STUDIO BLANCHE
ActiveSTUDIO BLANCHE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €720k and a net result of €143k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+10
Solvency90▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.38 in 2024; short-term debt: 8.2% and cash: 12.8% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
13%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
37 d early
2023
41 d early
2022
34 d early
2021
31 d early
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€720k▲ 24.8%
2024 · €576k
2019: €43k
2020: €161k
2021: €414k
2022: €495k
2023: €529k
2024: €576k
2019 → 2025
Total assets
€1.10M▲ 10.5%
2024 · €998k
2019: €467k
2020: €590k
2021: €948k
2022: €982k
2023: €975k
2024: €998k
2019 → 2025
Net result
€143k▲ 201%
2024 · €48k
2019: €28k
2020: €118k
2021: €250k
2022: €81k
2023: €34k
2024: €48k
2019 → 2025
Working capital
€168k▼ 26.0%
2024 · €227k
2019: €15k
2020: €101k
2021: €147k
2022: €213k
2023: €179k
2024: €227k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€414k-€495k▲ 19.5%€529k▲ 6.8%€576k▲ 9.0%€720k▲ 24.8%
Operating result€307k-€122k▼ 60.3%€52k▼ 57.1%€71k▲ 35.2%€183k▲ 159%
Net result€250k-€81k▼ 67.6%€34k▼ 58.6%€48k▲ 42.1%€143k▲ 201%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 159% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€845k▲ 24.9%
Current assets
€258k▼ 19.9%
Equity and liabilities €1.10M
Equity
€720k▲ 24.8%
Debt
€383k▼ 9.1%
The debt ratio falls from 42.3% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€226k▲
2024 · €117k
Cash flow
€186k▲
2024 · €94k
Solvency
65.2%▲
2024 · 57.7%
Current ratio
2.86▼
2024 · 3.38
Quick ratio
1.98▼
2024 · 2.32
Debt / equity
0.53▼
2024 · 0.73
ROE
19.9%▲
2024 · 8.3%
ROA
13.0%▲
2024 · 4.8%
Interest coverage
23.89▲
2024 · 11.65
Debt
€383k▼
2024 · €422k
Debt ≤ 1 year
€90k▼
2024 · €95k
Debt > 1 year
€292k▼
2024 · €325k
Income taxes
€31k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€998k€1.10M▲
Fixed assets21/28€677k€845k▲
Tangible fixed assets22/27€677k€845k▲
Land and buildings22€623k€781k▲
Plant, machinery and equipment23€36k€51k▲
Furniture and vehicles24€18k€13k▼
Current assets29/58€322k€258k▼
Stocks and contracts in progress3€101k€79k▼
Stocks30/36€101k€79k▼
Amounts receivable within one year40/41€33k€35k▲
Trade receivables40€15k€531▼
Other amounts receivable41€18k€35k▲
Cash at bank and in hand54/58€187k€142k▼
Deferred charges and accrued income490/1€539€2k▲
Equity and liabilities
Total equity and liabilities10/49€998k€1.10M▲
Equity10/15€576k€720k▲
Contributions10/11€19k€19k=
Reserves13€558k€701k▲
Distributable reserves133€558k€701k▲
Amounts payable17/49€422k€383k▼
Amounts payable after more than one year17€325k€292k▼
Financial debts170/4€325k€292k▼
Amounts payable within one year42/48€95k€90k▼
Current portion of amounts payable after more than one year42€33k€34k▲
Trade debts44€6k€12k▲
Suppliers440/4€6k€12k▲
Taxes, remuneration and social security45€25k€7k▼
Taxes450/3€25k€7k▼
Other amounts payable47/48€30k€37k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€96k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€43k▼
Other operating charges640/8€8k€8k▼
Gross operating margin9900€126k€234k▲
Operating profit (loss)9901€71k€183k▲
Financial income75/76B€314€380▲
Recurring financial income75€314€380▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€61k€174k▲
Income taxes67/77€13k€31k▲
Profit (loss) for the period9904€48k€143k▲
Profit (loss) for the period to be appropriated9905€48k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€143k▲
Transfer to equity691/2€48k€143k▲
To other reserves6921€48k€143k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €529k ▲6.8%
5 profitable years in a row build equity to €529k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €250k ▲112%
Operating result €307k, net result €250k, both a record.
31-12
Financial
Equity above €200kEq €414k ▲158%
3 profitable years in a row build equity to €414k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €161k ▲275%
2 profitable years in a row build equity to €161k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabriekstraat 36B3800 Sint-TruidenGround area
3,112 m²
Building footprint
1,678 m²
Volume, LiDAR
11,910 m³
Parcel 71053G0172/00H002, Flanders · tallest building 31.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUDIO BLANCHE
since 20192.284.567.358
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053G0172/00H002 | Flanders | 3,112 m² | 1 · 1,678 m² | 31.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.284.567.358
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Of 2,856 companies in sector 18130 we hold annual accounts for 831. 433 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2019
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
47120Other non-specialised retail sale
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47910Retail trade
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32473315842