Cheyns Consulting
ActiveCheyns Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-1k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 2.9 in 2024), and 21.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
-3.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€1k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
11 d late
2024
3 d late
2023
on the day
2022
13 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€180k
EBIT margin
16.9%
Net result
€-1k▲ 93.5%
2024 · €-19k
2021: €23k
2022: €7k
2023: €19k
2024: €-19k
2021 → 2025
Working capital
€17k▲ 2.2%
2024 · €17k
2021: €-7k
2022: €6k
2023: €33k
2024: €17k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€180k-
Equity€28k-€32k▲ 11.9%€48k▲ 49.2%€26k▼ 45.8%€25k▼ 4.7%
Operating result€30k-€11k▼ 64.4%€27k▲ 150%€-18k€-758▲ 95.8%
Net result€23k-€7k▼ 70.2%€19k▲ 176%€-19k€-1k▲ 93.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €758 in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€7k▼ 18.2%
Current assets
€24k▼ 6.9%
Equity and liabilities €31k
Equity
€25k▼ 4.7%
Debt
€7k▼ 24.1%
The debt ratio falls from 25.9% to 21.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€823▲
2024 · €-12k
Cash flow
€372▲
2024 · €-13k
Solvency
78.3%▲
2024 · 74.1%
Current ratio
3.56▲
2024 · 2.90
Quick ratio
3.56▲
2024 · 2.90
Debt / equity
0.28▼
2024 · 0.35
ROE
-4.9%▲
2024 · -72.2%
ROA
-3.9%▲
2024 · -53.5%
Interest coverage
3.29▲
2024 · -80.27
Debt
€7k▼
2024 · €9k
Debt ≤ 1 year
€7k▼
2024 · €9k
Income taxes
€201▲
2024 · €195
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€31k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€8k€7k▼
Furniture and vehicles24€131€0▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€600€600=
Current assets29/58€26k€24k▼
Amounts receivable after more than one year29€24k€16k▼
Other amounts receivable291€24k€16k▼
Amounts receivable within one year40/41€121€4k▲
Trade receivables40€107€4k▲
Other amounts receivable41€14€147▲
Cash at bank and in hand54/58€2k€101▼
Deferred charges and accrued income490/1€291€4k▲
Equity and liabilities
Total equity and liabilities10/49€35k€31k▼
Equity10/15€26k€25k▼
Contributions10/11€5k€5k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€773€-436▼
Amounts payable17/49€9k€7k▼
Amounts payable within one year42/48€9k€7k▼
Trade debts44€149€4k▲
Suppliers440/4€149€4k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€76▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-11k€2k▲
Operating profit (loss)9901€-18k€-758▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€153€250▲
Recurring financial charges65€153€250▲
Profit (loss) for the period before taxes9903€-18k€-1k▲
Income taxes67/77€195€201▲
Profit (loss) for the period9904€-19k€-1k▲
Profit (loss) for the period to be appropriated9905€-19k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-436▲
Profit (loss) brought forward from the previous period14P€3k€773▼
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€3k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Weakest financial yearnet €-19k ▼196%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 1.57
Current ratio from 0.75 to 1.57; short-term debt falls from €28k to €11k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkgate 199700 OudenaardeGround area
1,908 m²
Building footprint
633 m²
Volume, LiDAR
3,699 m³
Parcel 45021A1196/00X000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cheyns Consulting
since 20192.295.754.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45021A1196/00X000 | Flanders | 1,908 m² | 1 · 633 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,750 companies in sector 69109 we hold annual accounts for 1,204. 826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2019
Fiscal year end30-06
Activities, NACEBEL
69109Other legal services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:willem@cheyns-consult.be
Phone:055456043