CHOC-EAU-LATTÉ
ActiveSummary
CHOC-EAU-LATTÉ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,728 and a net result of €5,744. Its solvency ranks better than 69% of 17,001 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-06-2023 Normal situation
- Activity
- Full-service restaurants NACE 56111and 2 others
- Establishment unit
- 2.346.091.983 2830 Willebroek, since 16-06-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 28-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
- Gross margin
- €16,799
- ▼ 59.0%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €5,744
- ▼ 28.1%
- Equity
- €18,728
- ▲ 44.2%
- Total assets
- €36,624
- ▼ 11.4%
- Staff
- 0.8 FTE
- ▼ 11.1%
Score breakdownraises riskFounded in 2023Size: total assets €36,624Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 2.13, cash €20,522Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 69% of them on solvency, 89% on liquidity, 77% on profitability and 79% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 52 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 17-12-2025 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is 29% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 30-06-2024 | 30-06-2025 |
|---|---|---|
| Employees at the balance-sheet date | 1 | - |
| full-time | 1 | - |
| in full-time equivalents | 1 | - |
| Average over the year, in full-time equivalents | 0.9 | 0.8 |
| On a permanent contract | 1 | - |
| Joined | 2 | 0 |
| Left | 1 | 1 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 30-06-2024 | 30-06-2025 |
|---|---|---|
| Tangible fixed assets | €10,000 | €1,828 |
| Financial fixed assets | €5,070 | €151 |
| Depreciation and write-downs of the year | €2,000 | €2,030 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €21,982 | €1,107 | ▼ 95.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,000 | €2,030 | ▲ 1.5% |
| Other operating charges640/8 | €3,371 | €3,943 | ▲ 17.0% |
| Gross operating margin9900 | €40,945 | €16,799 | ▼ 59.0% |
| Operating profit (loss)9901 | €13,592 | €9,718 | ▼ 28.5% |
| Financial income75/76B | €13 | €1 | ▼ 94.3% |
| Recurring financial income75 | €13 | €1 | ▼ 94.3% |
| Financial charges65/66B | €1,854 | €1,649 | ▼ 11.0% |
| Recurring financial charges65 | €1,854 | €1,649 | ▼ 11.0% |
| Profit (loss) for the period before taxes9903 | €11,752 | €8,070 | ▼ 31.3% |
| Income taxes67/77 | €3,767 | €2,326 | ▼ 38.3% |
| Profit (loss) for the period9904 | €7,984 | €5,744 | ▼ 28.1% |
| Profit (loss) for the period to be appropriated9905 | €7,984 | €5,744 | ▼ 28.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €41,346 | €36,624 | ▼ 11.4% |
| Fixed assets21/28 | €13,070 | €13,019 | ▼ 0.4% |
| Tangible fixed assets22/27 | €8,000 | €7,797 | ▼ 2.5% |
| Plant, machinery and equipment23 | €8,000 | €7,797 | ▼ 2.5% |
| Financial fixed assets28 | €5,070 | €5,222 | ▲ 3.0% |
| Current assets29/58 | €28,275 | €23,605 | ▼ 16.5% |
| Amounts receivable within one year40/41 | €3,855 | €2,713 | ▼ 29.6% |
| Trade receivables40 | €3,855 | €8 | ▼ 99.8% |
| Other amounts receivable41 | - | €2,705 | - |
| Cash at bank and in hand54/58 | €24,420 | €20,522 | ▼ 16.0% |
| Deferred charges and accrued income490/1 | - | €371 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €41,346 | €36,624 | ▼ 11.4% |
| Equity10/15 | €12,984 | €18,728 | ▲ 44.2% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €7,980 | €13,720 | ▲ 71.9% |
| Distributable reserves133 | €7,980 | €13,720 | ▲ 71.9% |
| Profit (loss) carried forward14 | €4 | €8 | ▲ 86.1% |
| Amounts payable17/49 | €28,362 | €17,896 | ▼ 36.9% |
| Amounts payable after more than one year17 | €9,823 | €6,825 | ▼ 30.5% |
| Financial debts170/4 | €9,823 | €6,825 | ▼ 30.5% |
| Amounts payable within one year42/48 | €18,539 | €11,071 | ▼ 40.3% |
| Current portion of amounts payable after more than one year42 | €2,752 | €2,998 | ▲ 9.0% |
| Trade debts44 | €5,147 | €4,066 | ▼ 21.0% |
| Suppliers440/4 | €5,147 | €4,066 | ▼ 21.0% |
| Advances received on contracts in progress46 | €360 | €299 | ▼ 16.8% |
| Taxes, remuneration and social security45 | €6,148 | €3,708 | ▼ 39.7% |
| Taxes450/3 | €6,148 | €3,708 | ▼ 39.7% |
| Other amounts payable47/48 | €4,133 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7,984 | €5,744 | ▼ 28.1% |
| + Depreciation and write-downs630 | €2,000 | €2,030 | ▲ 1.5% |
| Operating cash flow (approximation) | €9,984 | €7,774 | ▼ 22.1% |
| Investment in fixed assets (approximation) | - | -€1,979 | - |
| Change in cash | - | -€3,898 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as CHOC-EAU-LATTÉ has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHOC-EAU-LATTÉ itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CHOC-EAU-LATTÉ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VERCAUTEREN Tahini Freddy 50 shares (100%) · €5,000
Capital transactions
- 20-06-2023 Incorporation · €5,000 · 50 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Ondertekend door voorzitter en verzoekende bestuurders, kopieën door een of meer vertegenwoordigingsbevoegde bestuurders, 3”
Articles of association, deed of 20-06-2023 (in Dutch)
Network & group
CHOC-EAU-LATTÉ shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of CHOC-EAU-LATTÉ. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
20-06
Gazette deed
IncorporationStarting capital €5,000 · Appointment: VERCAUTEREN Tahini Freddy (director) · Registered office clause · Declaration10 points ▸
- Registered office clause, “Vrijhalsweg 2”, 2870 (deed in Dutch)
- Director appointment, VERCAUTEREN Tahini Freddy (director (not named in the articles))
- Declaration, “geen verbodsmaatregel mandaat, niet getroffen door maatregel die uitoefening mandaat verbiedt” (deed in Dutch)
- Other provision, “elektronisch aandelenregister, ondergetekende notaris” (deed in Dutch)
- Other provision, “UBO-register, Federale Overheidsdienst Financiën” (deed in Dutch)
- Incorporation, 15-06-2023
- Founder, VERCAUTEREN Tahini Freddy
- Founding capital, €5,000
- Bank account, “bijzondere rekening, vennootschap in oprichting” (deed in Dutch)
- Capital
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 16 June 2023, CHOC-EAU-LATTÉ was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 VERCAUTEREN Tahini Freddy is director of the company, appointed in the act of 20-06-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
5 activities
- Exploiteren of doen exploiteren en beheren van drankgelegenheden, verbruiksalons, cafés, bistro's, brasserieën, fastfoodzaken, drankslijterijen, ontspanningslokalen, tearooms, restaurants, snackbars, frituren en dergelijke.
- De aankoop, verkoop, groot- en kleinhandel, in- en uitvoer en bereiding van alle mogelijke koude en warme gerechten, dranken, gebak, confiserie, vlees- en viswaren, ijs- en rookwaren en alle aanverwante artikelen en grondstoffen, omvattende de verkoop van eetwaren en dranken, zowel vers als in wegwerpverpakking, warm of koud, die ter plaatse verbruikt worden of die via telefoon of internet besteld worden. Het leveren en meenemen van belegde broodjes.
- Organiseren van enigerlei vorm van amusement, exploiteren of laten exploiteren in deze instellingen van amusementsspelen, speelautomaten en goktoestellen in de meest uitgebreide zin.
- De organisatie, het opzetten, besturen, promoten en uitvoeren van feesten, bijeenkomsten en allerhande vrijetijdsevenementen in de meest ruime zin. Het organiseren van recepties en dergelijke.
- Diverse dienstverlening, hoofdzakelijk aan bedrijven.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12008A0244/00E002 | Flanders | 593 m² | 1 · 222 m² | 7.1 m · 2 |
| 12342C0221/00H000 | Flanders | 121 m² | 1 · 105 m² | 9.9 m · 3 |