Chocolate Design
ActiveChocolate Design has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €92k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-11
Solvency27▲+27
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.79 in 2024; short-term debt: 97.5% and cash: 0% of total assets), and 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.4%
Return on assets
6.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 956 sector peers (2025).
NBB · sector comparisonPosition among 956 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
9 d early
2023
35 d early
2022
144 d late
2021
121 d late
2020
102 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k
2024 · €-58k
2018: €12k
2019: €26k
2020: €37k
2021: €17k
2022: €-65k
2023: €-93k
2024: €-58k
2018 → 2025
Total assets
€1.42M▲ 529%
2024 · €226k
2018: €103k
2019: €106k
2020: €97k
2021: €95k
2022: €73k
2023: €66k
2024: €226k
2018 → 2025
Net result
€92k▲ 165%
2024 · €35k
2018: €9k
2019: €14k
2020: €11k
2021: €-20k
2022: €-82k
2023: €-28k
2024: €35k
2018 → 2025
Working capital
€17k
2024 · €-58k
2018: €5k
2019: €22k
2020: €50k
2021: €17k
2022: €-59k
2023: €-84k
2024: €-58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€-65k€-93k▼ 42.2%€-58k▲ 37.5%€34k
Operating result€-10k-€-70k▼ 582%€-20k▲ 71.3%€41k€109k▲ 165%
Net result€-20k-€-82k▼ 318%€-28k▲ 66.6%€35k€92k▲ 165%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 165% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.42M
Fixed assets
€19k▲ 151%
Current assets
€1.40M▲ 543%
Equity and liabilities €1.42M
Equity
€34k
Debt
€1.39M
Debt finances 97.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€112k▲
2024 · €42k
Cash flow
€96k▲
2024 · €36k
Solvency
2.4%▲
2024 · -25.7%
Current ratio
1.01▲
2024 · 0.79
Quick ratio
0.98▲
2024 · 0.64
Debt / equity
40.27▲
2024 · -4.90
ROE
268.2%
ROA
6.5%▼
2024 · 15.4%
Interest coverage
31.92▲
2024 · 6.75
Debt
€1.39M▲
2024 · €284k
Debt ≤ 1 year
€1.38M▲
2024 · €276k
Debt > 1 year
€2k▼
2024 · €5k
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€226k€1.42M▲
Fixed assets21/28€8k€19k▲
Tangible fixed assets22/27€7k€19k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€2k€14k▲
Financial fixed assets28€550€550=
Current assets29/58€218k€1.40M▲
Stocks and contracts in progress3€41k€50k▲
Stocks30/36€41k€50k▲
Amounts receivable within one year40/41€142k€1.35M▲
Trade receivables40€121k€1.29M▲
Other amounts receivable41€21k€64k▲
Cash at bank and in hand54/58€34k€0▼
Deferred charges and accrued income490/1€933€841▼
Equity and liabilities
Total equity and liabilities10/49€226k€1.42M▲
Equity10/15€-58k€34k▲
Contributions10/11€6k€6k=
Reserves13€2k€28k▲
Distributable reserves133€2k€28k▲
Profit (loss) carried forward14€-66k€0▲
Amounts payable17/49€284k€1.39M▲
Amounts payable after more than one year17€5k€2k▼
Financial debts170/4€5k€2k▼
Amounts payable within one year42/48€276k€1.38M▲
Current portion of amounts payable after more than one year42€8k€3k▼
Financial debts43€123€12k▲
Credit institutions430/8€123€12k▲
Trade debts44€223k€1.32M▲
Suppliers440/4€223k€1.32M▲
Taxes, remuneration and social security45€336€3k▲
Taxes450/3€336€3k▲
Other amounts payable47/48€44k€46k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A€23k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-16k€0▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€28k€114k▲
Operating profit (loss)9901€41k€109k▲
Financial income75/76B€97€195▲
Recurring financial income75€97€195▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€35k€105k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€35k€92k▲
Profit (loss) for the period to be appropriated9905€35k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€26k▲
Profit (loss) brought forward from the previous period14P€-101k€-66k▲
Transfer from equity791/2€0-
Transfer to equity691/2€0€26k▲
To other reserves6921€0€26k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €92k ▲165%
Operating result €109k, net result €92k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
31-12
Financial
Weakest financial yearnet €-82k
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krevelstraat 189000 GentGround area
1,403 m²
Building footprint
1,133 m²
Volume, LiDAR
11,407 m³
Parcel 44804D3316/00P002, Flanders · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chocolate Design
since 20162.248.937.575
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3316/00P002 | Flanders | 1,403 m² | 1 · 1,133 m² | 16.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.248.937.575
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Of 2,855 companies in sector 18130 we hold annual accounts for 832. 653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2015
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
59120Post-production of films, video and television programmes
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.chocolatedesign.be
E-mail:info@chocolatedesign.be