CHOCOLATE BASE
ActiveCHOCOLATE BASE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €32k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-4
Solvency67▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.32 in 2024; short-term debt: 56.4% and cash: 27.2% of total assets), but 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
22 d late
2023
5 d late
2022
11 d early
2021
46 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 27.9%
2024 · €110k
2020: €37k
2021: €60k
2022: €61k
2023: €70k
2024: €110k
2020 → 2025
Total assets
€332k▲ 3.2%
2024 · €321k
2020: €179k
2021: €249k
2022: €265k
2023: €278k
2024: €321k
2020 → 2025
Net result
€32k▼ 23.2%
2024 · €41k
2020: €17k
2021: €25k
2022: €2k
2023: €10k
2024: €41k
2020 → 2025
Working capital
€102k▲ 51.8%
2024 · €67k
2020: €-42k
2021: €-11k
2022: €4k
2023: €17k
2024: €67k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€61k▲ 1.6%€70k▲ 13.9%€110k▲ 57.6%€141k▲ 27.9%
Operating result€33k-€4k▼ 89.1%€10k▲ 184%€58k▲ 462%€44k▼ 24.1%
Net result€25k-€2k▼ 91.9%€10k▲ 380%€41k▲ 333%€32k▼ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332k
Fixed assets
€43k▼ 8.8%
Current assets
€289k▲ 5.2%
Equity and liabilities €332k
Equity
€141k▲ 27.9%
Debt
€191k▼ 9.7%
The debt ratio falls from 65.7% to 57.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €66k
Cash flow
€40k▼
2024 · €50k
Solvency
42.5%▲
2024 · 34.3%
Current ratio
1.55▲
2024 · 1.32
Quick ratio
1.29▲
2024 · 1.12
Debt / equity
1.35▼
2024 · 1.92
ROE
22.5%▼
2024 · 37.5%
ROA
9.6%▼
2024 · 12.8%
Interest coverage
13.44▼
2024 · 47.40
Debt
€191k▼
2024 · €211k
Debt ≤ 1 year
€187k▼
2024 · €207k
Income taxes
€8k▼
2024 · €15k
Staff costs
€183k▲
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€321k€332k▲
Fixed assets21/28€47k€43k▼
Intangible fixed assets21€41k€34k▼
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€133€0▼
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€1k€4k▲
Financial fixed assets28€2k€2k=
Current assets29/58€275k€289k▲
Stocks and contracts in progress3€43k€47k▲
Stocks30/36€43k€47k▲
Amounts receivable within one year40/41€138k€148k▲
Trade receivables40€137k€139k▲
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€92k€90k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€321k€332k▲
Equity10/15€110k€141k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€90k€121k▲
Amounts payable17/49€211k€191k▼
Amounts payable within one year42/48€207k€187k▼
Trade debts44€88k€69k▼
Suppliers440/4€88k€69k▼
Taxes, remuneration and social security45€33k€30k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€30k€27k▼
Other amounts payable47/48€86k€88k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Remuneration, social security and pensions62€177k€183k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€245k€237k▼
Operating profit (loss)9901€58k€44k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€56k€40k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€41k€32k▼
Profit (loss) for the period to be appropriated9905€41k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€122k▲
Profit (loss) brought forward from the previous period14P€50k€90k▲
Profit to be distributed694/7€1k€1k=
Return on contributions (dividend)694€1k€1k=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2020net €41k ▲333%
Operating result €58k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €110k ▲57.6%
5 profitable years in a row build equity to €110k.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €2k ▼91.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vesten 69600 RonseGround area
988 m²
Building footprint
359 m²
Volume, LiDAR
2,338 m³
Parcel 45423E0675/00G000, Flanders · tallest building 14.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHOCOLATE BASE
since 20202.299.908.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0675/00G000 | Flanders | 988 m² | 1 · 359 m² | 13.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRonse/Renaix2.299.908.897
Similar companies · same sector, comparable size
EUROCHOK
BE 1007.749.331
Brussel · Eq €139k
ATOMES
BE 0824.388.548
Enghien · Eq €133k
SENA INTERNATIONAL
BE 0885.030.176
Herve · Eq €132k
GHAVERCHOC
BE 0688.765.425
Gerpinnes · Eq €132k
BARIK
BE 0415.728.340
Vilvoorde · Eq €151k
Of 453 companies in sector 46360 we hold annual accounts for 286. 195 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-12
Activities, NACEBEL
46360Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.