Cheveux Chique
ActiveCheveux Chique has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+33
Solvency32▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.32 in 2024; short-term debt: 59.5% and cash: 8.7% of total assets), and 92.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
20 d late
2023
9 d early
2022
22 d early
2021
48 d early
2020
54 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k
2024 · €-582
2019: €-7k
2020: €-16k
2021: €4k
2022: €8k
2023: €6k
2024: €-582
2019 → 2025
Total assets
€120k▼ 7.9%
2024 · €131k
2019: €205k
2020: €191k
2021: €185k
2022: €153k
2023: €148k
2024: €131k
2019 → 2025
Net result
€10k
2024 · €-6k
2019: €-4k
2020: €-9k
2021: €20k
2022: €4k
2023: €-2k
2024: €-6k
2019 → 2025
Working capital
€-46k▲ 9.8%
2024 · €-51k
2019: €-59k
2020: €-70k
2021: €-54k
2022: €-49k
2023: €-46k
2024: €-51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€8k▲ 87.1%€6k▼ 27.2%€-582€9k
Operating result€24k-€8k▼ 68.2%€2k▼ 72.9%€459▼ 77.9%€17k▲ 3,557%
Net result€20k-€4k▼ 82.4%€-2k€-6k▼ 196%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,557% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€95k▼ 11.4%
Current assets
€26k▲ 7.9%
Equity and liabilities €120k
Equity
€9k
Debt
€111k
Debt finances 92.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k▲
2024 · €18k
Cash flow
€22k▲
2024 · €12k
Solvency
7.4%▲
2024 · -0.4%
Current ratio
0.36▲
2024 · 0.32
Quick ratio
0.16▲
2024 · 0.15
Debt / equity
12.43
ROE
106.5%
ROA
7.9%▲
2024 · -4.7%
Interest coverage
4.43▲
2024 · 2.46
Debt
€111k▼
2024 · €131k
Debt ≤ 1 year
€72k▼
2024 · €75k
Debt > 1 year
€40k▼
2024 · €56k
Income taxes
€3k▲
2024 · €955
Staff costs
€0▼
2024 · €78
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€120k▼
Fixed assets21/28€107k€95k▼
Tangible fixed assets22/27€107k€95k▼
Land and buildings22€104k€94k▼
Plant, machinery and equipment23€728€178▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€24k€26k▲
Stocks and contracts in progress3€12k€14k▲
Stocks30/36€12k€14k▲
Amounts receivable within one year40/41€965€1k▲
Trade receivables40€755€0▼
Other amounts receivable41€210€1k▲
Cash at bank and in hand54/58€10k€10k=
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€131k€120k▼
Equity10/15€-582€9k▲
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-15k€-5k▲
Amounts payable17/49€131k€111k▼
Amounts payable after more than one year17€56k€40k▼
Financial debts170/4€56k€40k▼
Amounts payable within one year42/48€75k€72k▼
Current portion of amounts payable after more than one year42€16k€19k▲
Financial debts43€7k€8k▲
Credit institutions430/8€7k€8k▲
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€31k€24k▼
Taxes450/3€31k€24k▼
Other amounts payable47/48€12k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€78€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€12k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€26k€33k▲
Operating profit (loss)9901€459€17k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-5k€13k▲
Income taxes67/77€955€3k▲
Profit (loss) for the period9904€-6k€10k▲
Profit (loss) for the period to be appropriated9905€-6k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-5k▲
Profit (loss) brought forward from the previous period14P€-9k€-15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veemarkt 333300 TienenGround area
282 m²
Building footprint
262 m²
Volume, LiDAR
1,964 m³
Parcel 24593G0689/00D000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cheveux Chique
since 20112.203.155.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0689/00D000 | Flanders | 282 m² | 1 · 262 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2011
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.