CHOO CHOO

Active

Private limited companyfounded 20233 yrs activeVaartstraat 85, 3000 Leuven, BelgiumKBO/BCE: BE 0799.255.056

CHOO CHOO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €72k. Its solvency ranks better than 59% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

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Checked score

Score 2025

100 / 100

Excellent▲ +60 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency99▲+38

Growth78

Stability94

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 4.23 against 1.76 in 2024), and 35.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

64.1%

Return on assets

67.2%

Age of the figures

17 mo

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

10 d early

2024

1 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close13-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€69k

2024 · €-3k

2024: €-3k

2024 → 2025

Total assets

€107k▲ 225%

2024 · €33k

2024: €33k

2024 → 2025

Net result

€72k

2024 · €-23k

2024: €-23k

2024 → 2025

Working capital

€78k▲ 535%

2024 · €12k

2024: €12k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€-3k-€69k

Operating result€-23k-€87k

Net result€-23k-€72k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €87k after a loss of €23k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €107k

95.5%

Fixed assets €5k▲ 9.2%

Current assets €102k▲ 259%

Equity and liabilities €107k

64.1%

35.9%

Equity €69k

Debt €38k

Debt finances 35.9% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€88k▲

2024 · €-23k

Cash flow

€73k▲

2024 · €-23k

Solvency

64.1%▲

2024 · -10.1%

Current ratio

4.23▲

2024 · 1.76

Quick ratio

4.23▲

2024 · 1.76

Debt / equity

0.56▲

2024 · -10.91

ROE

104.8%▼

2024 · 703.7%

ROA

67.2%▲

2024 · -71.0%

Interest coverage

82.21▲

2024 · -40.63

Debt

€38k▲

2024 · €36k

Debt ≤ 1 year

€24k▲

2024 · €16k

Debt > 1 year

€14k▼

2024 · €20k

Income taxes

€14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€33k€107k▲

Fixed assets21/28€4k€5k▲

Tangible fixed assets22/27€3k€3k▲

Plant, machinery and equipment23€3k€3k▲

Financial fixed assets28€2k€2k=

Current assets29/58€28k€102k▲

Amounts receivable within one year40/41€15k€11k▼

Trade receivables40€15k€11k▼

Other amounts receivable41€20€0▼

Cash at bank and in hand54/58€13k€91k▲

Deferred charges and accrued income490/1€375€492▲

Equity and liabilities

Total equity and liabilities10/49€33k€107k▲

Equity10/15€-3k€69k▲

Contributions10/11€20k€20k=

Reserves13-€49k

Distributable reserves133-€49k

Profit (loss) carried forward14€-23k€0▲

Amounts payable17/49€36k€38k▲

Amounts payable after more than one year17€20k€14k▼

Financial debts170/4€20k€14k▼

Other amounts payable178/9€2€0▼

Amounts payable within one year42/48€16k€24k▲

Current portion of amounts payable after more than one year42€4k€6k▲

Financial debts43€1k€0▼

Credit institutions430/8€1k€0▼

Trade debts44€4k€1k▼

Suppliers440/4€4k€1k▼

Taxes, remuneration and social security45€6k€17k▲

Taxes450/3€3k€14k▲

Remuneration and social security454/9€3k€3k▼

Other amounts payable47/48-€245

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€232€1k▲

Provisions for liabilities and charges: additions (uses and reversals)635/8€392-

Other operating charges640/8-€0

Gross operating margin9900€-22k€88k▲

Operating profit (loss)9901€-23k€87k▲

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€555€1k▲

Recurring financial charges65€555€1k▲

Profit (loss) for the period before taxes9903€-23k€86k▲

Income taxes67/77-€14k

Profit (loss) for the period9904€-23k€72k▲

Profit (loss) for the period to be appropriated9905€-23k€72k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-23k€49k▲

Profit (loss) brought forward from the previous period14P-€-23k

Transfer to equity691/2-€49k

To other reserves6921-€49k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 2Filings 2

Next filing, fiscal year 2026, expected by 31-10-2026

2025

21-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Back to profitnet €72k

Net result €72k after one loss-making year.

31-03

Financial Liquidity doublescurrent ratio 4.23

Current ratio from 1.76 to 4.23.

2024

30-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Leuven · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vaartstraat 853000 Leuven

Ground area

264 m²

Building footprint

264 m²

Volume, LiDAR

2,756 m³

Parcel 24062A1070/00W000, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

CHOO CHOO

Vaartstraat 85, 3000 LeuvenRetail trade

since 20232.342.454.978

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24062A1070/00W000 ProtectedTownscape or village viewSint-Geertruidabdij en omgevingSource ↗	Flanders	264 m²	1 · 264 m²	16.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 3,013 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-03-2023

Fiscal year end31-03

Activities, NACEBEL

73110Advertising agencies

73300Public relations and communication consultancy

70210Activities of head offices; management consultancy activities

73120Media representation

73200Market research and public opinion polling

82300Organisation of conventions and trade shows

85599Other education

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.