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Generated 07-08-2026
Active BE 0707.707.149Private limited company

CHEZ MON EX

Roemeniëstraat 2 ·1060 Sint-Gillis (bij-Brussel), Belgium· 7 yrs active
Sector: Cafés (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of CHEZ MON EX is 6.2% (elevated). The 2024 annual accounts show equity of €28k and a net result of €8k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 5609 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €28k
Net result €8k
Staff (FTE) 3.1
Better than sector 88%
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability100
96 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
6.2% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 10-09-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20kOperating result 2020: €-260€-260Net result 2020: €-19k€-19kOperating result 2021: €27k€27kNet result 2021: €26k€26kOperating result 2022: €5k€5kNet result 2022: €3k€3kOperating result 2023: €-7k€-7kNet result 2023: €-8k€-8kOperating result 2024: €11k€11kNet result 2024: €8k€8k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~31.1%/year over 6 fiscal years, indicative, assuming unchanged policy.
€-20k€0€20k€40k€60k2025: €35k (€25k - €44k)2026: €41k (€26k - €56k)2027: €47k (€26k - €68k)2019: €-3k2020: €-4k2021: €21k2022: €26k2023: €19k2024: €28k201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 65.6% 19.3%
better than 88% of 5609 sector peers
Net result €8k €4k
better than 58% of 5598 sector peers
Equity €28k €14k
better than 64% of 5620 sector peers
Gross operating margin €77k €52k
better than 60% of 5584 sector peers
Staff costs €61k €49k
higher than 56% of 4061 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€13k
- -56% vs sector
Net profit
€8k
- -18% vs sector
Cash flow
€11k
- -55% vs sector
Total assets
€43k
+12.8% -76% vs sector
Equity
€28k
+52.5% -53% vs sector
Working capital
€15k
+176.9% -70% vs sector
Employees (FTE)
3
-3.1% -48% vs sector
Staff costs
€61k
-3.8% -72% vs sector
Income taxes
€825
- -93% vs sector
Dividends
€800
- -81% vs sector
Debt
€15k
-24.7% -80% vs sector
Debt ≤ 1y
€15k
-23.1% -31% vs sector
Debt > 1y
€5k
-50.2% -96% vs sector
Current ratio
2.01
+56.8% +2% vs sector
Quick ratio
1.58
+66.3% -14% vs sector
Solvency
65.6%
+35.2% +39% vs sector
Debt / equity
0.52
-50.6% -53% vs sector
ROE
28.4%
- +76% vs sector
ROA
18.6%
- far above sector median
Interest coverage
6.25
- -83% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€13k
Net profit€8k
Cash flow€11k
Staff costs€61k
Income taxes€825
Dividends-
Total assets€43k
Equity€28k
Debt€15k
of which ≤ 1y€15k
of which > 1y-
Working capital€15k
Employees (FTE)3.1
Ratios (computed)
2024
Current ratio2.01
Quick ratio1.58
Working capital ratio34.6%
Solvency65.6%
Debt / equity0.52
Long-term debt ratio-
Interest coverage6.25
Gross margin-
Net margin-
ROA18.6%
ROE28.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Fixed assets 21/28€13k
Intangible fixed assets 21€4k
Tangible fixed assets 22/27€7k
Financial fixed assets 28€2k
Current assets 29/58€30k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Equity 10/15€28k
Contributions / capital 10/11€19k
Accumulated profits (losses) 14€10k
Amounts payable 17/49€15k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€77k
Operating result 9901€11k
Financial income 75€81
Financial charges 65€2k
Result before taxes 9903€9k
Income taxes 67/77€825
Net result for the period 9904€8k
Result to be appropriated 9905€8k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Cafés(56301)
Legal form Private limited company(610)
Incorporation03-10-2018
StatusActive
Postal code1060
Establishment units 1 location
Chez mon ex
Roemeniëstraat 2, 1060 Sint-Gillis (bij-Brussel)Organiseren en verzorgen van bruiloften, banketten, cocktails, lunches, recepties, enz
since 20182.280.513.352
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0339/00N005 Brussels 81 m² 1 · 81 m² 17.0 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-12-2024
State Gazette act Director changes
05-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
25-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
23-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
01-04-2022
State Gazette act Director changes
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
11-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
31-12-2024 THIRIONET Jérémie resigns as director (executive) Director changes
  • THIRIONET Jérémie, Directeur
Technical details 
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  "act_meta": {
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2022
01-04-2022 1 director appointed, 1 resigning Director changes
  • THRIONET Jérémie, Bestuurder
  • SKALKA Benoît, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR CHEZ MON EX
Registered office
Roemeniëstraat 2
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative