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Complete company report
Generated 15-08-2026
Active BE 1008.243.833Private limited company

CHEZ CAMICO

Place Communale(GY) 16 ·6181 Courcelles, Belgium· 2 yrs active
Sector: Activiteiten van eetgelegenheden met volledige bediening (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of CHEZ CAMICO is 7.5% (elevated). The 2024 annual accounts show negative equity (€-6k) and a net result of €-21k. Its solvency ranks better than 29% of 5634 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-6k
Net result €-21k
Better than sector 29%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency33Growth-Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
7.5% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -3.8% 19.4%
better than 29% of 5634 sector peers
Net result €-21k €4k
better than 13% of 5623 sector peers
Equity €-6k €14k
better than 25% of 5646 sector peers
Gross operating margin €-8k €52k
better than 6% of 5609 sector peers
Total assets €158k €87k
better than 70% of 5635 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-9k
Net profit€-21k
Cash flow€-13k
Staff costs-
Income taxes-
Dividends-
Total assets€158k
Equity€-6k
Debt€164k
of which ≤ 1y€32k
of which > 1y€132k
Working capital€-31k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.03
Quick ratio0.03
Working capital ratio-19.5%
Solvency-3.8%
Debt / equity-27.61
Long-term debt ratio-22.27
Interest coverage-2.42
Gross margin-
Net margin-
ROA-13.2%
ROE352.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€158k
Fixed assets 21/28€157k
Tangible fixed assets 22/27€157k
Current assets 29/58€932
Cash & bank 54/58€932
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€158k
Equity 10/15€-6k
Contributions / capital 10/11€15k
Accumulated profits (losses) 14€-21k
Amounts payable 17/49€164k
Amounts payable after one year 17€132k
Amounts payable within one year 42/48€32k
Trade debts payable within one year 44€141
Income statement
Gross operating margin 9900€-8k
Operating result 9901€-17k
Financial income 75€0
Financial charges 65€4k
Result before taxes 9903€-21k
Net result for the period 9904€-21k
Result to be appropriated 9905€-21k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation10-04-2024
StatusActive
Postal code6181
Establishment units 1 location
CHEZ CAMICO
Place Communale(GY) 16, 6181 CourcellesCafé-restaurants (tavernen)
since 20242.359.226.575
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52031B0915/00D000 Wallonia 482 m² 1 · 76 m² 10.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameFR CHEZ CAMICO
Registered office
Place Communale(GY) 16
6181 Courcelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 2,991 of 20,277 with filed accounts
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative