Skip to content
Checked.be
Complete company report
Generated 13-08-2026
Active BE 0479.004.905Private limited company

CHOISIFIN

Atlantische Oceaanlaan 128 ·1150 Sint-Pieters-Woluwe, Belgium· 23 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of CHOISIFIN is 1.1% (low). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 23 yrs
Board 1
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2002, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-03-2024 micro 31-10-2024 2024-00525332
31-03-2023 micro 30-10-2023 2023-00502363
31-03-2022 micro 26-10-2022 2022-20474608
31-03-2021 micro 20-10-2021 2021-72300280
31-03-2020 micro 27-10-2020 2020-63900254
31-03-2019 micro 28-10-2019 2019-71700342
31-03-2018 micro 30-10-2018 2018-71000098
31-03-2017 micro 30-10-2017 2017-68500028
31-03-2016 verkort 11-10-2016 2016-65500204
31-03-2015 verkort 28-10-2015 2015-65700559
Directors & mandates 2 directors
Current directors & mandates
  • Karami 33Legal entity
    Director
    State Gazette act 24148839 (17-10-2024)
    Current
    17-10-2024 → present
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Khadem KARAMI
    Permanent representative
    State Gazette act 24148839 (17-10-2024)
    Permanent representative
    17-10-2024 → present
Former directors (1)
  • Emmanuel DE SMET
    Director
    State Gazette act 24148839 (17-10-2024)
    Former
    - → 17-10-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation13-12-2002
StatusActive
Postal code1150
Establishment units 1 location
CHOISIFIN
Atlantische Oceaanlaan 128, 1150 Sint-Pieters-WoluweNiet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
since 20032.115.468.743
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21684B0049/00X003 Brussels 162 m² 1 · 122 m² 15.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
31-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
17-10-2024
State Gazette act Director changes
2023
30-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
26-10-2022
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
20-10-2021
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
27-10-2020
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
28-10-2019
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
30-10-2018
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
30-10-2017
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
11-10-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
28-10-2015
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
17-10-2024 5 directors appointed, 1 resigning Director changes
  • Karami 33, Bestuurder
  • Khadem KARAMI, Vaste vertegenwoordiger
  • Sofie PIETERS, Dagelijks bestuur
  • Niki CLARISSE, Dagelijks bestuur
  • Bart Pessemier, Dagelijks bestuur
  • Emmanuel DE SMET, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Emmanuel DE SMET",
        "address": "1785 Merchtem, Lindestraat 112",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "eervol",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De enige aandeelhouder beslist tot het ontslag met ingang op heden als bestuurder van de vennootschap van de heer Emmanuel DE SMET, wonende te 1785 Merchtem, Lindestraat 112.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "1012.088.694",
        "name": "Karami 33",
        "address": "1150 Sint-Pieters-Woluwe, Atlantische Oceaanlaan 128",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist om met ingang op heden, als bestuurder van de vennootschap te benoemen voor onbepaalde duur, de besloten vennootschap \u0022Karami 33\u0022",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Khadem KARAMI",
        "address": "1190 Vorst, Geallieerdenstraat 271 bus 2 -3",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering neemt verder kennis van de beslissing van het bestuursorgaan van voormelde vennootschap om overeenkomstig artikel 2:55 van het Wetboek van vennootschappen en verenigingen, de heer Khadem KARAMI, wonende te 1190 Vorst, Geallieerdenstraat 271 bus 2 -3, aan te stellen als vaste vertegenw",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist om het adres van de zetel van de vennootschap met ingang op heden te vestigen op het navolgende adres: 1150 Sint-Pieters-Woluwe, Atlantische Oceaanlaan 128.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Sofie PIETERS",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD ACCOUNTANTS EN BELASTINGCONSULENTEN",
        "address": "1780 Wemmel, Neerhoflaan 2",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist een volmacht te verlenen aan de besloten vennootschap \u0022VGD ACCOUNTANTS EN BELASTINGCONSULENTEN\u0022... of aan \u00E9\u00E9n van haar aangestelden, met name aan mevrouw Sofie PIETERS",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Niki CLARISSE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD ACCOUNTANTS EN BELASTINGCONSULENTEN",
        "address": "1780 Wemmel, Neerhoflaan 2",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist een volmacht te verlenen aan de besloten vennootschap \u0022VGD ACCOUNTANTS EN BELASTINGCONSULENTEN\u0022... of aan \u00E9\u00E9n van haar aangestelden, met name aan mevrouw Sofie PIETERS",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Bart Pessemier",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD ACCOUNTANTS EN BELASTINGCONSULENTEN",
        "address": "1780 Wemmel, Neerhoflaan 2",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist een volmacht te verlenen aan de besloten vennootschap \u0022VGD ACCOUNTANTS EN BELASTINGCONSULENTEN\u0022... of aan \u00E9\u00E9n van haar aangestelden, met name aan mevrouw Sofie PIETERS",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-10-17",
    "filing_date": "2024-10-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-09-30",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0479.004.905",
    "name_full": "CHOISIFIN",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0875.430.542",
    "org_name": "VGD Accountants \u0026 Belastingconsulenten BV",
    "person_name": null,
    "org_rep_person_name": "Niki Clarisse",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)52112
Primary activity highlighted.
Names & trade names
Legal nameNL CHOISIFIN
Registered office
Atlantische Oceaanlaan 128
1150 Sint-Pieters-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 1,626 of 10,428 with filed accounts
ABRAHAM HW BE 1006.845.152 · Sint-Pieters-Woluwe
BAB'L BE 0740.735.253 · Sint-Pieters-Woluwe
BAMSHAD BE 1014.401.551 · Sint-Pieters-Woluwe
Bio c'Bon Stockel BE 0686.896.788 · Sint-Pieters-Woluwe
Cave à Dave BE 0690.886.458 · Sint-Pieters-Woluwe
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative