |
| Current assets29/58 | €57,040 | €52,860 | €77,542 | €91,228 | €163,930 | ▲ 79.7% |
| Amounts receivable within one year40/41 | €57,040 | €52,859 | €77,542 | €91,028 | €163,930 | ▲ 80.1% |
| Trade receivables40 | - | €52,825 | €77,050 | €90,553 | €116,050 | ▲ 28.2% |
| Other amounts receivable41 | - | €34 | €492 | €475 | €47,880 | ▲ 9,977% |
| Cash at bank and in hand54/58 | - | €1 | - | €200 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,040 | €52,860 | €77,542 | €91,228 | €163,930 | ▲ 79.7% |
| Equity10/15 | -€20,051 | -€58,859 | -€41,470 | -€417 | €58,348 | ▲ 14,089% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | - | - | - | - | €1,855 | - |
| Non-distributable reserves130/1 | - | - | - | - | €1,855 | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,855 | - |
| Profit (loss) carried forward14 | -€38,601 | -€77,409 | -€60,020 | -€18,967 | €37,943 | ▲ 300% |
| Amounts payable17/49 | €77,091 | €111,719 | €119,012 | €91,645 | €105,582 | ▲ 15.2% |
| Amounts payable within one year42/48 | €77,091 | €111,719 | €119,012 | €91,645 | €105,582 | ▲ 15.2% |
| Trade debts44 | €1,548 | €13,901 | €59,450 | €19,264 | €19,935 | ▲ 3.5% |
| Suppliers440/4 | - | €13,901 | €59,450 | €19,264 | €19,935 | ▲ 3.5% |
| Taxes, remuneration and social security45 | - | €30,274 | €33,164 | €37,284 | €85,648 | ▲ 130% |
| Taxes450/3 | - | €3,163 | €342 | - | €28,092 | - |
| Remuneration and social security454/9 | - | €27,111 | €32,821 | €37,284 | €57,556 | ▲ 54.4% |
| Other amounts payable47/48 | - | €67,544 | €26,399 | €35,097 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,246 | -€38,808 | €17,389 | €41,053 | €58,765 | ▲ 43.1% |
| Operating cash flow (approximation) | €39,246 | -€38,808 | €17,389 | €41,053 | €58,765 | ▲ 43.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €58,765 ▲43.1%
Operating result €84,497, net result €58,765, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €17,389
Net result €17,389 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €39,246
Net result €39,246 after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€71,883
Net result drops to -€71,883, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2018
Ground area
1.5 ha
Building footprint
1.0 ha
Volume, LiDAR
73,774 m³
2 parcels, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
116
companies at this address
See who is registered here
1 establishment unit
SATELLIETKANTOOR
since 20182.280.120.602
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503H0052/00C000 | Flanders | 1.4 ha | 1 · 9,001 m² | 11.4 m · 3 fl. |
| 31030A0396/00B000 | Flanders | 1,521 m² | 1 · 1,176 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,042 companies in this sector we hold annual accounts for 1,568. 1,345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded02-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
64210Activities of holding companies
47120Other non-specialised retail sale
47222Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0689719785
Also
9925:BE0689719785
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.