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O-TOWN

Active
Private limited companyfounded 2019active for 7 yearsSchoolstraat 27, 1745 Opwijk, BelgiumKBO/BCE: BE 0734.975.235

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

O-TOWN has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,510 and a net result of -€3,591. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 62% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 26-09-2019 Normal situation
Activity
Other legal services NACE 69109and 2 others
Establishment unit
2.295.090.868 1745 Opwijk, since 26-09-2019
Financial year end
30 September
Peppol
Reachable since 28-12-2025

Board and ownership

Board
  • Roggeman VeerleDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
-€3,441
▼ 30.5%
Loss
€3,591
▼ 51.1%
Equity
€22,510
▼ 13.8%
Total assets
€33,263
▼ 66.5%
Turnover not published (micro format)
Filed on 31-03-2026, 30 days before the deadlinePDF
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 8.55, cash €33,263, halvedFigures for financial year 2025 (filed on 31-03-2026)Size: total assets €33,263Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 93+42
equity 67.7% of total assets
Liquidity 99+33
short-term debt 11.7% · cash 100.0%
Profitability 5-5
return on assets -10.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.55 (1.57 in 2024), above the usual 1.5. Short-term debt is 11.7% and cash 100% of total assets. 32.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 64% of them on solvency, 94% on liquidity, 3% on profitability and 22% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 8.55, cash €33,263, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-03-2026)
NBB · annual accounts
lowers risk · Size: total assets €33,263
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€3,591
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
30 days early
2024
29 days early
2023
28 days early
2022
33 days early
2021
32 days early
2020
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 31 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 31 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€3,591 View
  • Caution: Lower net result than 92% of companies in legal and accountingsector median €37,433 · 15,761 companies -€3,591 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as O-TOWN: other legal services (NACE 69109). They are comparable in size and age: total assets between €27,000 and €44,900, founded between 2016 and 2021.

CompanyTotal assetsGross margin
O-TOWN Opwijk€33,263-€3,441
SDM Immo Tournai€29,083-€9,060
BIALMA Scherpenheuvel-Zichem€29,626-€19,250
QP Company Elsene€36,360-€11,361
BoTra Brussel€27,026-€37,294
CLUWAY Brussel€33,901-€9,710
Clarissima Vorst€44,928-€5,872
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Articles and registers

Key facts about O-TOWN

What is the company number of O-TOWN?
The company number of O-TOWN is 0734.975.235. The VAT number is the same number with BE in front: BE 0734.975.235.
Where is O-TOWN based?
The registered office is at Schoolstraat 27, 1745 Opwijk.Company details
What does O-TOWN do?
According to the KBO register, the main activity is other legal services (NACE 69109).
What is the legal form of O-TOWN?
The legal form of O-TOWN is Private limited company (BV).
When was O-TOWN founded?
O-TOWN was founded on 26-09-2019.
Is O-TOWN still active?
Yes, O-TOWN is an active enterprise in the KBO register.
What is the turnover of O-TOWN?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is O-TOWN profitable?
In financial year 2025, O-TOWN made a loss of €3,591.
Where can I find the annual accounts of O-TOWN?
O-TOWN filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of O-TOWN due?
O-TOWN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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