Chola

Active

Private limited companyfounded 20178 yrs activeZandberg 6, 9240 Zele, BelgiumKBO/BCE: BE 0685.970.439

Summary

The computed 12-month bankruptcy probability of Chola is 8.6% (elevated). For Chola, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€47,895) and a net result of €43,374. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 10% of 26034 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CholaActive

Risk analysis Report Compare

Activity

Retail sale of clothing and accessories for women, men, children and babies (general range)

NACE 47716Limited-service restaurants NACE 56102Limited-service restaurants, excluding mobile food services NACE 56112

1 site

Size

€57,640total assets 2024

Equity: -€47,895
Profit: €43,374

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 8.6%

2024 figures too old to score

Structure

Accounts 155 d overdue0 of 3 deeds read

Signals- Figures for FY 2024 (filed 06-06-2025)- 1 financial year not filed after the legal deadline; latest accounts 33 days late; 1 of the last 3 late- Liquidity: current ratio 0.46- Annual accounts not filed+ Size: total assets €57,640Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Weak

Solvency 0=

equity -83.1% of total assets

Liquidity 0=

short-term debt 183.1%

Profitability 100+100

return on assets 75.2%

Bankruptcy probability, 12 months

8.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)

Last 14 months 09-2025: 2.9% 10-2025: 2.9%● 0.0% vs 09-2025 11-2025: 2.9%● 0.0% vs 10-2025 12-2025: 2.9%▼ -2.0% vs 11-2025 01-2026: 2.8%▼ -1.6% vs 12-2025 02-2026: 2.5%▼ -11.2% vs 01-2026 03-2026: 2.4%▼ -3.3% vs 02-2026lowest value 04-2026: 2.5%▲ +5.2% vs 03-2026 05-2026: 3.2%▲ +25.1% vs 04-2026 06-2026: 3.7%▲ +14.9% vs 05-2026 07-2026: 5.3%▲ +44.5% vs 06-2026 08-2026: 5.5%▲ +4.8% vs 07-2026 09-2026: 6.7%▲ +19.9% vs 08-2026 10-2026: 8.6%▲ +28.7% vs 09-2026highest value

Figures for FY 2024 (filed 06-06-2025) raises the probability
1 financial year not filed after the legal deadline; latest accounts 33 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 0.46 raises the probability
Size: total assets €57,640 lowers the probability for this profile

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 06-06-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 33 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.46

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €57,640

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 155 days later.

NBB · 6 filings

Position against the passed deadline

30-09-2025 close30-04-2026 deadline02-10-2026 today

Filed after the deadline

The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 02-06-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

not filed

2024

33 d late

2023

55 d early

2022

3 d early

2021

16 d late

2020

2 d early

2019

35 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

02-06-25 Annual accounts filedfiscal year 2024 · micro…
30-09-24 Back to profitnet €43,374
06-03-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Risk: Negative equityfiscal year 2024: debts exceed assets -€47,895 View
Risk: Accounts not fileddeadline was 30-04-2026 155 d late View
Caution: Among the weakest 9% on equitysector median €38,742 · 26,093 companies -€47,895 View
Positive: Back in profit in 2024after -€50,919 in 2023 €43,374 View