CHEMINVEST
ActiveCHEMINVEST has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €461k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 71% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+14
Solvency84▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.98 in 2024; short-term debt: 4.8% and cash: 7.1% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
58 d early
2023
42 d early
2022
54 d early
2021
79 d early
2020
33 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€461k▼ 0.5%
2024 · €463k
2018: €674k
2019: €410k
2020: €470k
2021: €494k
2022: €496k
2023: €487k
2024: €463k
2018 → 2025
Total assets
€783k▼ 3.4%
2024 · €811k
2018: €1.02M
2019: €1.11M
2020: €1.16M
2021: €1.15M
2022: €892k
2023: €844k
2024: €811k
2018 → 2025
Net result
€-2k▲ 90.0%
2024 · €-23k
2018: €-19k
2019: €43k
2020: €65k
2021: €29k
2022: €7k
2023: €-9k
2024: €-23k
2018 → 2025
Working capital
€57k▲ 65.7%
2024 · €35k
2018: €-140k
2019: €25k
2020: €104k
2021: €153k
2022: €43k
2023: €7k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€494k-€496k▲ 0.4%€487k▼ 1.9%€463k▼ 4.8%€461k▼ 0.5%
Operating result€65k-€27k▼ 58.4%€7k▼ 73.3%€-241€18k
Net result€29k-€7k▼ 76.6%€-9k€-23k▼ 153%€-2k▲ 90.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €241 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €783k
Fixed assets
€688k▼ 7.1%
Current assets
€95k▲ 35.4%
Equity and liabilities €783k
Equity
€461k▼ 0.5%
Debt
€322k▼ 7.3%
The debt ratio falls from 42.9% to 41.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €51k
Cash flow
€50k▲
2024 · €28k
Solvency
58.9%▲
2024 · 57.1%
Current ratio
2.54▲
2024 · 1.98
Quick ratio
2.54▲
2024 · 1.98
Debt / equity
0.70▼
2024 · 0.75
ROE
-0.5%▲
2024 · -5.0%
ROA
-0.3%▲
2024 · -2.9%
Interest coverage
3.53▲
2024 · 2.27
Debt
€322k▼
2024 · €347k
Debt ≤ 1 year
€37k▲
2024 · €35k
Debt > 1 year
€265k▼
2024 · €290k
Income taxes
€543▼
2024 · €798
Staff costs
€119k▲
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€811k€783k▼
Fixed assets21/28€741k€688k▼
Tangible fixed assets22/27€740k€687k▼
Land and buildings22€724k€680k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€16k€8k▼
Financial fixed assets28€1k€1k=
Current assets29/58€70k€95k▲
Amounts receivable within one year40/41€30k€35k▲
Trade receivables40€12k€17k▲
Other amounts receivable41€18k€18k▲
Cash at bank and in hand54/58€36k€56k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€811k€783k▼
Equity10/15€463k€461k▼
Contributions10/11€62k€62k=
Reserves13€122k€122k=
Distributable reserves133€122k€122k=
Profit (loss) carried forward14€279k€277k▼
Amounts payable17/49€347k€322k▼
Amounts payable after more than one year17€290k€265k▼
Financial debts170/4€290k€265k▼
Amounts payable within one year42/48€35k€37k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€28k€30k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€19k€19k▲
Other amounts payable47/48€3k€5k▲
Accrued charges and deferred income492/3€22k€20k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€116k€119k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€52k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€20k€18k▼
Gross operating margin9900€187k€208k▲
Operating profit (loss)9901€-241€18k▲
Financial income75/76B€55€200▲
Recurring financial income75€55€200▲
Financial charges65/66B€22k€20k▼
Recurring financial charges65€22k€20k▼
Profit (loss) for the period before taxes9903€-23k€-2k▲
Income taxes67/77€798€543▼
Profit (loss) for the period9904€-23k€-2k▲
Profit (loss) for the period to be appropriated9905€-23k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€279k€277k▼
Profit (loss) brought forward from the previous period14P€302k€279k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €65k ▲52.2%
Operating result €115k, net result €65k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.10
Current ratio from 0.54 to 1.10; short-term debt falls from €303k to €251k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smederijstraat 162960 BrechtGround area
5,006 m²
Building footprint
1,905 m²
Volume, LiDAR
12,415 m³
Parcel 11042A0001/00P046, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHEMINVEST NV
since 19932.062.187.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042A0001/00P046 | Flanders | 5,006 m² | 1 · 1,905 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Panorama B2B Brugge
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FH Properties
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BROKER
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 4,666 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-1992
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.